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Started By
Message
Millenial homeowners "get real" about their success
Posted on 6/4/19 at 7:56 pm
Posted on 6/4/19 at 7:56 pm
Buzzfeed
quote:
I think that everyone should have somewhere to live that is affordable and manageable. It should be an intrinsic human right. The American dream is unattainable for the younger generations. If it’s this bad for us...what will happen with the kids coming of age soon?
quote:
I love my house and I am proud of myself for buying it, but I don't think that it's a good measure of much of anything *in general*.
quote:
Age: 35
Year purchased: 2013
House cost: $9,200
Down payment: $9,200
Monthly payment: $350
quote:
I think the actual transmission of wealth should mostly be banned, actually. We should chuck the whole mortgage interest tax deduction scam, prohibit lenders from borrowing to people in the areas that are going to be underwater due to climate change, institute an extremely large (up to 99.5%) inheritance tax on the Jeff Bezoses of the world, and support and nurture affordable cooperatively owned and financed housing. Also, we should get rid of local property taxes, ensure all schools are good, and recognize that the entire "wealth" generated through housing is just another word for profiteering off of racism.
quote:
I feel incredibly self-conscious about my homeownership. In my circle of friends, we're one of two couples that are homeowners. The others would like to own but are stuck renting. Most of them know that I was given my down payment, and it makes me feel guilty. I want to help them out, but I can't afford to — my payment is still more than most of them pay in rent. I don't know what to do about my friends that face structural barriers, like a friend who has a six-digit down payment to buy but needs an accessible building with nearby subway access, and there simply isn't anything like that in our market under $1 million.
Posted on 6/4/19 at 8:00 pm to Muthsera
If you can't afford to come up with the money for and pay an FHA loan on a $150k house, you don't deserve to have a house
Posted on 6/4/19 at 8:01 pm to Muthsera
I'm 25, while I do agree that it may be a little harder now than it was when, say my parents were my age, my generation also sees "luxuries" as needs. Maybe you should move if you cant afford to live where youre trying to.
This baw could move to Middle America, pay cash for a house, get a decent job, and live the good life.
quote:
a friend who has a six-digit down payment to buy but needs an accessible building with nearby subway access, and there simply isn't anything like that in our market under $1 million.
This baw could move to Middle America, pay cash for a house, get a decent job, and live the good life.
This post was edited on 6/4/19 at 8:04 pm
Posted on 6/4/19 at 8:04 pm to Muthsera
quote:
The American dream is unattainable for the younger generations
Posted on 6/4/19 at 8:05 pm to Muthsera
My son is a 25 year old homeowner, and he would laugh at this bullshite.
Posted on 6/4/19 at 8:05 pm to Muthsera
Skimming through I saw:
“My husband and I (white people)”
“but recognize the incredible privilege in being gifted it. “
“Itry to check myself with the privilege “
Shut the frick up.
“My husband and I (white people)”
“but recognize the incredible privilege in being gifted it. “
“Itry to check myself with the privilege “
Shut the frick up.
Posted on 6/4/19 at 8:06 pm to Muthsera
quote:
there simply isn't anything like that in our market under $1 million.
Posted on 6/4/19 at 8:08 pm to Muthsera
I didn't buy until I was 28 (1999) and it was 3/2.5/2. 175k. Absolutely nothing phenomenal other than a newer home for my wife and newborn. Millenials, pace yourselves. Don't be impatient and whiny. Everyone has paid their dues. You're not special.
Posted on 6/4/19 at 8:08 pm to Muthsera
quote:
and there simply isn't anything like that in our market under $1 million.
What a dumbass.
Posted on 6/4/19 at 8:10 pm to Muthsera
Whatever happened to working for something? THAT was the American Dream. To have the right and ability to make it happen with no impediment. Now it’s your right to have because others have? No wonder they can’t afford housing.
Posted on 6/4/19 at 8:13 pm to Muthsera
quote:
It should be an intrinsic human right.
If it should be, meaning that it isn't presently, then it isn't intrinsic.
Can you imagine the environmental cost of making a home for each and every human being that comes in to existence? I shudder at the thought.
Posted on 6/4/19 at 8:18 pm to Muthsera
quote:
to live that is affordable and manageable
Then give up a bunch of the other wasteful crap they spend money on if they need housing to be more affordable.
Or move.
Posted on 6/4/19 at 8:20 pm to Muthsera
I love how in the midst of this senseless dribble regarding the hopeless financial and housing futures for many Americans, they still managed to incorporate a bit of rhetoric regarding rising sea levels and climate change.
Posted on 6/4/19 at 8:24 pm to Muthsera
At 35, (technically a millennial) the only person who does not own a house is one of my friends who just got a divorce and they sold the house. He rents a pretty nice apartment downtown and could definitely afford a house if he wanted one.
Where do they find these people? How is that so many are absolutely worthless?
Where do they find these people? How is that so many are absolutely worthless?
Posted on 6/4/19 at 8:27 pm to Muthsera
quote:
I think the actual transmission of wealth should mostly be banned, actually. We should chuck the whole mortgage interest tax deduction scam, prohibit lenders from borrowing to people in the areas that are going to be underwater due to climate change, institute an extremely large (up to 99.5%) inheritance tax on the Jeff Bezoses of the world, and support and nurture affordable cooperatively owned and financed housing
Suck a big, fat cock you piece of shite and take your socialist ****ry overseas.
That’s about all I can muster in response to that right now.
Posted on 6/4/19 at 8:37 pm to Muthsera
As a 33 year old who built his first house custom, these people are pussies and need to get over their shitty jobs and lack of ambition.
Posted on 6/4/19 at 8:42 pm to Muthsera
quote:
prohibit lenders from borrowing to people in the areas that are going to be underwater due to climate change, institute an extremely large (up to 99.5%) inheritance tax on the Jeff Bezoses of the world, and support and nurture affordable cooperatively owned and financed housing. Also, we should get rid of local property taxes, ensure all schools are good,
Feel the Berrrrrrn
Posted on 6/4/19 at 8:45 pm to Muthsera
I didn’t struggle through the depression like my grandparents. I didn’t have to go to WW2 and Korea like my dad.
I lived in shitty apartments, had kids, and finally figured out how to buy a decent, very old home.
In all of my years of credit debt, getting laid off, and struggling to make ends meet, I didn’t blame anyone else.
When the Louisiana economy sucked, I moved. I didn’t blame a generation or political party. I just moved to the jobs.
People are swimming rivers and floating on homemade boats across the Gulf to get here and start from nothing. frick these assholes who are “stuck” in apartments, paying off student loans they knew they couldn’t afford, and floating from job to job.
I lived in shitty apartments, had kids, and finally figured out how to buy a decent, very old home.
In all of my years of credit debt, getting laid off, and struggling to make ends meet, I didn’t blame anyone else.
When the Louisiana economy sucked, I moved. I didn’t blame a generation or political party. I just moved to the jobs.
People are swimming rivers and floating on homemade boats across the Gulf to get here and start from nothing. frick these assholes who are “stuck” in apartments, paying off student loans they knew they couldn’t afford, and floating from job to job.
Posted on 6/4/19 at 8:46 pm to Muthsera
I make more than my parents and I am a millennial.
I attribute it to a few key principles:
Common sense
Hard work
Extreme ownership
It wasn't always easy. It wasn't always fun. I wanted to frick off a lot and still want to frick off, but fricking off doesn't get the bills paid.
I attribute it to a few key principles:
Common sense
Hard work
Extreme ownership
It wasn't always easy. It wasn't always fun. I wanted to frick off a lot and still want to frick off, but fricking off doesn't get the bills paid.
Posted on 6/4/19 at 8:53 pm to Muthsera
Those quotes are head shakers
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