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Message
Anybidy else get their BCBS renewal letter today?
Posted on 10/28/26 at 8:34 pm
Posted on 10/28/26 at 8:34 pm
Since insurance has been a hot topic around here lately, anybody else get their letter today?
2026: $1536
2027: $1818
Up 18%.
In 2027, Blue Cross will officially surpass my mortgage payment (including escrow) as my single highest monthly expense.
2026: $1536
2027: $1818
Up 18%.
In 2027, Blue Cross will officially surpass my mortgage payment (including escrow) as my single highest monthly expense.
Posted on 10/28/26 at 8:38 pm to LSUGUMBO
That's damn outrageous. Who all is covered for that amount?
Posted on 10/28/26 at 8:41 pm to LSUGUMBO
Pushing close to 2900/month. Family of four with a small group bcbs pos plan. No deductible though.
Posted on 10/28/26 at 8:42 pm to shutterspeed
2 adults, 2 teenagers
Bronze plan- nothing special
$15000 deductible, $18400 max OOP
No Prescription Copays
Bronze plan- nothing special
$15000 deductible, $18400 max OOP
No Prescription Copays
This post was edited on 10/28/26 at 8:46 pm
Posted on 10/28/26 at 8:44 pm to LSUGUMBO
The whole heslth insurance/medical industry thing is one of the biggest scams in human history. Literal money printer
Posted on 10/28/26 at 8:44 pm to LSUGUMBO
Everything is broken. This is what happens when socioeconomic systems and infrastructure are not regularly reevaluated and calibrated to changes in demographics and reality in general.
We just keep chugging along with our healthcare setup and it is not sustainable. It has never worked and never delivered the value it demands.
We just keep chugging along with our healthcare setup and it is not sustainable. It has never worked and never delivered the value it demands.
Posted on 10/28/26 at 8:45 pm to LSUGUMBO
quote:
2 adults, 2 teenagers Bronze plan- nothing special $15000 deductible, $18400 max OOP No Prescription Copays :yak:
The most enraging thing about this, is that the only realistic solution for the average person is to just go work for the government because their insurance is better and cheaper.
Posted on 10/28/26 at 8:46 pm to Indefatigable
Kick every able body adult off of Medicaid.
National ID card. If you’re illegal, no treatment. Go home.
National ID card. If you’re illegal, no treatment. Go home.
Posted on 10/28/26 at 8:47 pm to LSUGUMBO
Company covers 75% of mine, but it’s still $1010 a month for me and one child. I think it would around $1650 for the two of us if they didn’t cover part of mine.
Posted on 10/28/26 at 8:48 pm to UptownJoeBrown
quote:
Kick every able body adult off of Medicaid.
Medicaid needs to be entirely eliminated, along with Medicare, and replaced with a single system.
Both are just enormous money pits that are specifically incentivized to ruin everything.
Private health insurance, at this point, is just a criminal operation in collusion with HCP’s to artificially inflate profits.
Posted on 10/28/26 at 8:50 pm to LSUGUMBO
Obama’s Legacy
And the idiot democrats are still running this fool out as their midterm savior.
And the idiot democrats are still running this fool out as their midterm savior.
Posted on 10/28/26 at 8:51 pm to LSUGUMBO
Damn this makes me feel better about how much i pay.
Posted on 10/28/26 at 8:53 pm to Spasweezy
quote:
No deductible though.
This is probably your problem. Why not get a high deductible plan with an HSA?
Posted on 10/28/26 at 8:54 pm to LSUGUMBO
No, most of the kids and I are self pay bc we don’t spend $1800 in a year on medical care
If we have to go to the hospital we are screwed.
My husband and my oldest have insurance through their work.
If we have to go to the hospital we are screwed.
My husband and my oldest have insurance through their work.
Posted on 10/28/26 at 9:02 pm to GreenRockTiger
quote:
No, most of the kids and I are self pay bc we don’t spend $1800 in a year on medical care If we have to go to the hospital we are screwed.
We are generally healthy, but I don’t think I could sleep at night knowing that a medical emergency would financially cripple us. Too many ‘healthy’ people end up with cancer or some other freak accident.
I’m also very thankful that while it SUCKS to have such an increase, it’s not going to put us in a bind every month in 2027.
Posted on 10/28/26 at 9:05 pm to LSUGUMBO
High cost guess on worst
55 to 65 single or empty nest couples waiting for Social Security to kick in.
Expect 1K to 2K per person per month and deductible between 6K and 12K
It will have less features for about double the cost after this election and the "other shoe to drop" kicks in from that Big Beautiful Bill passed in Fall 2025.
Expect deep cuts and double costs for
Medicare
Medicaid
Private
Obama Care
Etc
Etc
Anytime you have to pass 2,000 to 3,000 page bill in Washington in the dead of night. Expect somebody is hiding something and the average citizen is about to get hosed.
Posted on 10/28/26 at 9:08 pm to GreenRockTiger
GRT, does any of the 8 have private HSA's?
If not, start now and fund like IRA or any other tax exempt / deferred system the USA allows now.
Get the kids to lobby your Federal in Washington to expand this program where it was when started, and get your kids generation educated to have something for them when they hit middle age and older.
Your pal,
CG
Posted on 10/28/26 at 9:08 pm to LSUGUMBO
Make sure to buy the short and long term disability if you’re able through your work. I wound up with cancer that treatment made me miss two months of work after surgery. Was the best thing I did buying into the disability plan.
Posted on 10/28/26 at 9:16 pm to LSU Neil
quote:
ake sure to buy the short and long term disability if you’re able through your work
I’m Self-Employed, so 8-12 months of expenses is a must for us. There were a few years when we didn’t have that, and it was not my favorite time in my life.
Posted on 10/28/26 at 9:43 pm to LSUGUMBO
The irony is going to be that this will be one of the first industries to be decimated by AI.
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