Favorite team:LSU 
Location:Mandeville, LA
Biography:
Interests:
Occupation:Merchant Mariner
Number of Posts:1947
Registered on:7/6/2009
Online Status:Not Online

Recent Posts

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re: Hip Hop and Rappers are evil

Posted by Mariner on 5/18/24 at 7:42 pm
When I was in L.A. I had black car service. I got to know the chauffeur. In conversation, I asked him who were his worst clients. Without hesitation he said rappers and recording artists. He said they are socially inept outside of their circle, are self absorbed, and are all about drugs and debau...
[quote]My parents very graciously helped us send our kids to Catholic Schools, but we wouldn't have gotten the cash equivalent had we sent them to public schools. They are always willing to help if we're in a bind, but we definitely don't get an 'allowance'[/quote] This is one of the best ways a ...

re: “Name brand” gasoline

Posted by Mariner on 5/15/24 at 9:20 pm
Use only top tier gasoline. There should be a sticker stating that on the gas pump. After inquiring with Shell that I don’t see stickers at every Shell station, they assured that all Shell stations only carry top tier gasoline. I asked a truck driver filling up the station if they put regular in ...

re: savings for grandchild

Posted by Mariner on 5/14/24 at 8:18 pm
You are welcome. It is an amazing feeling as a grandchild when grandparents are altruistic and bless the child growing up, whether it be for college, their first car or house, or just some spending money from time to time. You are one good grandparent!...

re: Deporting illegals

Posted by Mariner on 5/11/24 at 7:17 am
[quote]End birthright citizenship. That will stop a large majority of it. They are coming here to spit out anchor babies because once that happens the whole family is never going to be deported.[/quote] I hate to admit it but that is exactly the situation with my housekeeper. She came here and f...

re: savings for grandchild

Posted by Mariner on 5/10/24 at 10:32 am
It depends what your goal is. Is it to just give them money or is there a reason for it? Examples include being a firm believer in private school, or college education, wanting to help buy their first house, etc. If you are just going to give them money a custodial account is easiest but you won'...

re: S corp car question..

Posted by Mariner on 5/9/24 at 5:49 am
We have a company car. We use it for personal use. We have a commercial policy that allows personal use, but it is much more expensive than a personal insurance policy. I recently spoke to my CPA with a similar concern. He recommended my payroll company add a line item in the W2 to account for t...

re: Custom Build Finance Questions

Posted by Mariner on 5/7/24 at 5:49 am
Whatever estimate you get to build will turn out to be much higher in the end. Don't be in a position where you are emptying coin jars to make a $400K build work. Next thing you know is that it comes out to an additional $30K or more. Can you afford that extra cost? I support building the hous...
Yes, but it was early in my career before girlfriend, wife, and kids. It was a wise decision. I got another job two weeks later....
I started with the age based strategy, where it automatically pulls back and becomes more conservative after certain age milestones, starting with their 9th birthday. I have a nice chunk so far, so I reduced that strategy and added a little more risk. My thinking is the conservative strategy will ...
The one thing I admire about boaters, is that they are all middle of the road in politics or conservative. They are also pretty cool people to converse with. You don't see gothic multicolored nails and hair with nose-rings going boating. I went on a test drive on a boat yesterday. Everyone...
Depression will hit them hard when they are in their 50's. ...
Start off small but be consistent. As your income grows throw a little more love their way. I started with $100 bucks a month, then a few years in $200/mo, then several times that monthly number this past year. First kid is 8 years out. I attended a meeting with the President of my grad school...

re: Developing commercial properties

Posted by Mariner on 4/28/24 at 12:44 pm
Good point. I was thinking if the vision is right it will be attractive and the place to be. It has to be done right though. Maybe I can get my feet wet with an existing property....

re: Louisiana

Posted by Mariner on 4/28/24 at 8:08 am
[quote]LA is great for its people who have the best sense of humor and are very creative and fun to be around for the most part. Nobody or few take life too seriously. The food, drink, music and social opportunities are hard to beat. How many states have Mardi Gras parades and Balls? How many states...

re: Louisiana

Posted by Mariner on 4/28/24 at 8:07 am
It's bad if you are relying on government to address issues and develop the state to attract companies/provide a better lifestyle. It is great because there is much less competition and you can do very well compared to peers. If you had a good upbringing and a decent education you can go high plac...

Developing commercial properties

Posted by Mariner on 4/28/24 at 7:43 am
I have a high income, but I want to invest in other things than stocks, residential land, and retirement. I have thought about apartment/house rentals, but maybe I am scarred by my childhood of helping maintain my family's properties, and the issues they had with tenants. For the most part they ...
[quote]I’m amazed by the amount of cars I see without license plates[/quote] Or the piece of paper with "Tag applied for" written with a Sharpie....
I have illegal tint. If I get pulled over I will tell the officer that I go to NOLA often and I require the privacy of both family and belongings. That probably won't get me out of the ticket but the cop will definitely see where I am coming from. The ticket will be well worth it compared to thef...
Instill in him that if he embraces his masculinity, women will be lining up for an opportunity. There will be a smaller market of those men, and good women will want that. You are a decent woman...do you go after the soyboy who brings emotional baggage or the protector who has none? Make sure...