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What’s your employer’s 401K match?
Posted on 12/9/19 at 9:44 pm
Posted on 12/9/19 at 9:44 pm
My wife’s (architect) employer stopped 401K contributions in late 2008 and haven’t started back...despite raking in cash the last 3 years.
My company matches 75% up to 8% of salary.
They gave us an extra pct after Trump’s tax cuts.
Relative to my friends’ employers, this seems like a real solid 401K.
My company matches 75% up to 8% of salary.
They gave us an extra pct after Trump’s tax cuts.
Relative to my friends’ employers, this seems like a real solid 401K.
76
Posted on 12/9/19 at 9:47 pm to Eli Goldfinger
(no message)
This post was edited on 10/26/20 at 11:04 am
Posted on 12/9/19 at 9:48 pm to Eli Goldfinger
7%
Posted on 12/9/19 at 9:49 pm to Eli Goldfinger
No match.
Posted on 12/9/19 at 9:50 pm to Eli Goldfinger
6%
Posted on 12/9/19 at 9:50 pm to Eli Goldfinger
50% up to 7%
Posted on 12/9/19 at 9:52 pm to Eli Goldfinger
10%. Probably why I still work there 
Posted on 12/9/19 at 9:52 pm to Eli Goldfinger
I think it is full match to 3% and half match the next 3%.
Posted on 12/9/19 at 9:54 pm to Eli Goldfinger
100% up to 6% of salary
Posted on 12/9/19 at 9:55 pm to Eli Goldfinger
6%
Don’t get too hung up on this benefit.
It’s good to have (obviously) but you can easily make up for a lower level match in additional salary or other benefits.
Don’t get too hung up on this benefit.
It’s good to have (obviously) but you can easily make up for a lower level match in additional salary or other benefits.
Posted on 12/9/19 at 9:56 pm to Eli Goldfinger
6%
Posted on 12/9/19 at 9:57 pm to Eli Goldfinger
DO NOT only invest in your 401(k) for retirement.
This post was edited on 12/9/19 at 10:00 pm
Posted on 12/9/19 at 10:00 pm to Eli Goldfinger
50% up to 10%
Posted on 12/9/19 at 10:03 pm to Eli Goldfinger
100% up to 4% of salary
Posted on 12/9/19 at 10:04 pm to Eli Goldfinger
4%
This post was edited on 12/9/19 at 10:05 pm
Posted on 12/9/19 at 10:08 pm to Eli Goldfinger
5%. 100% the first 4%, then 50% for the next 2% of salary.
Posted on 12/9/19 at 10:08 pm to Eli Goldfinger
5% up to a $5k cap.
Posted on 12/9/19 at 10:10 pm to Eli Goldfinger
Current and previous employer are 1:1 up to 6%. New company I start with next month matches 1:1 up to 10%. A company I was with for many years previously was 2:1 up to 6%.
This post was edited on 12/9/19 at 10:12 pm
Posted on 12/9/19 at 10:10 pm to Eli Goldfinger
From my experience, this is yet another benefit that employers have been whittling down over the years.
Got rid of pensions, now trim that 401k matching to the minimum.
It's going to be for this very reason millennials and younger will have a hard time in the job market, for the older employees aren't retiring, because they haven't really saved enough,nor will be provided anything.(unless it's a government employee)
Got rid of pensions, now trim that 401k matching to the minimum.
It's going to be for this very reason millennials and younger will have a hard time in the job market, for the older employees aren't retiring, because they haven't really saved enough,nor will be provided anything.(unless it's a government employee)
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