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re: Can my accountant (who is my GF) view my credit score or debts?

Posted on 2/1/15 at 1:36 pm to
Posted by N2cars
Member since Feb 2008
39645 posts
Posted on 2/1/15 at 1:36 pm to
You can get better rates with a better score, correct?


It's not horrible, but it should be a whole lot better if he owns his home outright.
Posted by TH03
Mogadishu
Member since Dec 2008
172004 posts
Posted on 2/1/15 at 1:36 pm to
bingo. don't bring emotions or fan hood into gambling.
Posted by SirWinston
Say NO to War
Member since Jul 2014
104464 posts
Posted on 2/1/15 at 1:39 pm to
Nah it was a rough arse gambling year and with my job and living situation there's no reason why my credit score should be so mediocre unless I have something going on that she's not aware of (drugs, gambling, etc.).

So I'm not sure if I want to leave this avenue open for her to explore b/c Lord knows if I was in her shoes I'd be looking up my credit score.
Posted by La Place Mike
West Florida Republic
Member since Jan 2004
31405 posts
Posted on 2/1/15 at 1:40 pm to
quote:

It's not horrible, but it should be a whole lot better if he owns his home outright.
Not really. Credit reports love the on time payments of mortgages.
Posted by TH03
Mogadishu
Member since Dec 2008
172004 posts
Posted on 2/1/15 at 1:41 pm to
you're pretty stupid
Posted by N2cars
Member since Feb 2008
39645 posts
Posted on 2/1/15 at 1:41 pm to
Agreed.

You get too much biased, local information to make an informed decision.
Case in point, look at the media coverage this year on the Saints. Every one of those numbnuts was making room in the trophy case for another Lombardi.

Never have an emotional investment when you're wagering.
Posted by MC5601
Tyler, Texas
Member since Jan 2010
4284 posts
Posted on 2/1/15 at 1:42 pm to
quote:

685 is not a bad score.


He said below 685... which could technically mean 500
Posted by TigahRag
Sorting Out OT BS Since 2005
Member since May 2005
132775 posts
Posted on 2/1/15 at 1:43 pm to
Keep your finances and financial info as far away from a measly GF as possible .. Come the frick on ..
Posted by N2cars
Member since Feb 2008
39645 posts
Posted on 2/1/15 at 1:44 pm to
What?

He's paid off his mortgage, unless I misunderstood the OP.
Posted by Spankum
The Sip
Member since Jan 2007
62260 posts
Posted on 2/1/15 at 1:45 pm to
I am no expert on this, but when I annually pull my free credit reports, it is suprising the questions that I have to answer...

I don't think that your accountant would be able to do that without a good bit of input from you...

fwiw, hope you realize that this is your mulligan and never gamble with a credit card again...never...
Posted by Jcorye1
Tom Brady = GoAT
Member since Dec 2007
76373 posts
Posted on 2/1/15 at 1:50 pm to
quote:

My GF is an accountant and I think it would seem weird if I didn't let her to my taxes.


This isn't a good idea.

DON'T MIX BUSINESS AND SEX.
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
74878 posts
Posted on 2/1/15 at 1:56 pm to
Germany wouldn't let you immigrate into their country. There is not a German who would bet using a credit card on his home team and have his SO then do his finances. That's a trifecta of bad choices.

You are stuck with America and vice versa.
Posted by Fat and Happy
Baton Rouge
Member since Jan 2013
19969 posts
Posted on 2/1/15 at 2:03 pm to
Oh good gracious.

Stop letting her talk you into this.
Posted by tLSU
Member since Oct 2007
8684 posts
Posted on 2/1/15 at 2:04 pm to
quote:

685 is not a bad score.


Your payday loan guy told you this?
Posted by lsunurse
Member since Dec 2005
129146 posts
Posted on 2/1/15 at 2:06 pm to
quote:

My GF is an accountant and I think it would seem weird if I didn't let her to my taxes


She should have recommended someone else do them for you. And...she's a gf, NOT a wife, you are giving her too much access.
Posted by The Torch
DFW The Dub
Member since Aug 2014
29615 posts
Posted on 2/1/15 at 2:06 pm to
quote:

(work W-2's, Roth IRA EOY statements, etc


If this is all you have get on Turbo tax and do it yourself.

$26.00 and any idiot can walk through the process
Posted by Poodlebrain
Way Right of Rex
Member since Jan 2004
19860 posts
Posted on 2/1/15 at 2:25 pm to
quote:

Would she be able to see/view my credit score easily from the information that she'd get (work W-2's, Roth IRA EOY statements, etc) if she was interested in doing so?
Yes, but she would be breaking the law to do so.
Posted by Dennis ODell
New Orleans
Member since Jun 2010
375 posts
Posted on 2/1/15 at 2:27 pm to
I'm so confused. You own a condo outright but have a lot of credit card debt? Mortgage interest rates are like 5%, cc interest is what like 25%, why wouldn't you knock out the one with the massive interest rate first? In your current situation, would it be possible to borrow money from the bank against your condo (at a lower interest rate than you're paying the cc company) to pay off the cc bill?
Posted by tLSU
Member since Oct 2007
8684 posts
Posted on 2/1/15 at 2:28 pm to
You're asking this question to a person who uses a credit card to gamble on football.
Posted by cattus
Member since Jan 2009
15950 posts
Posted on 2/1/15 at 2:30 pm to
It's a damn woman, you cannot trust them.
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