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Capital One Credit Cards
Posted on 6/14/17 at 1:18 pm
Posted on 6/14/17 at 1:18 pm
I just switched to Capital One because I needed a bank that operates both in Louisiana and Virginia. I'm deciding on a new credit card and figured I'd keep it at the same bank. Does anyone have any suggestions on which of their cards to use. I've had one with Wells Fargo for a while and have above average credit so it's not like I'll be starting from scratch.
ETA: Thanks Y'all! Just got approved for the Venture card. It's amazing how fast it is now. If y'all still have any stories about how good/bad it is I'd still appreciate it.
ETA: Thanks Y'all! Just got approved for the Venture card. It's amazing how fast it is now. If y'all still have any stories about how good/bad it is I'd still appreciate it.
This post was edited on 6/14/17 at 1:37 pm
17
Posted on 6/14/17 at 1:18 pm to jlovel7
Venture is the best one they offer I believe
Posted on 6/14/17 at 1:19 pm to jlovel7
Venture
Posted on 6/14/17 at 1:21 pm to jlovel7
Money board
Posted on 6/14/17 at 1:22 pm to jlovel7
Capital one is awful top to bottom and I wouldn't recommend that Mickey Mouse organization to anyone.
Posted on 6/14/17 at 1:24 pm to jlovel7
Venture
Posted on 6/14/17 at 1:26 pm to jlovel7
I have a capital one card that I pretty much never use. The American Express Starwood card has the best/most generous rewards of basically all credit cards.
Posted on 6/14/17 at 1:27 pm to jlovel7
Venture card typically starts you with a 20k limit and you move up from there.
Posted on 6/14/17 at 1:29 pm to jlovel7
The Venture card or Quicksilver card are both good options
Posted on 6/14/17 at 1:30 pm to jlovel7
Venture card points have paid for alot of my vacation spending.
Posted on 6/14/17 at 1:34 pm to jlovel7
quote:
I'm deciding on a new credit card and figured I'd keep it at the same bank
Why? Look at different rewards cards and decide based on that.
Posted on 6/14/17 at 1:44 pm to jlovel7
Money Talk
Posted on 6/14/17 at 2:05 pm to jlovel7
Now that we helped you pick out a credit card and gave you the scoop on NOLA, anything else you need the OT to do for you? Line up some movers for you? Select a cable package?
We are here to help you along your journey.
We are here to help you along your journey.
Posted on 6/14/17 at 2:16 pm to jlovel7
Capital one has an annual fee for credit cards.
Posted on 6/14/17 at 2:27 pm to jlovel7
The Venture card is a waste of money after you earn the bonus.
It is essentially a 2% cash back card. They call them "miles" but that is marketing.
There are now numerous 2% cash back cards on the market without the $59 annual fee nor do they have the silly restriction to travel expenses only. So after you get the bonus downgrade to the regular Venture (or cancel) and never use it again except to keep it active.
Capital One marketing department is pretty good, so they're doing a good job.
Obviously, the best strategy with cash back cards is to get numerous ones (almost all no fee) that cover various categories and use each card for each situation, but you may decide that is too complicated.
It is essentially a 2% cash back card. They call them "miles" but that is marketing.
There are now numerous 2% cash back cards on the market without the $59 annual fee nor do they have the silly restriction to travel expenses only. So after you get the bonus downgrade to the regular Venture (or cancel) and never use it again except to keep it active.
Capital One marketing department is pretty good, so they're doing a good job.
Obviously, the best strategy with cash back cards is to get numerous ones (almost all no fee) that cover various categories and use each card for each situation, but you may decide that is too complicated.
This post was edited on 6/14/17 at 2:28 pm
Posted on 6/14/17 at 2:32 pm to jlovel7
Venture is what I have and am pleased with it
Posted on 6/14/17 at 2:36 pm to jlovel7
I have a Capital One Quicksilver card. No annual fee and 1.5% cash back on everything. I usually just redeem the cash back for a credit on my billing statement.
ETA: But my primary card is Citi Double Cash. No annual fee and 1% cash back right away and 1% extra when you pay it off. And use Amex Blue Cash for certain categories (gas-3%, grocery store-6%, and certain dept stores 6%)
ETA: But my primary card is Citi Double Cash. No annual fee and 1% cash back right away and 1% extra when you pay it off. And use Amex Blue Cash for certain categories (gas-3%, grocery store-6%, and certain dept stores 6%)
This post was edited on 6/14/17 at 2:38 pm
Posted on 6/14/17 at 2:36 pm to jlovel7
As long as you have a decent spending level and no late payments etc. you can call in each year and talk them into crediting you the annual fee on the Venture.
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