re: Everyone wants more money. But how much more would you actually need to change your life?

No plastic surgery but some people don’t do surgeries because of high deductibles. Just saying to take care of yourself.

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If there already, unless I missed it, in your list of lifestyle wants and needs, might carving some for your important charities or helping others be in play?

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Yes already done plenty of that and continue to do so. Also giving back to family. Looking into starting a donor advised fund although I decided to not do that this tax year.

Oh yes and like the other poster said….more money more problems. It’s a different kind of problem and can be stressful believe it or not.

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Oh yes and like the other poster said….more money more problems. It’s a different kind of problem and can be stressful believe it or not.

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That “stress” word is poison.

It was a feature in me retiring early. Not just eliminating work stress but the $ life complexity and its adjacent stressors (social, physical, emotional). We reached a point where more is less. Took decision to fix it.

Time is short and lifetime gets shorter each day. I’m retired, considered $ “rich” by most personal finance measures, and could be earning more.

Nope. I’m going on a hike after this post. Only stress today is if I run into a poisonous snake or get that explosive diarrhea thing.

I think a one-time receipt of $100k would do enough to change my life and set me up for the next couple decades of my life.

Don’t need it to be yearly, just $100k once would pour enough gas on the fire to set me up for life

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self inflicted. I have what I regard as plenty of money (others probably would disagree) and have zero stress. That’s the point

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When someone has three children with their whole life ahead of them and parents want to give them the best opportunities possible, I'll gladly accept that self inflicted stress.

When you know life is never guaranteed, you always worry about is what you are doing enough? If something is going great for you, do you just close the doors because you hit a magic number, or do you keep growing your wealth and your legacy, as you never know how/when times change?

When you accumulate wealth, you get anxiety over the million possible ways to lose it, and have to prevent and mitigate that. Much of my time is devoted to that.

We are still young and have decades left to go, and the life expectancy keeps increasing. You can't just leave a great thing that was created, but we can plan to delegate more and let go a little each year.

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For our personal situation: I'm almost 38. Went from ~500k/year income to 1m+ the past couple of years. We only spend about 10k/month. We have vacation homes, but they are paid for by renters. The rest of our income basically goes to investments.

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That's very impressive from a spending standpoint. Hard to not let your spending creep up with that level of income. Easy to upgrade houses and cars etc.

I appreciate everyone’s posts. I keep seeing this guy who interviews millionaires, his channel is called “school of hard knocks.” And I’m watching this guy who sold a bath bomb company for 10 million, this 25 year-old girl sold a Fitness app that I’ve never heard of to another Fitness app that I’ve never heard of for $400 million. And I’m thinking “if I’m actually gonna try then there’s more potential. “ But I also don’t wanna fall into this hustle culture trap that’s so prevalent. Happy mediums I guess.

These past few years I had the opportunity to do all the things that I thought I should be doing like being healthier, focusing more on my family, leisuremaxing, instead I found myself just creating big projects. But it was always nice to have the option to not do those things. It seems like the faster you push the train the harder it is to get off.

I remember the thread. He was intentionally vague about the nature of the business and any specifics on anything that could be used to answer his questions (he was “asking for help”).

all he wound up doing was making people angry

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who is "we"? your boyfriend? or wife?

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Shiiiit. I'm not Aggie

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That's very impressive from a spending standpoint. Hard to not let your spending creep up with that level of income. Easy to upgrade houses and cars etc.

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Meh. The more stuff you buy the more it owns you and ends up just being a hassle. Id rather be able to just say frick it and be able to retire at any point. Makes grinding/working every day more enjoyable knowing you don't need to do it. Plus, we live in a world where often the top of the line items are only marginally better than the next level down. You're really just paying for a name to show off.

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When you accumulate wealth, you get anxiety over the million possible ways to lose it, and have to prevent and mitigate that. Much of my time is devoted to that.

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You should get out of that mindset. You'd have to be catastrophically unlucky, dumb or greedy to truly "lose" your wealth.

You don't have to spend that much time to not do dumb shite.