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Message

re: Healthcare costs make no sense ($11k for an FNA biopsy)

Posted on 11/7/25 at 4:06 am to
Posted by TigersSEC2010
Warren, Michigan
Member since Jan 2010
38194 posts
Posted on 11/7/25 at 4:06 am to
quote:

And we pay for every ebt queens and trailer trash to pop out 8 kids



Yep. Those of you with commercial plans (Blue Cross, Aetna, Cigna, etc.) are getting raped by providers who have to cover their losses from being required to treat all the illegals and American-born trash that fill emergency rooms with bullshite, then either don't pay or have Medicaid, which essentially pays nothing.

The same goes for places that aren't an ER, like Woman's Hospital. You think a 17-year-old from Honduras is going to pay a penny to have her kid at Woman's? No, but you're damn sure getting billed whatever they want to charge to cover not only your stay but hers as well.

It is an accepted practice in the United States to overbill commercial payers to cover the losses incurred treating the deadbeat pieces of shite, which in turn means the producers continue to get wrecked to support the takers.
This post was edited on 11/7/25 at 4:12 am
Posted by Tarps99
Lafourche Parish
Member since Apr 2017
11671 posts
Posted on 11/7/25 at 4:31 am to
quote:

I quit paying medical bills years ago. They just send them to collection. I pay UHC each month, whatever they pay to the provider is enough.


Some providers have gotten sneaky.

Some already know what your insurance will pay and demand payment in advance like a doctor’s copay.

I am dreading next week as I have an ultrasound study of both legs next week. UHC estimates show the procedure costing 419 dollars and estimates my costs at 85 dollars. Not sure if they are billing 419 with 85 dollars towards my 20% annual out of pocket deductible.
Posted by FLObserver
Jacksonville
Member since Nov 2005
15857 posts
Posted on 11/7/25 at 4:32 am to
If you have ever sat down and reviewed a procedure done at the hospital or even a hospital stay longer than a day then you will see why Insurance cost are thru the roof. Seems like half the charges are made up. Maybe because they are trying to recoup losses for the non insured or something else but it is a shame that the working class is the ones getting screwed with higher rates every year.
Posted by iron banks
Destrehan
Member since Jul 2014
4179 posts
Posted on 11/7/25 at 4:46 am to
The entire system is a disaster. It is easy to blame deadbeats and illegals but go look at the stock prices of the big 5 health insurance companies. That tells the truth about the fricked up ACA ObamaCare nonsense.
Posted by BabyTac
Austin, TX
Member since Jun 2008
15900 posts
Posted on 11/7/25 at 5:05 am to
quote:

quit paying medical bills years ago. They just send them to collection. I pay UHC each month, whatever they pay to the provider is enough.


This!!!!
Posted by The Torch
DFW The Dub
Member since Aug 2014
28026 posts
Posted on 11/7/25 at 5:21 am to
quote:

$11k for an FNA biopsy


That's because the next 7 Mexicans, Somolians, Ianians, Afganistaners aren't paying a dime.






but they vote democrat
Posted by Rick9Plus
Baton Rouge
Member since Jul 2020
2438 posts
Posted on 11/7/25 at 5:25 am to
quote:

quit paying medical bills years ago. They just send them to collection. I pay UHC each month, whatever they pay to the provider is enough.


I did the same for a few years due to times being tough. Credit score was still in the mid-700s. My kids had some health issues and one had to be hospitalized. The bills that kept coming, $500 here, $4000 there, x 10, on top of me paying for a family plan PPO through my employer just became too much.
Posted by Pepe Lepew
Looney tuned .....
Member since Oct 2008
38040 posts
Posted on 11/7/25 at 5:25 am to
In 2000, my 4 chemo drugs were $3400 every 2 weeks…
Posted by saint tiger225
San Diego
Member since Jan 2011
46510 posts
Posted on 11/7/25 at 5:25 am to
I really wish the Republicans would have put some kind of effort into a healthcare bill while they have both chambers and the presidency.

I guess it's more beneficial for all parties involved to be able to complain about it at election time rather than try and fix it.
Posted by MyRockstarComplex
The airport
Member since Nov 2009
4911 posts
Posted on 11/7/25 at 5:58 am to
quote:

Doctors have to pay for all those alimony payments


And shush money to the nurses
Posted by holdmuh keystonelite
Member since Oct 2020
3812 posts
Posted on 11/7/25 at 6:05 am to
quote:

Had a two hour drs visit in September

$23,000

$2500 out of pocket

fricking wild


He must have gave you one hell of a blowjob.
Posted by BK Lounge
Member since Nov 2021
5074 posts
Posted on 11/7/25 at 6:11 am to
I live outside of America so i have an international health insurance policy.. i pay $125 usd per month (im 46) .. it covers me in just about every single country on the planet, i think my limit is $2,000,000 usd.. except, the one country i am NOT covered in is the USA.. my agent said it’s b/c insurers are wise to the USA healthcare/insurance racket and they dont want to be on the hook for a $75k bill if i break an arm or something while im visiting family ..recently i had to go to one of the hospitals in Asia for something relatively minor.. went to the ER of this hospital that looked more like a Four Seasons hotel.. within 5 min i was meeting with a Dr.. had x rays done, then consulted with another Dr , a specialist .. all of them spoke perfect English.. took less than an hour, they sent me on my way with a couple prescriptions- i paid out of pocket, didnt even use my insurance, and the whole thing, all in, cost me $65 usd.. US healthcare costs are fricking retarded .
Posted by htran90
BC
Member since Dec 2012
31992 posts
Posted on 11/7/25 at 6:16 am to
Hospital and facility fee bloat is a big issue. Don't forget the pharmacy fee for the lidocaine they used.

I'll never forget how fast I learned that lesson when my residency clinic nurse gave me a flu shot because I couldn't get to the flu shot fair.

400 dollars. 200 facility fee. 100.pool pharmacy fee. 50 dollar shot. 50 dollar clinic visit

bullshite.
Posted by Macfly
BR & DS
Member since Jan 2016
10047 posts
Posted on 11/7/25 at 6:23 am to
We're paying for the illegals in emergency.
Posted by ldts
Member since Aug 2015
2871 posts
Posted on 11/7/25 at 6:32 am to
I saw a doctor about a month ago. Charged $600 to talk for 10 minutes. He didn't have to test anything, didn't have to diagnose anything, just discuss a couple options.
Posted by Lonnie Utah
Utah!
Member since Jul 2012
32795 posts
Posted on 11/7/25 at 7:00 am to
quote:

Doctors have to pay for all those uninsured/medicare/medicade patients


FIFY.

If you don't think regular folks with insurance aren't subsdising the rest of the industry, I have news for you.
Posted by TigersSEC2010
Warren, Michigan
Member since Jan 2010
38194 posts
Posted on 11/7/25 at 7:12 am to
quote:

It is easy to blame deadbeats and illegals but go look at the stock prices of the big 5 health insurance companies. That tells the truth about the fricked up ACA ObamaCare nonsense.


Both are true. The illegals and welfare fricks aren’t paying a dime for their services, so you’re covering them via your premiums and OOP. Those costs are inflated not only to cover the scum of society to keep hospitals afloat but also a very nice profit margin for the insurer.
This post was edited on 11/7/25 at 7:13 am
Posted by TigersSEC2010
Warren, Michigan
Member since Jan 2010
38194 posts
Posted on 11/7/25 at 7:14 am to
quote:

If you don't think regular folks with insurance aren't subsdising the rest of the industry, I have news for you.


If I was a physician in a clinic, I’d refuse to see Medicaid patients. They’re the least compliant and always loaded with health issues, and half the time they just don’t even show up for the appointment because their lives are train wrecks. The icing on the cake is I’d then get paid about 60% or less of what a very compliant, stable, polite patient covered by a commercial policy would pay.
This post was edited on 11/7/25 at 7:16 am
Posted by YouKnowImRight
Parts Unknown
Member since Oct 2023
2871 posts
Posted on 11/7/25 at 7:17 am to
The law of supply and demand always wins.

Artificially inflated demand from government programs (medicare/medicaid/obamacare) causes a high demand for services, then dictates what they will pay for said services.

Health care industry rises to meet the demand, but loses money on government demand, so they pass the cost along to private market. Procedure cost and private insurance rates skyrocket.

But the government achieved their goal: more and more people are dependent on them.
Posted by Dixie2023
Member since Mar 2023
4656 posts
Posted on 11/7/25 at 7:21 am to
And the pockets of the executives. I
We don’t have health care. Nothing health care about it. It’s a scam.
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