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Replacing Mint budgeting. Need recs

Posted on 3/16/24 at 1:04 pm
Posted by Pintail
Member since Nov 2011
10424 posts
Posted on 3/16/24 at 1:04 pm
Mint switched over to Credit Karma and left out the best feature from Mint. The budget.

Looking for something to switch to that won’t cost an arm and a leg for household budget.
Posted by TJack
BR
Member since Dec 2018
1290 posts
Posted on 3/16/24 at 1:16 pm to
I’d like to know what I need if I want to pull data in from checking, CC, investments?
Posted by Phate
Baton Rouge
Member since Mar 2006
11723 posts
Posted on 3/16/24 at 3:23 pm to
I use YNAB. Every now and then it loses connection with my accounts and I have to reconnect but overall it's great.
Posted by lynxcat
Member since Jan 2008
24132 posts
Posted on 3/16/24 at 4:57 pm to
Lots of threads on this in past 4 months. Recommend searching for those. Monarch has been good.
Posted by thunderbird1100
GSU Eagles fan
Member since Oct 2007
68289 posts
Posted on 3/16/24 at 7:51 pm to
My review on Monarch

Using it for another couple weeks since then and really cant recommend it enough. You can even change the connection to accounts you have if you're having issues with it which is pretty cool, usually have 3-4 different ways of connecting accounts.

If you are coming from Mint they are offering 50% off first year if you import your history from Mint which is pretty cool, just you can keep your history for one but doesnt hurt to also get $50 off as well.

I've found it way better than everydollar and empower/personal capital that ive used a lot previous to this. Everydollar was used for budgeting and personal capital/empower taking over from them was used as an overall net worth tracker more because their budgeting just kinda sucks.

The best part almost is the feature request section which you can write up on how new features are working and also help voice an opinion on future changes or implementations youd like to see.

The goal tracking is also awesome, can set agoal, and connect the accounts relevant to tracking the goal. Can even partially use an account to track against it which is pretty cool.
This post was edited on 3/16/24 at 7:56 pm
Posted by Upperdecker
St. George, LA
Member since Nov 2014
30545 posts
Posted on 3/16/24 at 7:52 pm to
Second Monarch. I doubt I’ll switch from it unless the price goes up
Posted by SG_Geaux
Beautiful St George
Member since Aug 2004
77936 posts
Posted on 3/16/24 at 9:29 pm to
I switched to Quicken Simplifi and honestly like it better than I ever liked Mint.
Posted by JiminyCricket
Member since Jun 2017
3480 posts
Posted on 3/16/24 at 9:34 pm to
I’ve enjoyed simplifi
Posted by SaintTiger80
Member since Feb 2020
449 posts
Posted on 3/16/24 at 11:12 pm to
I recently discovered financier.io

It’s free. Doesn’t connect to accounts but functions similar to YNAB.
Posted by mrbeastful
Member since Jan 2009
1435 posts
Posted on 3/17/24 at 7:10 am to
I swapped to Piere. It’s a bit newer and isn’t as feature rich yet as Mint but if you sign up now it’s free.
Posted by lynxcat
Member since Jan 2008
24132 posts
Posted on 3/17/24 at 9:29 am to
I’ve never heard of Piere until now but the descriptions look solid!
Posted by notsince98
KC, MO
Member since Oct 2012
17954 posts
Posted on 3/17/24 at 9:34 am to
nothing free is comparable. I use Empower and it is OK but the aggregator is not as reliable as Mint was.
Posted by SwampCollie
Louisiana
Member since Nov 2018
219 posts
Posted on 3/17/24 at 6:23 pm to
quote:

I switched to Quicken Simplifi and honestly like it better than I ever liked Mint.


x2
Posted by lilsnappa
Red Stick
Member since Mar 2006
1793 posts
Posted on 3/17/24 at 9:05 pm to
I’m going with copilot - mostly bc I forgot to cancel when my month ran out and already paid a year.

So far, it’s solid- but it’s only an app, can’t use desktop which is annoying for us olds that do most of our budgeting on excel and use that’s tools to aggregate our financial life into one view
Posted by Lsut81
Member since Jun 2005
80101 posts
Posted on 3/18/24 at 6:02 am to
So looks like Simplifi and Monarch are the two that have been recommended multiple times.

Enjoyed mint, hate karma.


Quick question, do both of the above let you have multiple properties w/ values and mortgages? Enjoyed that with Mint, Karma doesn't let you do more than one property.



Posted by shotskimakesmysat
Laffy Taffy
Member since Sep 2009
2 posts
Posted on 3/18/24 at 7:49 am to
Using RocketMoney for now. Not paying for it, so it doesnt have all the features, but the auto linking and categories work well for spending habits. It doesnt allow net worth without paying but I just use excel for that since it doesn't change that much.
Posted by thunderbird1100
GSU Eagles fan
Member since Oct 2007
68289 posts
Posted on 3/18/24 at 8:53 am to
quote:

Quick question, do both of the above let you have multiple properties w/ values and mortgages? Enjoyed that with Mint, Karma doesn't let you do more than one property.



Cant speak to simplifi but Monarch will let you add multiple real estate properties no problem and mortgages against them. Can even detail them out as primary home, Secondary home, rental property, etc...
This post was edited on 3/18/24 at 8:54 am
Posted by notiger1997
Metairie
Member since May 2009
58107 posts
Posted on 3/18/24 at 9:57 am to
So for now if I just want a simple app that will sort my spend and connect to two credit cards, which would be the best?
Posted by notsince98
KC, MO
Member since Oct 2012
17954 posts
Posted on 3/18/24 at 10:32 am to
Maybe look at Piere.
Posted by Lsut81
Member since Jun 2005
80101 posts
Posted on 3/18/24 at 11:00 am to
quote:

Cant speak to simplifi but Monarch will let you add multiple real estate properties no problem and mortgages against them. Can even detail them out as primary home, Secondary home, rental property, etc...





Anyone have insight on Simplifi? Looks to be 1/3 the normal cost of Monarch.

$36yr compared to $99yr. Both have first year discounts though.
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