Apple Credit Card vs Amazon Prime Card

If you are paying double digit interest on purchases, both are horrible.

Compounding interest can be magical (earning) or destructive (paying) for your future self. Magical > Destructive.

As for $ thruput and benefits earned thereof…Will defer to the CC sleuths.

I have an Amazon card I use only for purchases on Amazon, which you get a 5% reward on that will accumulate and then use the credit as you wish. I don't use it for anything else though. I also pay it off every month.

If you’re into crypto at Coinbase you get 2% on everything and more if you have other cash/crypto/stocks there. That’s what I use now.

I was using the Apple Card before and the UI is great. But you can’t use Apple Pay for everything, especially large purchases, so you’re stuck getting 1%.

I’m getting 3% on everything now through the Coinbase card.

I make all my Amazon purchases on my Prime card, then pay them off within the month. That 5% cash back is worth it for me.

quote:

---

I have an Amazon card I use only for purchases on Amazon, which you get a 5% reward on that will accumulate and then use the credit as you wish. I don't use it for anything else though. I also pay it off every month.

---

Same, but I also use it at Whole Foods. I also usually take advantage of the slightly slower shipping option on Amazon to get 6% cash back.

Costco 4% back on gas 3% restaurants and travel

Plus everyday blue card from amex which is 4% cash back on groceries and 3% cash back all online purchases

Both no annual fee

I have both and a Costco cc. I use them for diff purposes and max what each one contributes back.