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Posted on 2/14/19 at 6:36 am to weagle99
I’m so lucky i got my 108 month loan so i could keep my payments great each month
Posted on 2/14/19 at 7:13 am to Motorboat
Home health NURSES making $9.00 per hour..this statement voids your entire take on the matter. LPN makes about $15-17 per hour starting pay and RN makes about $25-28 per hour starting pay, probably more for home health RNs which is a field most RNs don't want to participate in. You are correct in that some people certainly do spend more on vehicles than they should.
Posted on 2/14/19 at 7:22 am to weagle99
This doesn’t surprise me. Most people are way overextended. Car payments are the largest factor in many people’s inability to build wealth.
I will never pay more than 25% of gross salary for a vehicle. And 60 months is the longest I will ever finance.
I will never pay more than 25% of gross salary for a vehicle. And 60 months is the longest I will ever finance.
Posted on 2/14/19 at 7:34 am to weagle99
That's why I paid cash for my used vehicle.
You don't need all this fancy stuff that is in cars today.
Just got to get back and forth.
You don't need all this fancy stuff that is in cars today.
Just got to get back and forth.
Posted on 2/14/19 at 7:46 am to CelticDog
quote:
Trumpet claims we are better off than ever.
I am. Wife and I were talking about this last night. Our income has inceased while our effective tax rate has gone down. We have been paying off debt, upgrading cars and are about to start looking for a new house. All the headlines are doomsday and Trump lied and we are just like

Posted on 2/14/19 at 7:54 am to weagle99
Early 20s and I make solid money for my age.
I still don't understand how some my age who make what I make or less afford new 3/4 ton trucks. Surely the note is expensive, add in insurance they are paying 1000+ a month.
I still don't understand how some my age who make what I make or less afford new 3/4 ton trucks. Surely the note is expensive, add in insurance they are paying 1000+ a month.
Posted on 2/14/19 at 7:56 am to weagle99
Being that you can now finance hunting apparel, I don't find it surprising that people are extended well outside their means. Welcome to America, where we will finance your discretionary income.
Posted on 2/14/19 at 8:57 am to HailHailtoMichigan!
quote:
8 million govt workers were without pay for 35 days
That is why
Good try but your math doesn't add up. Out of work 35 days but 90 days late??? Nope. Try again.
quote:
Am I supposed to be shocked? Appalled? Angry? Sad? Because I’m not any of those things.
Pay your damn bills, people.
And buy a vehicle that you can AFFORD!
A friend of mine sells cars. Here is a story he told me the other day:
This fat lady comes in to meet with him about a car.
He shows her a few and she decides to buy. While they are doing the paperwork on the car, she asked:
"How much the payment be, WITH the late fee"?
Posted on 2/14/19 at 10:09 am to Supermoto Tiger
People take out 7 year loans now to pay off their vehicle and are usually upside down on the loan for the life of the loan.
Will never have a car note again for the rest of my life. I just deposit a monthly amount that would have been a car payment into my savings account and when I need another car, voila I have the cash. I earn interest instead of paying interest. Not a hard concept.
Will never have a car note again for the rest of my life. I just deposit a monthly amount that would have been a car payment into my savings account and when I need another car, voila I have the cash. I earn interest instead of paying interest. Not a hard concept.
Posted on 2/14/19 at 10:21 am to RedHawk
quote:
. I just deposit a monthly amount that would have been a car payment into my savings account and when I need another car, voila I have the cash. I earn interest instead of paying interest.
Yikes.
How much return are you getting off that "savings account"?
Posted on 2/14/19 at 10:23 am to weagle99
Not living within your means
Posted on 2/14/19 at 10:53 am to brgfather129
quote:
How much return are you getting off that "savings account"?
2.4% at the moment. It usually fluctuates between 1.25% and 2.5%. Been at 2.4% for about six months now.
This post was edited on 2/14/19 at 10:55 am
Posted on 2/14/19 at 10:57 am to southern686
quote:
I still don't understand how some my age who make what I make or less afford new 3/4 ton trucks
They can't afford it. They don't break down their finances before they buy.
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