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Trump promoting a 50 year mortgage. Dave Ramsey will lose his mind. Terrible idea - imo
Posted on 11/8/25 at 1:55 pm
Posted on 11/8/25 at 1:55 pm
81
Posted on 11/8/25 at 1:56 pm to AncientTiger
We need 30 for trucks.
Posted on 11/8/25 at 1:57 pm to AncientTiger
This is a stable genius move
Lets stop pretending anyone pays off a home now with a 30yr fix
Lets stop pretending anyone pays off a home now with a 30yr fix
Posted on 11/8/25 at 1:58 pm to AncientTiger
Fed gov just needs to get out of the lending biz and out of student loans. Let banks live and die by their own decisions.
This post was edited on 11/8/25 at 2:00 pm
Posted on 11/8/25 at 1:58 pm to AncientTiger
50 years!?
Slave to debt for the rest of your life.
Younger people need to have a little more realistic expectations. They want a starter home to look like what their parents have.
Slave to debt for the rest of your life.
Younger people need to have a little more realistic expectations. They want a starter home to look like what their parents have.
This post was edited on 11/8/25 at 1:59 pm
Posted on 11/8/25 at 1:58 pm to AncientTiger
No. Will make home prices go up even more.
Posted on 11/8/25 at 1:58 pm to AncientTiger
shite, that's almost as long as my boat note.
Posted on 11/8/25 at 2:02 pm to AncientTiger
With property taxes, you never really own it anyway.
Posted on 11/8/25 at 2:03 pm to AncientTiger
This is so stupid and only appeals to those who cant do math
Its just debt slavery to enrich globalist banks even more
Its just debt slavery to enrich globalist banks even more
Posted on 11/8/25 at 2:04 pm to UptownJoeBrown
quote:
Younger people need to have a little more realistic expectations. They want a starter home to look like what their parents have.
That starter home is out of most young people’s reach financially depending on what part of the country you’re in. The government is the reason homes cost so much and they need to get the frick out of the housing business
Posted on 11/8/25 at 2:04 pm to AncientTiger
people will never build significant equity in their housing on a 50 year mortgage, unless they make it 35+ years. There will be almost no equity in the 1st 20 years. Can you imagine paying for something for 20 years and having no equity?
Posted on 11/8/25 at 2:04 pm to AncientTiger
Imagine an FHA loan with a 2 1/4% downpayment and a 600 month term.
Kids will be able to get into a $750k house and not build appreciable equity for more than a decade.
Posted on 11/8/25 at 2:04 pm to AncientTiger
I get he’s trying but this seems like an awful plan.
Posted on 11/8/25 at 2:05 pm to Gifman
quote:
Fed gov just needs to get out of the lending biz and out of student loans. Let banks live and die by their own decisions.
I love the idea but at this point it's too late. The whole economy would crash.
Posted on 11/8/25 at 2:05 pm to AncientTiger
He's really got his thinking cap on today!
Posted on 11/8/25 at 2:06 pm to AncientTiger
Hear me out.
On its face I think this is retarded but..
I would bet that most couples likely plan to stay in their house for 10-15 years before selling and moving. Having this lower note might lower the threshold for gen z and gen a to get into homes.
If you were to sit on a 50 year mortgage that’s an awful deal.
But young people are screaming he isn’t helping with affordability and this is one way to appease them before they believe the Dems will do it for them.
On its face I think this is retarded but..
I would bet that most couples likely plan to stay in their house for 10-15 years before selling and moving. Having this lower note might lower the threshold for gen z and gen a to get into homes.
If you were to sit on a 50 year mortgage that’s an awful deal.
But young people are screaming he isn’t helping with affordability and this is one way to appease them before they believe the Dems will do it for them.
Posted on 11/8/25 at 2:07 pm to AncientTiger
The replies are so typical. Just because there is a 50 year option doesn’t mean you have to use it. I mean, only poors have mortgages anyways.
30 year car loans
30 year boat loans
It isn’t crazy to offer a 50 year option on an asset that will most likely appreciate.
30 year car loans
30 year boat loans
It isn’t crazy to offer a 50 year option on an asset that will most likely appreciate.
Posted on 11/8/25 at 2:07 pm to AncientTiger
Awful, but still better than renting.
Posted on 11/8/25 at 2:08 pm to AncientTiger
The should change it to only 15 year mortgages.
And only 3 for cars.
Things would get affordable quickly.
And only 3 for cars.
Things would get affordable quickly.
Posted on 11/8/25 at 2:09 pm to AncientTiger
quote:
young people to buy a home
The younger generation is so entitled. All of a sudden "hunter gatherer" is too good for them? So soft.
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