Maderan

quote:

---

There was also some late west coast game that had to go our way to give us a few bcs points

---

Pretty sure it was Hawaii.

Does anyone know where the Oaks sideline pass holders are restricted to in game?

That is a ton and it's because everyone wants to sit at the table and make partner level income so they start their own firm.

We do need quite a few to keep the engine running though. PE in general is built on rolling up. Smaller PE firms buy smaller companies, grow them through putting a few in the same industry together/streamlining and then need a larger PE firm to come and and buy them. Keeps moving upmarket until you reach the big boys at the top who are not even looking at the portfolio companies the small PE firms are buying.

PE firm consolidation is a natural evolution of the game they are playing.

Thanks, saving this article for when my clients ask about insurance...most insurance sales people are only there to help one person, themselves.

Divorce rate for college educated is like 25% or so. It also drops at higher incomes.

That 52% is skewed.

quote:

---

Bailey's chicken fingers and superior texas toast, before the franchise lost the bloody Baton Rouge Chicken Finger War

---

It also might have been the employees. We knew a guy that worked there and he would drop a ton of fingers in a brown paper bag and just give them to us. I think there sauce was better than Cane's.

quote:

---

Housing application deadlines were months ago. Students apply, LSU approves, student pays for housing with 1st semester tuition & fees, LSU assigns a room, student shows up on move-in day to their assigned building/room.

---

Lots of bad info in this thread. Students signup for on campus housing and then get a registration slot. The students pick their dorm and bed based on their priority.

LSU, like all universities, admits more students than they expect will enroll. They don't know exactly from year to year how many will get admired and go elsewhere. The students making late decisions or not completing registrations in a timely manner are the ones getting forced to these alternative living arrangements. No university is going be able to predict exactly what number of students decide to enroll and there is going to be a couple of percentage point variance from year to year.

Like airlines, they would rather be full and then figure out how to adapt then have empty rooms.

Same deal with parking passes. If you needed one as a commuter it opened on July 3rd then, although it sucks that the sold out, if you missed out by waiting until August to get one...that's more on you than LSU.

quote:

---

For your wife to be putting in $44,000 a year into her 401k, she has to be making over $300k, which is highly unlikely as less than 00.2% of women make over $300k. That's 1 in 500 women make that much. Also if she makes that, and you make that, and you're on pace to have $4.5 mil by the time you retire, there's no reason you should have $450k of debt.

---

Clearly you don't have a concept of how some of these things work.

You can't solve backwards to income on 401k contributions because you don't know what the company contributions are. They could be contributing up to 25% of her total compensation and that would not include her deferrals.

Debt is not always bad, despite what many talking heads spout. With rates that low you are better off investing extra funds than paying down that mortgage. You would do better in a money market right now than paying down the mortgage.

I really enjoyed Liveship Traders as well. I thought the characters were really well done.

Yep, would need to see numbers. I trust your present value calc but much more going on here than just the percentages.

Debt coverage side of things matters as well as SS integration into these calculations.Also depends on how much you want to pass on and to whom.

RMD issues could be mitigated by earlier distributions or annual conversions to Roth up to your targeted income tax bracket. 22% to 24% brackets don't offer to much optimization. Your target should be to limit distributions so you never have anything at the 32% bracket. If you are worried about the jump from 12% to 22% then that is tougher to solve for using early conversions or distributions, income range is just too narrow.

If your spouse works and when she retires will also have a big impact. Health insurance costs until your are medicare eligible are also a pretty hefty expense.