Posted by
Message
Turf Taint
LSU Fan
New Orleans
Member since Jun 2021
1261 posts

What is your "if I could have a re-do, I would..." re: your personal finances
I wish I had more in Roth IRAs. If I had a re-do, I would have pumped more into them earlier in career and found backdoor/mega earlier.

A close 2nd is HSAs (although company just introduced them last year but "tax free" opportunity is something I wished I had sooner


Lazy But Talented
DFW
Member since Aug 2011
13270 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
quote:

What is your "if I could have a re-do, I would..." re: your personal finances


Skipped college or study something worthwhile.


Replies (0)
Replies (0)
201
Phate
New Orleans Saints Fan
Baton Rouge
Member since Mar 2006
11493 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
Not gone years in between putting money into a retirement account. Also I would pour every dollar I received from roommates over the years directly to my mortgage.


Replies (0)
Replies (0)
71
LSUFanHouston
LSU Fan
NOLA
Member since Jul 2009
26356 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
I spent a decent part of my 20s paying off credit card and other debt I accumulated while in college. I had scholarship and a job that helped pay for college (my parent's didn't help - they could not afford) so I maxed out student loans and took on every credit card that offered me a free t-shirt (and there were plenty!). The loan refunds and credit cards were used purely for my to enjoy my college experience - paid for a lot of trips and beer because I wanted to keep up with my friends.

Having to pay all that back after college - with interest - not only set me back on saving for retirement, but it gave me a hard credit hit that took a few years to recover from.


Replies (0)
Replies (0)
110
tigerfoot
LA-Monroe Fan
Alexandria
Member since Sep 2006
48806 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
Made more earl
Saved more early


Replies (0)
Replies (0)
31
Powerman
LSU Fan
Member since Jan 2004
150499 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
Rented my house last year instead of selling it


Replies (0)
Replies (0)
30
Tiger Prawn
Member since Dec 2016
18607 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
Threw my life savings and every available dime of credit i could scrounge up into BTC when I first heard of it at $40-50


el Gaucho
LA-Lafayette Fan
bawcomville
Member since Dec 2010
44433 posts
 Online 

re: What is your "if I could have a re-do, I would..." re: your personal finances
Sold everything on February 8th


Replies (0)
Replies (0)
160
Mingo Was His NameO
LSU Fan
Brooklyn
Member since Mar 2016
19063 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
quote:

Threw my life savings and every available dime of credit i could scrounge up into BTC when I first heard of it at $40-50


Any other answer than this is wrong.


KamaCausey_LSU
Member since Apr 2013
9436 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
Bought a condo in college with parents co-signing instead of renting and kept a roommate or 2 to help with the mortgage.


Replies (0)
Replies (0)
31
thunderbird1100
LSU Fan
GSU Eagles fan
Member since Oct 2007
62537 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
Definitely funding a ROTH IRA in my 20s instead of starting in 30s


molsusports
Ohio State Fan
Member since Jul 2004
31911 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
I would have done less paying down the mortgage and more investing for long term stocks or index funds


Replies (0)
Replies (0)
70
leeman101
Auburn Fan
Huntsville, AL
Member since Aug 2020
589 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
Bought some Berkshire Hathaway stock in the mid to late 80's. Fully fund the ROTH. Felt like I could do better on my own investments.


Replies (0)
Replies (0)
20
Tiger580307019
LSU Fan
Member since Jul 2021
14 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
Wish I would have gotten more aggressive from 2010-2019 so I wouldn't feel any pressure to chase larger returns and get aggressive in this current climate.
This post was edited on 7/16 at 2:37 pm


Replies (0)
Replies (0)
00
jfw3535
Bradley Fan
South of Bunkie
Member since Mar 2008
2225 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
I wouldn't have bailed on AMC at $12.00 and would have rode that shite up to over $70.00/share!!!


Replies (0)
Replies (0)
11
go ta hell ole miss
New York Yankees Fan
Member since Jan 2007
10445 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
I wish I would have been avoiding the internet when this was posted.

quote:


quote: Remember I hold stocks, I’m not chasing daily rips. Any of these will make you smile with very little risk on a HOLD. Gotta follow the plan - ZOM, WKHS, RIDE. DS Then you go to more risk / speculative - TSNP , FORW, IBIO, CBBT, ARKBF, MVIS


Early February 2021
This post was edited on 7/16 at 2:56 pm


ConfusedHawgInMO
Arkansas Fan
Member since Apr 2014
2386 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
I've done alright but would've saved more and would've either bought rental property or kept my old houses when I upgraded and used them as rentals.


Replies (0)
Replies (0)
02
slackster
Stanford Fan
Houston
Member since Mar 2009
74516 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
quote:

Any other answer than this is wrong.


I could be wrong, but I don’t think the OP is asking for that type of response. If so, I wish I had known the winning numbers of the billion dollar jackpot in the litter a while back.


go ta hell ole miss
New York Yankees Fan
Member since Jan 2007
10445 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
quote:

Any other answer than this is wrong
.


Is that really answering the question? If he had a 1000 shares of Bitcoin and sold then yeah, that’s a mistake. If it’s just pie in the sky stuff then we would all bet on Tampa Bay to win the super bowl, etc., and
This post was edited on 7/16 at 3:44 pm


Replies (0)
Replies (0)
50
thedentist45
LSU Fan
Louisiana
Member since Jun 2008
507 posts

re: What is your "if I could have a re-do, I would..." re: your personal finances
Not gotten married.

But really, bought land while I was young.
This post was edited on 7/16 at 3:25 pm


first pageprev pagePage 1 of 3next pagelast page

Back to top

logoFollow TigerDroppings for LSU Football News
Follow us on Twitter, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookTwitterInstagram