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Started By
Message
re: Are you average?
Posted on 5/15/23 at 3:34 pm to Dawgfanman
Posted on 5/15/23 at 3:34 pm to Dawgfanman
quote:
Credit card debt ~6000
Car note ~700
These numbers are staggering
0
Posted on 5/15/23 at 3:34 pm to Dawgfanman
House payment- 0. Ours is paid off
CC - 2500
Car note- 400 on my ‘19 GMC wife’s SUV is paid for
Ski boat note of 430
Salary 120k
CC - 2500
Car note- 400 on my ‘19 GMC wife’s SUV is paid for
Ski boat note of 430
Salary 120k
Posted on 5/15/23 at 3:35 pm to Dawgfanman
Above
Below
Below
Above
Below
Below
Above
Posted on 5/15/23 at 3:35 pm to Dawgfanman
House payment $4870
Credit card debt $0
Car note $0
Income fluctuates as I’m self employed $250-400K
Credit card debt $0
Car note $0
Income fluctuates as I’m self employed $250-400K
Posted on 5/15/23 at 3:38 pm to Dawgfanman
Never been average
Posted on 5/15/23 at 3:47 pm to Dawgfanman
Over, under, 0, over
Posted on 5/15/23 at 3:54 pm to Dawgfanman
I seriously doubt this is average.
If you made only $60K, you'd never get approved for a $250K+ house and a $40K car, and if you did, it would be nearly impossible to pay for it.
it's basically $3k a month for those two when you include insurance, electricity, water/sewer, phone, internet, etc.
You're only taking home about $40k, and $36k of it is going to home/car.
If you made only $60K, you'd never get approved for a $250K+ house and a $40K car, and if you did, it would be nearly impossible to pay for it.
it's basically $3k a month for those two when you include insurance, electricity, water/sewer, phone, internet, etc.
You're only taking home about $40k, and $36k of it is going to home/car.
Posted on 5/15/23 at 3:54 pm to Dawgfanman
Above
Above
Below
Above
Above
Below
Above
Posted on 5/15/23 at 4:00 pm to LSUnation78
quote:
The 1600 house note and 700 car note speaks for almost all of the monthly take home on a 60k salary
Not really. Take home would be ~$3726 married in La according to Smartasset paycheck calculator
So, over $1400 remaining or over 1/3 of takehome pay. That doesnt leave much for saving/investment which is how its being done. Too many are living paycheck to paycheck driving more car and living in nicer homes than they can afford while not preparing for retirement.
While I'm at it:
Double
Zero carried/+-that charged monthly
Zero
Above
Posted on 5/15/23 at 4:00 pm to Dawgfanman
Guess I'm not average by these standards.
House paid for
No credit cards, so not credit card debt
Both cars and motorcycle paid for
Retired and living on pension
House paid for
No credit cards, so not credit card debt
Both cars and motorcycle paid for
Retired and living on pension
Posted on 5/15/23 at 4:02 pm to Tigerpride18
quote:someone has already said that. The guy who said half all of the numbers.
I’ll give the first person that says they make less than 60,000 a year 100$
Posted on 5/15/23 at 4:06 pm to Dawgfanman
quote:
House payment- ~1600
Credit card debt ~6000
Car note ~700
Salary ~60,000
House - $2,100
Credit Card - none
Car note - none
Salary - not an OT baller
Posted on 5/15/23 at 4:08 pm to Dawgfanman
I’m not likely to get much past the foyer, but I’m scraping paint/varnish off those foyer walls, the ceiling, and the floor.
This post was edited on 5/15/23 at 4:10 pm
Posted on 5/15/23 at 4:08 pm to Dawgfanman
quote:
House payment- ~1600
Credit card debt ~6000
Car note ~700
Salary ~60,000
Below
dont have CC debt
Below
Above
if the average american has 1600 house, 700 car note and 6k+ in CC debt, all while making 60k, then holy frick son, you are retarded.
Posted on 5/15/23 at 4:10 pm to Dawgfanman
House below
CC debt below
Car note below
Salary above
Blessed
CC debt below
Car note below
Salary above
Blessed
Posted on 5/15/23 at 4:17 pm to Dawgfanman
Average Person (if they have these)
House payment- ~1600 Mine is currently zero but I will gear up to build by the end of the year.
Credit card debt ~6000 I am technically above since I have Citi flex loan on one of my cars at 2% and owe about 7k on it and I make more interest in my high yield savings.
Car note ~700 Slightly lower
Salary ~60,000 Should be double this after my raise in a couple months.
House payment- ~1600 Mine is currently zero but I will gear up to build by the end of the year.
Credit card debt ~6000 I am technically above since I have Citi flex loan on one of my cars at 2% and owe about 7k on it and I make more interest in my high yield savings.
Car note ~700 Slightly lower
Salary ~60,000 Should be double this after my raise in a couple months.
Posted on 5/15/23 at 4:19 pm to Dawgfanman
quote:Slightly above average.
House payment- ~1600
quote:Way below average
Credit card debt ~6000
quote:about 60% of the average
Car note ~700
quote:2x the average
Salary ~60,000
Posted on 5/15/23 at 4:20 pm to Dawgfanman
quote:
Are you average?
Nope. I am bigger than 5.16 inches
Posted on 5/15/23 at 4:21 pm to Codythetiger
quote:
if the average american has 1600 house, 700 car note and 6k+ in CC debt, all while making 60k, then holy frick son, you are retarded.
the average person is an idiot....so its not that hard to believe.
Posted on 5/15/23 at 4:22 pm to Dawgfanman
House paid off, no credit card debt, no car note. Salary above 60k.
I really don't know how people do it. People probably look at my ranch house and assume we are can't afford better, but I much prefer peace of mind over a fancy car or a bigger house.
I really don't know how people do it. People probably look at my ranch house and assume we are can't afford better, but I much prefer peace of mind over a fancy car or a bigger house.
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