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re: At what age did you become completely Independent from your parents.
Posted on 3/15/21 at 11:36 am to Muthsera
Posted on 3/15/21 at 11:36 am to Muthsera
quote:
I've also seen the wealth slingshot upper middle class kids get when they have the luxury of their parents helping to buffer expenses their first few years starting out. How could I in good conscience deny her that?
It’s why I’m putting a ton into a 529 plan every month. The leg up you have in life starting your career with little/no student loan expense is so big.
Easier to save for a house
Easier to save for retirement
With college prices these days, you could do all the right things (state college, valuable degree, live cheaply in college, part time job) and STILL have a nice chunk of your take home pay going straight to student debt every month.
Such an incredible advantage to not have that burden if you are able to provide that to your kids.
Posted on 3/15/21 at 11:37 am to OWLFAN86
I feel like I could predict the ages of the posters just based off their answers in this thread
Posted on 3/15/21 at 11:37 am to REB BEER
quote:
Luckily it looks like my kids will have plenty of scholarship opportunities and we will probably help them out with whatever else they need. But I do expect them to at least get a part-time job and not think they're on a 4 year free party from mom and dad.
Yeah, I've had a job since I was 15. I never had an allowance as a kid, and they didn't give me money for things when I was older either.
They just refused to let me take out any loans, so they paid for college and helped with rent.
Posted on 3/15/21 at 11:38 am to 0x15E
Moved at 21, paid all my own bills from 17 on. I actually paid my parents $200 a rent from the time I was 18 till I moved out.
Posted on 3/15/21 at 11:39 am to 777Tiger
quote:
so you feel you owe it to them to accept whatever they offer? I can relate
They ALWAYS offer like a TON of help so I can at least say I've been able to pass on a few of their generous offers... but even my ability to do that is because of the lessons they taught me.
Posted on 3/15/21 at 11:39 am to 0x15E
parents kicked me out at 19. it was cordial, but it was abrupt. wasn't expecting it. they still covered my auto insurance till i was 21 and got married since i was taking care of my grandmother and driving her around.
i still went back home pretty regularly and mowed my parents lawn and helped around the house. i didn't really stay with them again till the month before i got married.
kinda a weird situation, but we get along today.
only thing that was still "dependent" on them was my wife and i shared cell plans with them till i was about 28 because it was cheaper for all of us, but by then i had a work phone.
i still went back home pretty regularly and mowed my parents lawn and helped around the house. i didn't really stay with them again till the month before i got married.
kinda a weird situation, but we get along today.
only thing that was still "dependent" on them was my wife and i shared cell plans with them till i was about 28 because it was cheaper for all of us, but by then i had a work phone.
Posted on 3/15/21 at 11:40 am to 0x15E
19 when I moved out of state.
Posted on 3/15/21 at 11:42 am to DemonKA3268
quote:
My parents didn't pay for mine and I never expected them to. I joined the military to pay for mine. With what college costs today, it's not a bad thing to not pay for all of your kids school. Again, helping out is one thing, paying for all of it is another.
To each their own. Like I said, not being able to afford it is totally understandable. But if you can comfortably afford to pay for your child's education and you choose to make them take out loans to teach them a lesson, that's just not something I agree with.
Starting out adulthood with a massive loan puts a lot of young people behind. Unfair as it may be, the people whose parents helped them out are the people who often end up with the good jobs and able to purchase a home earlier. Internships, for example, get a lot of people into great careers. Someone having to bust their arse to pay for college usually can't afford to do an internship.
Posted on 3/15/21 at 11:42 am to Salmon
quote:probably get damn close
I feel like I could predict the ages of the posters just based off their answers in this thread
Posted on 3/15/21 at 11:45 am to 0x15E
26
They payed my rent through 4 years of pharmacy school. I worked two jobs while in school, and payed for everything else
They payed my rent through 4 years of pharmacy school. I worked two jobs while in school, and payed for everything else
Posted on 3/15/21 at 11:46 am to LouisianaLady
quote:
Starting out adulthood with a massive loan puts a lot of young people behind. Unfair as it may be, the people whose parents helped them out are the people who often end up with the good jobs and able to purchase a home earlier. Internships, for example, get a lot of people into great careers. Someone having to bust their arse to pay for college usually can't afford to do an internship.
Don't disagree but there are other options besides taking out loans for the total amount.
Have 2 that have graduated college already (one got the rest of my Post 9-11 GI Bill), 2 in college right now (they both did well enough to get scholarships/TOPS) and one about to graduate high school this year. She will be helped if needed but will also work.
This post was edited on 3/15/21 at 11:51 am
Posted on 3/15/21 at 11:48 am to 0x15E
25
Was in a pretty bad place after college and was very fortunate I could return home to get my life under control.
34 now, just finished my Master's, have a terrific job lined up and my wife (no pics) and I are expecting our first born this July
Needless to say, it all worked out in the end.
Was in a pretty bad place after college and was very fortunate I could return home to get my life under control.
34 now, just finished my Master's, have a terrific job lined up and my wife (no pics) and I are expecting our first born this July
Needless to say, it all worked out in the end.
Posted on 3/15/21 at 11:50 am to 0x15E
Not sure if I believe a lot in the this thread, especially for the O-T. First, weddings, there is no way some people here could self-fund their big-arse weddings. We had a medium sized one in our 30s and we couldn't have done what we did (unless spending much of our savings) without parental help.
Second, not sure how the O-T can afford the down payment for these 500K and up houses without family help. I'm still slightly amazed we bought our first house all on our own.
Second, not sure how the O-T can afford the down payment for these 500K and up houses without family help. I'm still slightly amazed we bought our first house all on our own.
This post was edited on 3/15/21 at 11:51 am
Posted on 3/15/21 at 11:50 am to Slagathor
quote:
They ALWAYS offer like a TON of help so I can at least say I've been able to pass on a few of their generous offers... but even my ability to do that is because of the lessons they taught me.
in 1988 I was lowly 767Tiger(co-pilot,) and got a bid to become 727Tiger(Captain,) at pretty much double the pay, my Dad was asking me about the new position and I told him that I'd be kind of low on the totem pole until I got a little seniority, I'd be on call, he asked me if I'd get paid if not called and I said sure, there's a minimum guarantee, he then asked if I'd be okay financially? did I need any help? for a split second I thought about playing the poor and milking it, but I told him I'd try to struggle through
Posted on 3/15/21 at 11:52 am to 0x15E
When I got my first job at 16, I paid for everything "mine" (car, clothes, entertainment, school related activities). Still lived at home and ate parents' food, used their utilities, etc.). But other than groceries, there were no added costs to my parents of me being around.
At 18, went off to college, I paid everything. Would come home for 3 months in summer and lived with parents (room, groceries, utilities on their dime).
Senior year of college: 100% on my own because parents died.
At 18, went off to college, I paid everything. Would come home for 3 months in summer and lived with parents (room, groceries, utilities on their dime).
Senior year of college: 100% on my own because parents died.
Posted on 3/15/21 at 11:53 am to NOLALGD
quote:
there is no way some people here could self-fund their big-arse weddings
Honestly, in this day and age, there is no way I would agree with an expensive wedding. Total waste of money.
Posted on 3/15/21 at 11:53 am to DemonKA3268
quote:
there is no way I would agree with an expensive wedding. Total waste of money.
x eleventy-gazillion
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