- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Mariner
| Favorite team: | LSU  |
| Location: | Mandeville, LA |
| Biography: | |
| Interests: | |
| Occupation: | Merchant Mariner |
| Number of Posts: | 2642 |
| Registered on: | 7/6/2009 |
| Online Status: | Online |
Recent Posts
Message
re: Am I Essentially Doomed To Weight Loss/Diabetes Medicine?
Posted by Mariner on 5/22/26 at 6:17 am to TheMagicMan
In your case the risk from doing nothing is way higher than the risk of the medication.
Get on it. When you get results, reduce the dose and see how that goes, then continue to reduce until you do not need it. If you are losing the battle go back to the higher dose.
The medication will produce results, and you will actually make healthier choices. You will know you need to eat and have a slight hunger, but you wont be in the mood for Five Guys. You will just want something simple.
Get to the gym while on the meds. It is very beneficial to getting results, but it also may help change your lifestyle drastically and eventually not need the meds.
:usa:
Get on it. When you get results, reduce the dose and see how that goes, then continue to reduce until you do not need it. If you are losing the battle go back to the higher dose.
The medication will produce results, and you will actually make healthier choices. You will know you need to eat and have a slight hunger, but you wont be in the mood for Five Guys. You will just want something simple.
Get to the gym while on the meds. It is very beneficial to getting results, but it also may help change your lifestyle drastically and eventually not need the meds.
:usa:
0
quote:
Just checking a box created by an attorney.
Yep. All the BS you have to do today to sign your life away is because of a savvy billboard lawyer.
re: A million dollar idea - taking a private crap in public
Posted by Mariner on 5/17/26 at 8:45 am to jafari rastaman
I had to go to a training facility at a Dutch based company in Houston often. The bathrooms were pristine and each stall was a 9 foot door with a door sweep. Nearly soundproof. Very private without a public feeling (recessed lighting/dim lighting).
That should be the standard in office buildings. If I was a landlord I would definitely have the bathrooms upgraded with that. If I was a business looking at office space in which I spent 8-10 hrs a day working, I would want to see the bathroom situation.
That should be the standard in office buildings. If I was a landlord I would definitely have the bathrooms upgraded with that. If I was a business looking at office space in which I spent 8-10 hrs a day working, I would want to see the bathroom situation.
You asked transplants. You needed to ask the guy who moved from Metairie or Kenner to Uptown.
There are a good amount of middle of the road conservatives living in the city, mainly products from the private Catholic school system. Many are generational. You don't know about it because they stay out of politics, are not activists, and are accepting of the anything goes mentality in the city.
I bet a lot of the humor and levity on this site, which brought character and flavor to TD, is from that community.
There are a good amount of middle of the road conservatives living in the city, mainly products from the private Catholic school system. Many are generational. You don't know about it because they stay out of politics, are not activists, and are accepting of the anything goes mentality in the city.
I bet a lot of the humor and levity on this site, which brought character and flavor to TD, is from that community.
She can sell those $2 bills on EBAY for a huge profit.
The best time to get season tickets is the bad years obviously. It’s an investment in the future.
I had 8 seats which was the max for the area. They tank and that max gets removed. Upgraded to 12. Now this year it’s back to a max 8, but no worries I’m grandfathered in.
I had 8 seats which was the max for the area. They tank and that max gets removed. Upgraded to 12. Now this year it’s back to a max 8, but no worries I’m grandfathered in.
re: Donor advised funds vs direct charitable contribution? Advantages of each?
Posted by Mariner on 5/12/26 at 6:37 pm to evil cockroach
The big thing I like is getting to December and realizing April will be brutal, and dumping a ton of money in it quickly, then the next year planning another tax saving tactic as the fund already has funds for several years of charity.
It’s all relative to how charitable you want to be though.
It’s all relative to how charitable you want to be though.
I'm involved in the same thing as you. I have been donating using cash flows the past several years, but its time to do the DAF. I was not ready to commit and had other priorities, but after the 2025 return its time to address.
Over the long haul if you are charitable its a no-brainer. I was told that once you put money in the DAF you can't get it back.
I don't think there are any downsides besides you can't get the money back once it goes in the fund.
Still learning before I jump in.
Over the long haul if you are charitable its a no-brainer. I was told that once you put money in the DAF you can't get it back.
I don't think there are any downsides besides you can't get the money back once it goes in the fund.
Still learning before I jump in.
re: When is the last time you’ve returned something?
Posted by Mariner on 5/11/26 at 9:42 pm to PotatoChip
I look at it that way too. If I make an uninformed purchase, that is on me. The sale is final. That's why when I find a brand/fit in that brand, I stick with it and will only consider something else if I try it on in a store.
Meanwhile, my wife will order a box full of junk with no intention to keep everything. She tries everything on and keeps only the best fitting stuff. She intends to return and sometimes she does, but often times life gets busy and it gets ratholed until the return window is over. So we basically blew half or more of the purchase.
Meanwhile, my wife will order a box full of junk with no intention to keep everything. She tries everything on and keeps only the best fitting stuff. She intends to return and sometimes she does, but often times life gets busy and it gets ratholed until the return window is over. So we basically blew half or more of the purchase.
quote:
Gotta love people with no experience saying nonsense like this.
One Carnival cruise was enough for me.
quote:
I like Lane, but this was a mistake.
This board was upset he did that photoshoot with them, but this is much worse.
And you know he said those things to appeal to their readers. Who knows they probably put the words in his mouth.
The SEC schools are probably more diverse than all of the schools up north, yet the south is always considered the problem regarding race relations. They stereotype us.
quote:
I would vote for a black in a heartbeat, just not a black democrat or RINO.
And that is their issue. They think that black = democrat.
Black conservatives are one group of people I have the utmost respect for today. They have values, standards, morals, and eventually figured out what is better for them. And that meant breaking away from the herd, or the democrat plantation which I am hearing about more and more.
As time goes on, I believe a pendulum will swing, and black conservatives will be true leaders of both their race and our society in general.
Black level headed people are some of the coolest, kind, and most personable people I have come across. I think the extreme views of the left have got them thinking that its best for them to align with the right. This is slowly happening, but it is happening. You see it on social media.
Cruises should be meant for wealth and an upscale luxurious experience. Problem is they scaled it down and McDonalds-fied it so much over the decades, that fewer people with status and values are going. I see videos of sundecks and pools of people jammed in like sardines.
I have no interest in going on a cruise, and this comes from a man who navigated ships stateside and overseas back in the day. There was one company that operated out of Tampa which was an upscale cruise and for the most part the ships were empty. Carnival, RC, and Norwegian are a definite no-no.
I have no interest in going on a cruise, and this comes from a man who navigated ships stateside and overseas back in the day. There was one company that operated out of Tampa which was an upscale cruise and for the most part the ships were empty. Carnival, RC, and Norwegian are a definite no-no.
re: People who lose weight on Ozempic viewed worse than people who don't lose weight at all
Posted by Mariner on 5/11/26 at 5:57 am to TigerTatorTots
quote:
I disagree. A fat person cheating to get skinny is still better than a fat person IMO
When you get to the point of where the risk of doing nothing is worse than the risk of doing something, get on the drug.
If someone has been fat for their whole adulthood, or became fat and cannot manage cutting weight and maintaining health, then go for it.
quote:
I haven’t been to a real doctor since I broke my arm when I was 12. I’m 49 now and perfectly healthy.
And then you start having symptoms and find our you have stage 4 cancer that would have been caught much earlier during an annual checkup/bloodwork, and treatable.
I worked offshore with solid medical benefits, and the amount of people who never went to the doc was staggering. It was quite common for crewmembers to die in their 40's and 50's.
Get labs done yearly. Don't regret something you could have easily addressed, and the pain it will cause your family.
re: Homan: President Trump Is Being Lobbied by Cabinet Members to Approve Migrant Amnesty
Posted by Mariner on 5/8/26 at 4:27 pm to Major Dutch Schaefer
I know people will blow up, but before the 2016 election I had a more logical solution that was a compromise:
Build the wall
Announce to the nation that if you are illegal and undocumented, you have a deadline of 1 year (or less) to register with ICE. You will be allowed to begin the process of becoming a permanent resident via a rigid program.
If you don't register and the deadline hits, you are ruled ineligible and will be on the deportation list permanently. Also, once the deadline hits, no tolerance for invaders.
During the process, you have demanding tiered stages to become a resident to prove that you really want to be here, all of them met with deadlines. You have to learn English, learn what it means to be an American, do service hours, be required to and prove the paying of taxes, etc. It will not be a simple or convenient process. You will report for mandatory ICE meetings/court dates to monitor progress.
If you commit a felony during the process, you are ineligible for residency and are deported.
You have a deadline to meet all of these requirements (3-5 years). If you do not meet it, you are deported.
This puts the ball in their court to step up and show that you want to be here, and assimilate, or shut up and leave.
I have come across many people who are just trying to better their situation and pursue the dream. They are very religious, have strong family values, and they have superior morality compared to some of our citizens. However, there are also many that want to hold on to their past which affects our citizens (not paying taxes, fraud, little desire to learn our culture, making money here for a few years and going back, flying a third world country flag which was the reason why they defected in the first place, stealing, etc). Trump has said before that we want good people to come to the USA.
Build the wall
Announce to the nation that if you are illegal and undocumented, you have a deadline of 1 year (or less) to register with ICE. You will be allowed to begin the process of becoming a permanent resident via a rigid program.
If you don't register and the deadline hits, you are ruled ineligible and will be on the deportation list permanently. Also, once the deadline hits, no tolerance for invaders.
During the process, you have demanding tiered stages to become a resident to prove that you really want to be here, all of them met with deadlines. You have to learn English, learn what it means to be an American, do service hours, be required to and prove the paying of taxes, etc. It will not be a simple or convenient process. You will report for mandatory ICE meetings/court dates to monitor progress.
If you commit a felony during the process, you are ineligible for residency and are deported.
You have a deadline to meet all of these requirements (3-5 years). If you do not meet it, you are deported.
This puts the ball in their court to step up and show that you want to be here, and assimilate, or shut up and leave.
I have come across many people who are just trying to better their situation and pursue the dream. They are very religious, have strong family values, and they have superior morality compared to some of our citizens. However, there are also many that want to hold on to their past which affects our citizens (not paying taxes, fraud, little desire to learn our culture, making money here for a few years and going back, flying a third world country flag which was the reason why they defected in the first place, stealing, etc). Trump has said before that we want good people to come to the USA.
re: Entry level luxury watches.
Posted by Mariner on 5/6/26 at 9:57 pm to Old Character
My first was a Rolex Explorer. Perfect at the time. Nice watch and classic but understated. I still wear it often.
I own two Omegas. One is a Planet Ocean and one is an Aqua Terra. Both have a rubber strap. They are awesome. Casual tool watch that can be worn with gym gear, but you can tell the craftsmanship stands out. They are two watches that are nicely done, solid, and robust.
To me a luxury watch starts with a mechanical movement. I can't buy a brand name "luxury watch" that is battery powered.
I own two Omegas. One is a Planet Ocean and one is an Aqua Terra. Both have a rubber strap. They are awesome. Casual tool watch that can be worn with gym gear, but you can tell the craftsmanship stands out. They are two watches that are nicely done, solid, and robust.
To me a luxury watch starts with a mechanical movement. I can't buy a brand name "luxury watch" that is battery powered.
re: Investing question for the board from a position of complete ignorance.
Posted by Mariner on 5/4/26 at 10:23 pm to SuperFanDan
quote:
embarrassingly, all I've ever done is sock away money in my 401k and let my money guy at Edward Jones keep me diversified and on track for retirement.
Actually that is pretty noble. The percentage of people like you are very small compared to the masses. Heck I was at a company that gave a huge 401K match, and many employees invested nothing and instead left all that $$$ on the table.
quote:
1) What is a good resource (book/s, podcast, business journal, etc) for understanding a companies fundamentals and whether their stock price is under or over valued.
2)Where do you guys find out about up and coming companies to keep an eye on (any sector)
3) Once you find a company of interest, do you have a quick "formula" you use to assess if you want to get involved ( Revenue, earnings, assests vs liabilities, solid CEO etc) ?
If you want to do all of this stuff, do it with fun money. I've always believed in letting the professional handle it. I think its pretty ignorant to not use their resources.
I have bought random stocks from this board's recommendation. Some did well, others bombed. However, it was fun money to see if I hit the jackpot.
I have so much going on, and don't have time to research. Leave that to the financial institution you delegated that responsibility to.
quote:
You don't think there's going to be unresolved issues around her kid's father being dead
It is more than likely the family will first seek counseling. That's a huge step to resolving issues. Every situation is different, but I would imagine the kids would want to see their mom happy again, assuming she chooses a good man.
I know a family that this happened to. The kids are very happy and are close to their step-sibings.
I have a feeling everyone is thinking of some entitled woman with major relationship issues suddenly loses her husband, and she is dancing on his grave. That is not the widow I am referring to, but rather a normal family with everyday challenges that suddenly experienced a tragic loss. They are not resenting one another, but rather grieving.
If I am a good single dude in my mid 30's or 40's, I think I would rather have a widow than a divorcee with baby daddy issues, or a busted single woman who chose a high body count lifestyle in her 20's and early 30's. The widow did not choose to be single.
re: The Average Retirement Savings By Age
Posted by Mariner on 5/1/26 at 10:16 pm to tigerbacon
quote:
Most 60 year old’s have less than 100k in a retirement account.
That is unreal. I cant imagine being 60 and in that situation.
re: 529 milestones for Junior
Posted by Mariner on 5/1/26 at 10:13 pm to jafari rastaman
I asked my FA if I have enough in my accounts.
He said he has one client that has a goal of $750K for education savings and are about halfway there. Both parents are surgeons and the kid is smart as hell. They want to send him to Duke/UNC or some other medical prestige school. Supposedly that is the cost of college/med school of that caliber.
Wow.
I have suddenly become more worried about not having enough in a K12 account than a 529. I have about $35K in two kids K12 accounts who will be in HS in 3-4 years. I am paying cash for tuition but in case life changes tomorrow I need at least $100K to keep them in private school until they graduate.
For the 529, you can heavily fund the first kid and lightly fund the 2nd and 3rd kid, then if there is any money left after the 1st graduates, you can send it down to the 2nd kid and so on.
I'm on a good track with the 1st two kids, with each of them having over $150K in the 529. Still I am worried with the rising cost of education. My grad school's education, for example, has more than doubled since I was there.
I am assuming to send your kid to undergrad/grad/law/medical school, you need at least $300K if you don't want them to have loans.
Yes there is the likelihood of scholarships, but I believe that when its granted to my kid. Otherwise it feels like a reliance on the government, and I know how that could end up.
He said he has one client that has a goal of $750K for education savings and are about halfway there. Both parents are surgeons and the kid is smart as hell. They want to send him to Duke/UNC or some other medical prestige school. Supposedly that is the cost of college/med school of that caliber.
Wow.
I have suddenly become more worried about not having enough in a K12 account than a 529. I have about $35K in two kids K12 accounts who will be in HS in 3-4 years. I am paying cash for tuition but in case life changes tomorrow I need at least $100K to keep them in private school until they graduate.
For the 529, you can heavily fund the first kid and lightly fund the 2nd and 3rd kid, then if there is any money left after the 1st graduates, you can send it down to the 2nd kid and so on.
I'm on a good track with the 1st two kids, with each of them having over $150K in the 529. Still I am worried with the rising cost of education. My grad school's education, for example, has more than doubled since I was there.
I am assuming to send your kid to undergrad/grad/law/medical school, you need at least $300K if you don't want them to have loans.
Yes there is the likelihood of scholarships, but I believe that when its granted to my kid. Otherwise it feels like a reliance on the government, and I know how that could end up.
Popular
48
