Every brick and mortar should institute the ability to pay in 4

If they want to survive against the internet.

Say my car craps out on a/c and needs a new compressor, $1000, don’t reply me with that’s high it’s just an example.

Ok, $1000 I can do that without putting on a credit card and no transfer from savings let’s pay it from checking. No biggie

But say in the next two days my wife’s car has the same issue. Maybe her car is a harder make and model to get parts and labor for, it’s $1500. Well shite that’s $2500 in two days I’m dropping out of the checking account.

I’m not poor but I’m not rich either, if that auto place allowed pay in 4 I would only throw down $375 up front no interest with the rest due over 3 payments. Maybe pay the rest off in a single swoop next pay period and ease the burden of that $2500 hit in two days.

I keep a good cushion in checking for emergencies, but if every brick and mortar allowed for pay in 4 I think it’d be amazing.

I get so much online as it is, and for big time purchases pay in 4 is nice. I’m
Not tryna pay in 4 for a damn door dash. If you do that, rethink your life.

Would this help brick and mortars in your opinion or are they fricked regardless?