Favorite team:LSU 
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Registered on:10/24/2007
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I'm pretty sure most coaches prefer a tune up type game to figure out the depth chart before playing the big boys and I doubt Kiffin is much different there.

Going in game 1 against a tough opponent puts a lot of faith and trust you made the right depth chart decisions in camp where they hardly even touch one another these days.

re: Best HYSA

Posted by thunderbird1100 on 8/12/26 at 1:30 pm to
quote:


X offers 6% if you keep depositing $1,000 a month

Idk how I feel about it… it’s a damn social media app, but it is insured via a backend bank and 6% is pretty sweet


These teaser rates never last, all about quick customer acq and you need to have X premium at least AND get an invite
Extremely lopsided but I think more people thought that would happen (maybe not to that degree) so it wasnt really a big surprise or anything. TCU was simply outmatched basically everywhere. The only thing surprising about TCU was actually beating Michigan the previous game who had just romped OSU a few games prior and was undefeated. But TCU was coming off an embarrassing loss to 3-loss KSU in the B12 CCG just prior to that so TCU certainly seemed like a highly vulnerable team.

UGA was like a 2 TD favorite headed into that game and the largest spread in a title game in history (since they started back in 1998).
Maybe top half in the SEC but is nowhere close to ours, vandys or TN hauls all bringing in a handful of top 250 guys in comparison to their 1
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Just saw Arkansas kept their whole HS class out of the draft. Kinda insane for a top end SEC school


Not to rib hard on them but they don't really compete recently with top SEC classes.

They had just 1 player in the mlb top 250 this draft in their class and was #202 and Javorski lanes son (someone highly likely to always come to school)

By comparison we had 9 or 10 guys in the top 250. (Before davis pulled out i think he made 10), and brought in half of them with all of them ranked higher than #202.
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So the OG freedom is discontinued it looks like but is still active for those who have it. The flex looks to have replaced it.

My question is do they have separate quarterly deals? I don’t mind using all three if the two have different benefits.


They have the same categories, chase puts less stuff on the og freedom vs. Flex though, like no 3% restaurants on freedom but is on the flex. The 5% categories and spending limits are the same. I have both and sometimes when it's a category with high spend for me I use both so I don't hit the $1500 max and have to stop.

Occasionally they do warehouse clubs as a 5% category which you can use the ig freedom at costco but not the flex since thats a Mastercard vs. The og freedom is a visa. That's when it really comes in handy
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I’m with Chase and have the original Chase freedom so I’m trying to decide between Chase Freedom Unlimited and Chase Freedom Flex. They are almost identical except Unlimited has 1.5% cash back and Flex has 1% but Flex has some little things that Unlimited doesn’t have also.

From what I’ve read, it sounds like it benefits to use both. Use the unlimited on your monthly bills and then use the flex when certain things like groceries and gas are part of bigger kickbacks during their quarter.


You should have both, they are both free to hold and serve very different purposes. Use the Flex for the rotating categories every quarter, use the freedom unlimited for everything else basically if thats your 2 (or 3 card with the O.G. Freedom) setup.

Both have like $200-$250 sign up bonuses for only $500 in spend in 3 months so make sure you get both of them and hit both those bonuses.
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Chase used to be the king but it doesn't even hold the best category bonus for any type of spend your want to do outside it's no fee 5x Freedoms.


This goes for every card out there as Bilt has broken things with Bilt 2.0, its not just a chase thing, why be in AMEX if you can do 4.33x on Bilt 2.0 on everything for $25k in spend a year, and 3.33x outside of that; etc...

The Bilt thing I doubt will continue to last the way it does, but its certainly broken right now.

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Their Hyatt partnership was basically their whole program when compared to other programs and not only does Bilt have them, they have them at 1:1, while Chase requires their top card to maintain that.


Which I would argue if you're a travel person at all the CSR is one of if not the easiest cards to get way outsized value from out there alongside the AMEX Platinum. even more than the Palladium if we're talking credits against that AF. The Palladium has the earnings every day, but again just talking credits against AF the Platinum and CSR far surpass it; so it's give and take there.

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and nothing Chase has done has stopped the problem.


Again with getting easily outsized value with the CSR now if you're a travel person, check out their portal which offers price match now (this is huge). So you dont have to overpay for anything in their portal any more, and you get 8x on all bookings in it with the CSR. They also do 1.65-2cpp points boost on a ton of bookings now with the CSR. I'd take a look into it a bit more if I was you, they've certainly hit well on some things recently; the Hyatt thing is only if you dont have the CSR.

I just booked a 2 night stay at the omni in orlando through their portal on my CSR. It was $743 in their portal. It qualified for both their edit and select hotel credit, sothat was $500. I havent used any of my $300 travel credit, so that fully applied too (As that is first to apply to any travel booking). I price matched to the next lowest site I could find which was $20/night cheaper for same room/cancellation policy, so I also got $40 credited back to my account.

So they credited me $800, plus a $40 refund, for a $743 booking. They literally are paying me $97 to take this trip. :lol:

quote:

Chase has fallen very far.


I actually think quite the opposite here, it's one of my most valued currencies and the CSR is such strong card right now to top it off. I get ridiculous value beyond year 1 (got the 150k bonus this year) on it still.

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Plus they devalued Hyatt transfers to 4:3.


Only for CSP, not for CSR holders. They really want you to hold both now.


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For the most part my redemptions are going to hit 2cpp and business class will be higher.


This is the part I struggle with people running around chasing ridiculous redemptions. I would rather things play into my travel plans and still only mostly redeem for what makes sense (as long as it's north of 1cpp, makes sense on paper) than splurge for something that's just that, but not call a 1st class flight for 100k points that cost $6k in cash, "whoa dude, i got 6cpp in value on that" - well not really. On paper sure, but would you have spent $6k on that flight? No, well that's not 6cpp value to you, you are just splurging on something, okay to just say that. I may splurge for a 1st class international seat one day just to do it, but I would so rather take 3-4 economy class flights for the same redemption value in the end even if those are "only 1.2-1.6cpp" vs. 2-10 cpp in business/1st.


You are right though Bilt is the most broken system (3.33x-4.33x on everything on the Palladium) and super valuable partners right now overall. I havent gotten into it because we are churning 3 cards right now (AMEX biz gold, Chase Sapphire Preferred and Delta business AMEX gold). Churning still beats even the palladium, but that would be my end game if it stays where it is right now (which I doubt).

I still value AMEX highly with the 4x on the AMEX gold i have and my wife's business gold now and we are ATL based so Delta and all (even if they are never "impressive" redemptions, it's what we fly, and direct to everywhere).

It's such a personal game though in the end. Some people love Cap 1, we've had a Venture card for nearly a decade and never once found a useful transfer partner for our travels. It's basically a 2% back card for us and that's it. Right now Chase and AMEX are where we've built up the most and continuing to do so. Looking forward to this potential high end Hyatt card potentially coming this year. We have the IHG Premier One which is OP IMO with the free night and huge SUB they generally offer.
Should pay everything on a C.C. that doesnt incur a fee or gives you some cash discount

Think the only things we pay via bank draft are cell phone bill ($5/line discount for $10/mo discount total), HOA bill (3% c.c. fee) and daycare (also charge 3% debit or c.c. fee).

I recently even moved our electric bill to a 3% card because they moved to charging just a $2.25 flat fee I saw and our bill is always well in excess of $100 in a month. Summer months are $300-$400. SO I'll happily pay $2.25 to earn $9-$12.

BILT will even give you points for paying your mortgage, it's only a flat 250 points a month regardless of mortgage so only 3k bilt points a year but better than nothing. The true power with them lies in their c.c. ecosystem where they want you to put a lot of spend on their cards and unlock a ton more bilt points on your mortgage. It's a very overly complicated system but it unbeaten in terms of earnings if you take the time to figure it out. I just am churning credit cards typically so just not on that train right now where you do have to sit there and commit to their ecosystem for the most part to maximize the bilt points there (which are arguably among the most valuable points in the travel game).
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It’s the dead period, sounds like one school isn’t following the rules.



Dead period doesnt mean no contact, just no in-person contact by coaches
I'm surprised more companies dont do this honestly.

With how expensive health insurance has gotten, its pretty clear a huge issue with that is how unhealthy we are overall.
quote:

Why are yall acting like Dardar wasn't good? His numbers were fine. He just wasn't available most of the time.



His numbers dropped off a cliff from KSU, not even close

Was he a BAD player? no, but he definitely wasnt good especially combining his lack of bat a the plate we expected combined with his poor fielding

re: Skenes getting rocked

Posted by thunderbird1100 on 8/4/26 at 7:24 am to
quote:

By every metric he’s having a really good year, not average in any objective sense.


The P&G glasses on some of you are pretty nuts :lol:

Dude has a just under 4 ERA at this point. As a starter thats very average in the MLB as average among starters typically sits right around 4 give or take some.

As a front line starter though thats pretty rough and no way around it. It's not terrible, but a bunch of front line starters in MLB are sub 3 or around 3 at least.
quote:

Always forget how high Mo Hampton was ranked...



Looking at our Top 6 with Logan still TBD and Will 1 more season, not a lot of success in college there :lol:

Cabrera was a pretty good player, but thats about as far as I would describe him at LSU, obviously got drafted high in that weird draft in 2020, but never made it past AA ball.

Like I dont know if anyone would put Cabrera in the Top 20ish (maybe towards end of that, I'd actually have to make a full list) or so LSU players in the past decade here or anything. Kinda hurts that 2020 doesnt really count with how short that season was and maybe could have been his big year.
Is this the MLB Top 250 overall (meaning high school + college) rankings each year?

quote:

It is all based on mlb.com rankings
Just for fun it looks like gas was around 90 cents a gallon for a few weeks back in 1999

That's a bit less than $2 in today's dollar (About $1.80 actually), what a time to be alive (and pump some gas) then :lol:

Makes a lot of sense why Ford released the Excursion right around then for 1st time. I remember our friend's mom having one in high school we used for a road trip once.
War in the ME definitely sucks for gas
LINK

Nationally gas peaked at $4.50/gal for regular back on 5/11, this was after being under $2.80/gal earlier this year in Jan before Iran. Gas was just over $5/gal for 1 week back in 2022. Not a ton of difference.

Gas was falling each week since 5/11, down to $3.78 a few weeks ago, but last 3 weeks it's been going back up ($4.10 last week)

Luckily I only fill up like 1x a month in my car. We just did a road trip (>1k miles) in my wifes premium V6 SUV and that hurt a bit :lol:
For paying double/triple other rates you get $138 back, congrats!
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Stanfield would be nice in a perfect world but I don’t know who you cut to add him even if he wanted to come back.



Hard to imagine where a lot of those guys would find homes if a ton of rosters are pretty set with hard caps in place. If they had some weird 1 year exception for them they all count as DSA or something that would be different and dont count toward any roster hard count.