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re: Have you ever been taken advantage of by car dealerships?

Posted on 6/30/17 at 2:31 pm to
Posted by fareplay
Member since Nov 2012
6626 posts
Posted on 6/30/17 at 2:31 pm to
House is 360 months
Posted by Capo Losi
Baton Rouge
Member since Sep 2016
2193 posts
Posted on 6/30/17 at 2:34 pm to
I just went 60 months with 1/3 the interest rate and was worried about my deal.. albeit i didnt spend 55k either..figure if I need 84 months... i cant afford it.
Posted by fareplay
Member since Nov 2012
6626 posts
Posted on 6/30/17 at 2:35 pm to
This a humble brag post?
Posted by Capo Losi
Baton Rouge
Member since Sep 2016
2193 posts
Posted on 6/30/17 at 2:35 pm to
Double post.. but I should add I went in with a pre approval letter from a competitor...
Posted by 75503Tiger
Member since Sep 2015
4821 posts
Posted on 6/30/17 at 2:35 pm to
I bought the wife a car when Toyota offered 0% for 60. Easiest payment calculation ever
Posted by sealawyer
Coonassganistan
Member since Nov 2012
3145 posts
Posted on 6/30/17 at 2:37 pm to
quote:

Not bad, but you showed your hand too early


I have to geive it to him, he totally got me. I'd go 6/10, its obvious looking back, I feel kinda dumb.
Posted by CorkSoaker
Member since Oct 2008
9823 posts
Posted on 6/30/17 at 2:41 pm to
quote:

Maybe I'm missing something.


They broke the law.

As far as my pain and suffering with emotional stress, I had to spend much time and energy proving my case by finding the evidence that they knew they sold me a car that had been damaged but did not disclose that info.

Again, they were going to fine me for turning in a car with a paint job. So, it was either prove my case in court, or be fined for something I didn't do.

Why shouldn't they have consequences for breaking the law? Just because the car got me from point a to point b?

Posted by Capo Losi
Baton Rouge
Member since Sep 2016
2193 posts
Posted on 6/30/17 at 2:43 pm to
quote:

this a humble brag post.


Not at all, Im fairly new to the car buying game myself. Spent my early 20s with bad credit and no money while building my career. Was genuinely worried. 84 months seems like a real long time to pay a note though. The new car was a family car, for myself im fine with droppin cash on a newer used vehicle and being done with it. I hate bills...
Posted by shutterspeed
MS Gulf Coast
Member since May 2007
73782 posts
Posted on 6/30/17 at 2:44 pm to
quote:

you have an 84 month loan?!


Well, he's going to need something to drive after undergrad and med school.
Posted by Gorilla Ball
Az via La
Member since Feb 2006
13375 posts
Posted on 6/30/17 at 2:45 pm to
Lightstream- but I only needed 48 months
Posted by fareplay
Member since Nov 2012
6626 posts
Posted on 6/30/17 at 2:46 pm to
Wrong person I didn't go to med schiol
Posted by Festus
With Skillet
Member since Nov 2009
86142 posts
Posted on 6/30/17 at 2:47 pm to
quote:

I had to spend much time and energy proving my case by finding the evidence that they knew they sold me a car that had been damaged but did not disclose that info.

I'm confused. I thought you said they didn't sell you the car, they leased it to you?
Posted by madmaxvol
Infinity + 1 Posts
Member since Oct 2011
22488 posts
Posted on 6/30/17 at 2:47 pm to
No...because I do my homework before I get there.









Well...that, and my friend's family owns a Toyota dealership...
Posted by Slima
Baton Rouge
Member since Apr 2006
136 posts
Posted on 6/30/17 at 2:48 pm to
quote:

6% APR for my 84 month payment



You purchased a $60,000 truck at 6% paid over 7 years? What is that? $750/monthly? Add insurance and fuel and you're spending over a $1,000 on a vehicle every month!

Sell the big truck now and buy a used beater that you can pay for in less than a year. You'll thank me in a few years when you come into financial wisdom.

Posted by fareplay
Member since Nov 2012
6626 posts
Posted on 6/30/17 at 2:49 pm to
You don't get rig pussy by driving a beater
Posted by madmaxvol
Infinity + 1 Posts
Member since Oct 2011
22488 posts
Posted on 6/30/17 at 2:50 pm to
quote:

Not diesel and also ricer truck


Posted by HeadyMurphey
Los Santos
Member since Jan 2008
17316 posts
Posted on 6/30/17 at 2:52 pm to
Aren't you the same guy that wanted to stop paying his student loans?
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
151567 posts
Posted on 6/30/17 at 2:52 pm to
quote:

As far as my pain and suffering with emotional stress,


Posted by TigerRob82
Baton Rouge
Member since Nov 2014
407 posts
Posted on 6/30/17 at 2:57 pm to


LightStream doesn't seem to offer 1.99 even @24 months ?
Posted by baxter12
BATON ROUGE
Member since Nov 2012
551 posts
Posted on 6/30/17 at 3:05 pm to
I honestly take adavantage of them to an extent. Two months ago switched jobs. Part Of my package was a new company truck. I was driving a 2014 Equnoix, wife had a 2016 Tahoe base model. Traded both in got her a 2017 loaded. Got more for both of those vehicles than the cost of the new one. B/c of this paid no sales tax. We had extended warranty and gap on both vehicles. Got a pro rated amount back of just over $3,000.00. Was a great deal for us.
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