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Maderan
Favorite team: | LSU ![]() |
Location: | |
Biography: | |
Interests: | |
Occupation: | |
Number of Posts: | 841 |
Registered on: | 2/1/2005 |
Online Status: | Not Online |
Recent Posts
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re: Carr possibly out for the season with shoulder injury
Posted by Maderan on 4/11/25 at 6:44 pm
Sucks, but he does not want to be here. He lives around the corner from me and was a gone pecan after the season. House is not for sale and I don't think that he moved anything out. Just left with his family.
re: For those saying $3MM net worth at age 45 would not be nearly enough to retire...
Posted by Maderan on 3/28/25 at 2:47 pm
I think that the key for this is lifestyle and the disconnect between net worth and liquid assets.
If you are a disciplined individual and frugal in the years leading up to that point, then it is possible to hit this target and be comfortable in retirement.
If you are a consistent high wage earner then you will expand your expenses and it becomes tougher to reverse course and shut things down.
If you are a disciplined individual and frugal in the years leading up to that point, then it is possible to hit this target and be comfortable in retirement.
If you are a consistent high wage earner then you will expand your expenses and it becomes tougher to reverse course and shut things down.
re: Best scenes in cinematic history
Posted by Maderan on 2/21/25 at 8:42 am
Tombstone- Johnny Ringo death scene
The Good, the Bad, and the Ugly- Three way standoff
The Good, the Bad, and the Ugly- Three way standoff
re: K1 Tax Question
Posted by Maderan on 2/11/25 at 8:24 am
Very common. You can't distribute ownership profits reported on a K-1 until you have completed the businesses accounting for the company for the entire year.
Essentially, they don't know what the business made yet and don't have to give you your portion of that money until they know.
Essentially, they don't know what the business made yet and don't have to give you your portion of that money until they know.
re: New 'neckdown' road configuration is annoying drivers in San Francisco
Posted by Maderan on 1/25/25 at 8:59 am
Very common in Costa Rica as well but mostly at bridges over streams or creeks.
Very effective at slowing traffic and pissing people off
Very effective at slowing traffic and pissing people off
re: What is the best way to transfer large sums of USD to EUR
Posted by Maderan on 12/27/24 at 12:02 pm
Wouldn't you just need to open a bank account in a foreign county and wire in the funds for the account? They would likely convert to Euros at the market value on the date of the wire. Might be a fee or mark up on the conversion rate but they would tell you ahead of time.
Never heard of this entity but they kids walk you though the options and have a Guide for a bunch of countries.
LINK
Never heard of this entity but they kids walk you though the options and have a Guide for a bunch of countries.
LINK
re: Buy term invest the rest. Not so fast!
Posted by Maderan on 12/25/24 at 9:20 pm
Article is accurate. They achieved their goal of using nonsensical products/asset class comparisons to prove a self serving point. They had to reverse engineer so many variables to get to the conclusion that they wanted and the details are so buried and so far over the head of the average investor that most won't go past their conclusions.
Glide paths suck for most investors. They are a CYA, set it and forget way to invest.
Glide paths suck for most investors. They are a CYA, set it and forget way to invest.
re: Projections show Gov. Jeff Landry’s tax overhaul will erase next year’s budget deficit
Posted by Maderan on 12/20/24 at 11:13 am
quote:
How much of that will be replaced by federal income tax? 34%
SALT deduction limit is 10k so...none.
re: Projections show Gov. Jeff Landry’s tax overhaul will erase next year’s budget deficit
Posted by Maderan on 12/20/24 at 10:59 am
quote:
The deficit was only happening because of the expiring 0.45% sales tax. It was assumed that the legislators would allow it to expire and figure out how to reduce the budget. Instead, they made it permanent which solved the deficit issue.
The rest of the sales tax increase (0.55%) was to pay for the income/corporate tax cuts.
The changes to the income tax rates were part of what was causing the deficit.
I am going to save nearly 20k for the Income Tax cut. I am all for it. The additional consumption tax won't come close to making that number up. Maybe it would cost me an additional $2200 in sales/consumption tax.
re: Projections show Gov. Jeff Landry’s tax overhaul will erase next year’s budget deficit
Posted by Maderan on 12/19/24 at 3:30 pm
Yeah, I don't think that this small an increase in sales will cause poverty to increase. You are talking about going up .55% on purchases vs the existing sales tax.
If you are lower income and spend all of it on taxable items you are talking a negligible increase in taxes at best for the individual.
If you earned and spent $20k on taxable items the difference is $110 a year from current taxes. This does not take into account lower income tax.
Total tax for someone single using standard deduction would be up too small to matter for someone making $25k when you combine Income tax and Sales Tax. In total, it increases tax on this person by $0.95 per year.
If you are lower income and spend all of it on taxable items you are talking a negligible increase in taxes at best for the individual.
If you earned and spent $20k on taxable items the difference is $110 a year from current taxes. This does not take into account lower income tax.
Total tax for someone single using standard deduction would be up too small to matter for someone making $25k when you combine Income tax and Sales Tax. In total, it increases tax on this person by $0.95 per year.
re: You think you own that tractor, car, or book you bought? Nope. You licensed it.
Posted by Maderan on 11/19/24 at 10:27 am
This shite is why I hate Apple. They work hard to create a cult like following and then herd the sheep for profits. Dumb people too trapped to see the fences penning them in.
re: How many more decades until marriage is a relic of the past ?
Posted by Maderan on 10/26/24 at 5:03 pm
Divorce rate is a skewed statistic. If you both graduated college it falls to like 25% and those are mostly the people who would have screwed up the relationship even if they were not married.
If that 20% wants to stop getting married, good on the for realizing they are the problem. The other 5% are the legitimate statistic to me.
Among those I know/my community the divorce rate is likely right around 5%.
If that 20% wants to stop getting married, good on the for realizing they are the problem. The other 5% are the legitimate statistic to me.
Among those I know/my community the divorce rate is likely right around 5%.
re: Women bringing daughters to NOLA without Swift tickets.
Posted by Maderan on 10/24/24 at 11:47 am
$500? You can sell them for way more than that.
The ticket fees are highway robbery and then being so high at every reseller seem like collusion to me.
I get the supply and demand pricing. The fees make me want to go postal.
The ticket fees are highway robbery and then being so high at every reseller seem like collusion to me.
I get the supply and demand pricing. The fees make me want to go postal.
re: DEI trainer gets boss at Oregon forestry service put on leave for hiring based on merit.
Posted by Maderan on 10/14/24 at 4:43 pm
He should start a go fund me for being a DEI casualty for doing his job well. I'd certainly donate. I'd also donate to someone willing to legally make her life a living hell for a bit.
This kind of stuff fills me with rage.
This kind of stuff fills me with rage.
re: Where can one watch a replay of the game last night?
Posted by Maderan on 10/13/24 at 1:56 pm
On Espn+
re: Kiffin blames ref
Posted by Maderan on 10/13/24 at 12:40 am
This, have not seen a replay but I in the stadium I thought that he got away with a push off.
re: Verizon getting rid of Message+ texting feature on Droids - any tips on other options?
Posted by Maderan on 10/7/24 at 3:23 pm
Not impressed at all with Google Messages. Looks like crap, no customization. I can't even set up a different sound for text messages on it. Feels like I am going back into the stone age leaving Messages+
re: Compare Metairie Country Club & New Orleans Country Club
Posted by Maderan on 9/29/24 at 6:26 pm
000
re: I Found A Great Resource For Finding Fee-Only Financial Advisors
Posted by Maderan on 9/23/24 at 3:01 pm
Not a great resource. It is a pay to play listing service for Advisors. Essentially paid advertising.
re: Burn off flares.
Posted by Maderan on 9/22/24 at 11:50 am
It's a forced by product for oil drillers. The gas price in the west Texas oil fields is negative, meaning that the drillers have to pay people to take it.
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