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horsesandbulls
| Favorite team: | LSU  |
| Location: | Destin, FL |
| Biography: | |
| Interests: | Football, Baseball |
| Occupation: | Accountant |
| Number of Posts: | 5132 |
| Registered on: | 6/4/2008 |
| Online Status: | Not Online |
Recent Posts
Message
re: Airplane tracking
Posted by horsesandbulls on 11/12/25 at 5:19 am to burreauxsballz
quote:
Gonzales airport This exists? Must be a dump
There’s a poster on this site who used to work there and wrecked the courtesy vehicle late one night back in 2023. Left it in a ditch then got arrested a few weeks later when they figured out who it was.
Allegedly, he was also taking up people’s planes without a pilot’s license. Now that one I can’t confirm as it was told me 2nd/3rd hand.
Now, this has nothing to do with the coaching search but I’d be shocked if they were flying in coaches to that shithole.
1
re: 4FUN Create your own All Star Coaching Staff
Posted by horsesandbulls on 11/10/25 at 9:04 am to ShockG082
I want 5Fun. Not 4Fun
re: DripCal.... It simply can not be right.......
Posted by horsesandbulls on 11/6/25 at 7:06 am to Bard
The creative accounting is the dividend is simply a return of capital.
If the equity isn’t generating income, then the money has to come from somewhere.
Thus the NAV erosion to keep up with the dividend payout.
It’s likely more complicated than this.
If the equity isn’t generating income, then the money has to come from somewhere.
Thus the NAV erosion to keep up with the dividend payout.
It’s likely more complicated than this.
re: Dividend ETF’s and/or stocks
Posted by horsesandbulls on 10/31/25 at 6:05 am to FLObserver
Jepq and qqqi pretty much hold the same assets with qqqi having slightly more on tech stocks.
Jepq has an expense ratio of .35 and has a 10.1% yield while QQQI has an expense ratio of .68 and a yield of 13.3
LINK
Id choose one or the other.
Jepq has an expense ratio of .35 and has a 10.1% yield while QQQI has an expense ratio of .68 and a yield of 13.3
LINK
Id choose one or the other.
re: What’re the perks of donating money to the program?
Posted by horsesandbulls on 10/23/25 at 9:01 am to realtigahhs3
quote:
Tax write off
No
re: Looks like Mike Norvell AND Luke Fickell are safe for now
Posted by horsesandbulls on 10/20/25 at 6:26 pm to tigerfan84
These people crack me up. Bang their chest about how much money they deserve because of eyeballs on football and try to tear their conference apart.
Then go on to have the worst records in recent school history and completely embarrass themselves.
Then go on to have the worst records in recent school history and completely embarrass themselves.
re: Kelly lays it on player execution
Posted by horsesandbulls on 10/20/25 at 6:48 am to lsuchip30
quote:
feel. He was the right guy at the time to rebuild the foundation that O destroyed and raise the floor. But his ceiling is not much higher than his floor and we are and have been up against that ceiling
I’ve bee trying to find the words to describe my thoughts on this coach and this absolutely nails it. I still think he has a year left if he fires sloan at the end of the season.
re: Considering renting my condo in BR, need advice
Posted by horsesandbulls on 10/13/25 at 10:01 pm to lgtiger
The thing about mgmt companies is you don’t usually get to tell them how much they charge…
Honestly it sounds like you haven’t given this much thought. How much cash do you have saved for major repairs? If the ac goes out and needs to be replaced it’s on you not the tenant.
You also need to check your insurance policy to see if they will cover the dwelling if you aren’t the one living in it.
As far as recs go, I’m not your guy for that as I haven’t lived in br in about 10 years.
I am a cpa and have a bunch of clients with rentals of all kinds. The ones who get burned are the ones who don’t do their homework and don’t know what they are walking into.
Honestly it sounds like you haven’t given this much thought. How much cash do you have saved for major repairs? If the ac goes out and needs to be replaced it’s on you not the tenant.
You also need to check your insurance policy to see if they will cover the dwelling if you aren’t the one living in it.
As far as recs go, I’m not your guy for that as I haven’t lived in br in about 10 years.
I am a cpa and have a bunch of clients with rentals of all kinds. The ones who get burned are the ones who don’t do their homework and don’t know what they are walking into.
re: Greatest band/performer you just can't get into
Posted by horsesandbulls on 10/13/25 at 3:48 pm to FightinTigersDammit
Prince or whatever his symbol is.
Beatles.
Beatles.
re: Considering renting my condo in BR, need advice
Posted by horsesandbulls on 10/12/25 at 9:00 pm to lgtiger
Expect to pay 10-20% for a mgmt company.
You’d likely cash flow positive without a note.
Your post doesn’t leave much in terms of specific questions so I’ll ask what research have you done about renting. Do you know what market rate is for your building/area?
You’d likely cash flow positive without a note.
Your post doesn’t leave much in terms of specific questions so I’ll ask what research have you done about renting. Do you know what market rate is for your building/area?
re: Announcer
Posted by horsesandbulls on 10/12/25 at 5:22 pm to TigerWatch
Dixon is fine. What have you done for the team?
re: Did Trump just give the markets a Lynch Pin?
Posted by horsesandbulls on 10/10/25 at 12:47 pm to Guntoter1
quote:
( I am not a financial advisor) lol
Or an English teacher.
re: Tax advice: large capital gain
Posted by horsesandbulls on 10/8/25 at 2:18 pm to DB_tiger
You won’t get penalized if you pay
1) 100% of your 2024 total tax liability (110% if your AGI is over 150k)
OR
2) 90% of your 2025 tax liability that is calculated on your 2025 1040.
Figure out what the answer to 1) is and make sure you pay that much in estimated taxes including any w2 withholding.
Then do your taxes in the spring and pay any remaining balance with the money you set aside from the proceeds to cover your taxes.
Don’t give the govt money early.
1) 100% of your 2024 total tax liability (110% if your AGI is over 150k)
OR
2) 90% of your 2025 tax liability that is calculated on your 2025 1040.
Figure out what the answer to 1) is and make sure you pay that much in estimated taxes including any w2 withholding.
Then do your taxes in the spring and pay any remaining balance with the money you set aside from the proceeds to cover your taxes.
Don’t give the govt money early.
re: We have a lot of things going in our favor...
Posted by horsesandbulls on 10/5/25 at 3:08 pm to Chicken
I didn’t think reason was allowed here.
re: Threads of Time - Upcoming RPG
Posted by horsesandbulls on 10/2/25 at 9:04 am to Powerman
Some of those gameplay scenes look very close to chrono cross.
I’ll keep an eye out
I’ll keep an eye out
re: Why dont we get the hear the SEC gameday operations center replay discussion?
Posted by horsesandbulls on 9/26/25 at 9:25 pm to Cosmo
Because they don’t want transparency.
re: Need financial advice
Posted by horsesandbulls on 9/23/25 at 9:06 pm to tigereye1988
You still never answered if the 200k was net of tax or if you’ll need to hold some of it for taxes.
Figure that out before you do anything else. Last thing you want is to make this decision then have to come up with 25-40k to cover the tax bill.
The numbers say put it back in the market and don’t pay the mortgage down but speaking as someone who doesn’t have a mortgage it’s pretty freeing.
If you do decide to go the market route, look up 3 fund portfolio and do that. Will be solid in 20 years.
Figure that out before you do anything else. Last thing you want is to make this decision then have to come up with 25-40k to cover the tax bill.
The numbers say put it back in the market and don’t pay the mortgage down but speaking as someone who doesn’t have a mortgage it’s pretty freeing.
If you do decide to go the market route, look up 3 fund portfolio and do that. Will be solid in 20 years.
re: Need financial advice
Posted by horsesandbulls on 9/22/25 at 8:03 pm to tigereye1988
Is the 200k the net cash after closing costs and taxes?
Do you already have an emergency fund?
What do your retirement accounts look like?
How long until you plan on retiring?
What is the rate on your mortgage and how many payments do you have left on it?
Do you have other high interest debt like personal loans, vehicle loans, credit card balances?
Do you have kids that you want to help fund college accounts for?
I’m sure I’m missing a lot but asking for investment advice needs a lot more than what you’ve given
Do you already have an emergency fund?
What do your retirement accounts look like?
How long until you plan on retiring?
What is the rate on your mortgage and how many payments do you have left on it?
Do you have other high interest debt like personal loans, vehicle loans, credit card balances?
Do you have kids that you want to help fund college accounts for?
I’m sure I’m missing a lot but asking for investment advice needs a lot more than what you’ve given
re: Why doesn’t the AMC Mall of LA upgrade its seats?
Posted by horsesandbulls on 9/6/25 at 12:03 pm to Proximo
I remember when that theater at O’Neal went from nearly flat seats to stadium seats.
That’s all I have to add to this thread.
That’s all I have to add to this thread.
re: Everyone talks about NVDA but why not AVGO
Posted by horsesandbulls on 9/5/25 at 9:36 am to 632627
quote:
1500%
Those are rookie numbers. Gotta pump them up son.
Over 4000% or don’t talk to me.
lol jk this is crazy. I bought 35 shares in 2014.
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