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re: Florida cracks down on frivolous lawsuits, insurance goes down..

Posted on 5/26/24 at 7:38 pm to
Posted by TJG210
New Orleans
Member since Aug 2006
28404 posts
Posted on 5/26/24 at 7:38 pm to
quote:

Judicial races are, relatively speaking, low cost affairs.


So you think that practice is fine? What’s stopping these sponsoring plaintiffs from gifting in the names of their employees as well? I mean if there was an aspiring college football referee that was on hard tours and the university of Alabama decided to bankroll him into becoming an SEC head official, you’d look at that activity as concerning.

Posted by LSU82BILL
Fort Lauderdale, FL
Member since Sep 2006
10341 posts
Posted on 5/26/24 at 7:41 pm to
quote:

But but it’s the evil insurance companies….


Well…..carriers are also revising policies to limit water damage to $10K, limiting what they owe for matching undamaged adjacent property to 1% of the policy amount and removing appraisal language from the policy.

Greedy plaintiff’s attorneys, sleazy public adjusters and scumbag contractors have basically killed the golden goose.
Posted by Solo Cam
Member since Sep 2015
32748 posts
Posted on 5/26/24 at 7:44 pm to
Make America Florida
Posted by The Torch
DFW The Dub
Member since Aug 2014
19566 posts
Posted on 5/26/24 at 7:48 pm to
Now get rid of Obama Care so the Health Insurance Market can regulate itself.
Posted by nealnan8
Atlanta
Member since Oct 2016
1789 posts
Posted on 5/26/24 at 8:02 pm to
Show your work that lead you to this conclusion.
-------------------------------------------------------
Actually, nobody on this board has posted any hard data. The original link is to a local TV station who in large part uses quotes from an insurance industry spokesperson. Here some info:
From 2019- 2023, homeowners premiums have doubled.
Florida accounts for 9% off all nationwide claims, but 79% of claims related lawsuits.
Insurance rates aren't necessarily going down, but they have stabilized. Some small percentage of premiums have gone down, but they are the outliers. Clearly, something needs to be done about the lawsuits, but as another poster said. All of this gets thrown out of the window until the next bad storm comes.
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27512 posts
Posted on 5/26/24 at 8:03 pm to
quote:

So you think that practice is fine? What’s stopping these sponsoring plaintiffs from gifting in the names of their employees as well? I mean if there was an aspiring college football referee that was on hard tours and the university of Alabama decided to bankroll him into becoming an SEC head official, you’d look at that activity as concerning.

I think having an elected judiciary is idiotic and disgusting. But if you’re going to have an elected judiciary, and you’re going to allow campaign contributions, I don’t see a reasonable, equitable way to bar some contributions while allowing others when every person can appear before that judge as an interested party in a legal matter.
Posted by nola tiger lsu
Member since Nov 2007
5378 posts
Posted on 5/26/24 at 8:29 pm to
quote:

Well I’ve seen several advertisements for campaign fundraisers for judges and all are HEAVILY sponsored by plaintiffs attorneys


Exactly, trash buying trash.

LSU should not accept money from Plaintiff Attorneys
Posted by Traffic Circle
Down the Rabbit Hole
Member since Nov 2013
4293 posts
Posted on 5/26/24 at 8:38 pm to
I think Gov. Landry was heavily supported by the plaintiff’s bar.
Posted by TJG210
New Orleans
Member since Aug 2006
28404 posts
Posted on 5/26/24 at 8:43 pm to
quote:

I think having an elected judiciary is idiotic and disgusting. But if you’re going to have an elected judiciary,


I 100% agree, though what’s a reasonable alternative? I couldn’t imagine the last governor or this one for that matter appointing judges. Would that be handled locally? Even that would have its issues. I couldn’t imagine Orleans parish courts being any more kangaroo like, but if the local politicians appointed them I can see it actually being worse.

quote:

I don’t see a reasonable, equitable way to bar some contributions while allowing others when every person can appear before that judge as an interested party in a legal matter.


Could you perhaps have a law stating that any judicial candidate must have equal contributions from both sides of the bar?

Also isn't it legal tor the lawyers to legally wine and dine these judges?
Posted by Joshjrn
Baton Rouge
Member since Dec 2008
27512 posts
Posted on 5/26/24 at 9:42 pm to
quote:

I 100% agree, though what’s a reasonable alternative? I couldn’t imagine the last governor or this one for that matter appointing judges. Would that be handled locally? Even that would have its issues. I couldn’t imagine Orleans parish courts being any more kangaroo like, but if the local politicians appointed them I can see it actually being worse.

I haven’t spent much time with it, but from my vague recollection, most judges are either outright appointed, or more circuitously, a judicial appointment panel is elected, and they then interview and appoint. Not perfect, but I consider that to be better than outright elections.
quote:

Could you perhaps have a law stating that any judicial candidate must have equal contributions from both sides of the bar?

Even if that withstood constitutional scrutiny, which I doubt, that would be functional impossible to police. If you’re concerned about frickery now, I can’t even fathom the frickery that would go on within that paradigm to skirt who is on which side of the Bar, and when. And then how do you categorize contributions made by non attorneys who just happen to be good friends with attorneys, etc?
quote:

Also isn't it legal tor the lawyers to legally wine and dine these judges?

Not to my knowledge, no. The judicial canon at issue functionally mirrors that of other public servants:
quote:

C.Gifts. A judge, a judge's spouse, or a member of the judge's immediate family residing in the judge's household shall not accept any gifts or favors which might reasonably appear as designed to affect the judgment of the judge or influence the judge's official conduct.

And I’ve never seen it done, though I can’t make any promises about random rural JDCs.
Posted by TigersnJeeps
FL Panhandle
Member since Jan 2021
1759 posts
Posted on 5/26/24 at 9:43 pm to
Our homeowners policy here in FL Panhandle doubled. Doing the annual search for some unknown company and bring it to a 10-15% increase.
Posted by LeGrosChat
Bangladesh
Member since Feb 2016
414 posts
Posted on 5/26/24 at 10:08 pm to
I am amazed that the big, bad insurance have help attorneys build big million dollar offices. How can the big bad insurance be so bad with all the big expensive lawyer offices built!
Posted by LeGrosChat
Bangladesh
Member since Feb 2016
414 posts
Posted on 5/26/24 at 10:10 pm to
quote:

Greedy plaintiff’s attorneys, sleazy public adjusters and scumbag contractors have basically killed the golden goose.


Yes, Public Adjusters for the most part inflate the claims because the higher the claim, the more they make.
Posted by oVo
Member since Dec 2013
11878 posts
Posted on 5/26/24 at 10:17 pm to
But how is LA going to pay for Jell-O shots?
Posted by TigerGman
Center of the Universe
Member since Sep 2006
11352 posts
Posted on 5/27/24 at 6:05 am to
quote:

Now get rid of Obama Care so the Health Insurance Market can regulate itself.


Sure. Let's make everyone with pre existing conditions uninsurable again. That'll lower rates@!!
Posted by BHS78
Member since May 2017
2159 posts
Posted on 5/27/24 at 7:11 am to
Every time that I have had to deal with an insurance claim they have been fair.
Posted by The Torch
DFW The Dub
Member since Aug 2014
19566 posts
Posted on 5/27/24 at 7:24 am to
quote:

uninsurable again. That'll lower rates@!!


You answered your own statement with the answer.



All I know is my premiums went up 400%, deductible went up and the max out of packet went up.

All due to freaking dumb arse OBAMA
Posted by Sidicous
Middle of Nowhere
Member since Aug 2015
17557 posts
Posted on 5/27/24 at 7:39 am to
quote:

where the injured person turns down a hospital visit on the day of the accident only to visit a doctor after they see a lawyer. And


I have literally laughed out loud in my pain clinic waiting area due to the patients wearing brightly adorned attorney sponsored neck and back braces. Not kidding, literally our well known ambulance billboard tv commercial attorneys provide medical devices to their clients that turn them into walking billboards.
Posted by Jake88
Member since Apr 2005
68759 posts
Posted on 5/27/24 at 7:51 am to
quote:

Remember when LA's 2020 Tort Reform legislation was passed on the premise it would lower auto insurance rates?
Remember when it was gutted before it passed?
This post was edited on 5/27/24 at 7:52 am
Posted by CDUBTX
TX
Member since Mar 2022
146 posts
Posted on 5/27/24 at 8:02 am to
quote:

Talk to anyone in the Lake Charles area about getting screwed over by insurers on Hurricane damage claims...


This is true; however, there are just as many if not more who made out like bandits. You just don’t hear about those.
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