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Started By
Message
1
Posted on 12/11/24 at 6:04 pm to SECdragonmaster
quote:
It’s bad to discourage saving money.
The flip side to low rates that no one seems to care about.
Low rates makes for a more consumption-driven economy, not necessarily a good thing.
Posted on 12/11/24 at 6:06 pm to jbraua
No, probably lows might hit 4.
Posted on 12/11/24 at 6:17 pm to jbraua
Those rates were not based on reality.
We only got them because of government interference
Will the government interfere again? Maybe.
We only got them because of government interference
Will the government interfere again? Maybe.
Posted on 12/11/24 at 6:24 pm to TheSadvocate
quote:
lol i have a 3.49 commercial mortgage… you will never ever see a thing remotely close to that in our lifetime
I got a 1.9% interest rate on a new car.
Posted on 12/11/24 at 6:24 pm to jbraua
No. It was an historical aberration.
Posted on 12/11/24 at 6:28 pm to jbraua
No. Not in this lifetime.
Posted on 12/11/24 at 6:28 pm to jbraua
Not until all of the Millennials are in their prime earnings years.
Posted on 12/11/24 at 8:16 pm to jbraua
No
Posted on 12/11/24 at 8:24 pm to jbraua
Not likely. It is possible, but economic conditions would have to tank.
Posted on 12/11/24 at 8:38 pm to scott8811
quote:
we bought our starter home in 2019...starting to think it'll be our forever home... good thing we love it lol
I can't imagine buying a house and thinking, "yeah, we'll probably sell this in 5-10 years and get a bigger one" anyway. The whole "starter home" thing was mostly a figment of real estate people's imagination.
Posted on 12/11/24 at 8:44 pm to PsychTiger
quote:
got a 1.9% interest rate on a new car.
Forever car interest rates were 0
Posted on 12/11/24 at 8:57 pm to jbraua
Probably not. By historical standard we are now in a fairly low rate environment.
Posted on 12/11/24 at 9:22 pm to hubreb
quote:
shite in economy blows up every 10- 15 years, you'll have sub 5% rates in the next decade
Three catastrophic market events this century already. Recessions hit about every five years on average since WWII. Although less frequently since 2002.
Rates will likely be below 5% in the next five years.
Posted on 12/11/24 at 9:33 pm to jbraua
If another Great Depression, WWIII, or pandemic then yes
Posted on 12/11/24 at 9:36 pm to jbraua
Not sure how they can get lower. I have three paid off properties and my other two are refis into the 2.75% window that I will never sell. I could retire today and live just off my rentals.
Posted on 12/11/24 at 9:39 pm to jbraua
Hell the frick nah
Posted on 12/11/24 at 9:40 pm to jbraua
Maybe if something shuts down borrowing, lending, and the economy in general (outside of government spending) for the better part of a year.
Posted on 12/11/24 at 9:41 pm to jbraua
Not unless we have another crisis. It is not good for them to be abnormally low. There has to be a happy medium.
Posted on 12/11/24 at 9:42 pm to Porpus
quote:
yeah, we'll probably sell this in 5-10 years and get a bigger one
I think all women think this way now.
Totally ignore the closing costs, commissions, repairs made etc...
"We made $20k on that house!"
Yea, and it costed you $50k to do it.
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