- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Anyone in the 800+ credit score club?
Posted on 4/30/17 at 3:36 pm
Posted on 4/30/17 at 3:36 pm
66
Posted on 4/30/17 at 3:38 pm to lsu xman
No I'm at 300
Posted on 4/30/17 at 3:39 pm to lsu xman
quote:
Anyone in the 800+ credit score club?
Yes. I pay my bills. Is this supposed to be difficult?
Posted on 4/30/17 at 3:39 pm to lsu xman
Me.. it's not difficult... Pay your bills...
Posted on 4/30/17 at 3:41 pm to lsu xman
I pay my bills on time and my shite will not move. Been at ~760 for a few years now.
Posted on 4/30/17 at 3:41 pm to lsu xman
Yes but I believe it's what they call "thin." i dont have any curtent debt and not much history of borrowing money. Apparently they will ding you for that.
Posted on 4/30/17 at 3:41 pm to lsu xman
786 based on the free one discover gives you
This post was edited on 4/30/17 at 3:42 pm
Posted on 4/30/17 at 3:42 pm to lsu xman
Yes both my wife and I both are well over 800. Pretty simple concept really. Pay your bills on time and your score stays high. Dont pay your bills, and youll always have a low score.
Posted on 4/30/17 at 3:42 pm to lsu xman
I gave up my credit score for my share of Nigerian royal gold
Posted on 4/30/17 at 3:42 pm to dualed
When's the last time you made a major purchase..?
Posted on 4/30/17 at 3:43 pm to Hangover Haven
My home last June. It was 760ish before then and still there now.
Posted on 4/30/17 at 3:45 pm to JOHNN
Although payment is a big part of your score, DTC makes up 35% of your score as well
Posted on 4/30/17 at 3:45 pm to lsu xman
We're about to build a house and my wife came back with a cool 850. She's a keeper.
Posted on 4/30/17 at 3:45 pm to dualed
It should start climbing within the next year..
But 760 is not a bad score at all..
But 760 is not a bad score at all..
This post was edited on 4/30/17 at 3:46 pm
Posted on 4/30/17 at 3:47 pm to lsu xman
792 as of today.
Posted on 4/30/17 at 3:47 pm to dualed
quote:
I pay my bills on time and my shite will not move. Been at ~760 for a few years now.
This is where the mix of types of credit and credit utilization ratios come in. You can pay your bills 100% on time forever and if your average utilization is too high or you only have unsecured or revolving credit you won't get much higher. Whole thing is a crock of shite. Someone who has $5000 worth of credit and pays it off each month cause they are cash based will likely have a lower score than someone who as $25,000 but carries $2-3,000 every month.
Posted on 4/30/17 at 3:49 pm to lsu xman
700s I switch credit cards on whim
Posted on 4/30/17 at 3:50 pm to dualed
quote:
I pay my bills on time and my shite will not move. Been at ~760 for a few years now.
This
quote:
Yes but I believe it's what they call "thin." i dont have any curtent debt and not much history of borrowing money. Apparently they will ding you for that.
and this.
Posted on 4/30/17 at 3:50 pm to ellunchboxo
Hmmmmmmm
Page 1 of 8
Popular
Back to top
Follow TigerDroppings for LSU Football News