Which is the bigger money pit insofar as upkeep cost and reliability?

Depends, how often you use them. At times, a boat could be a hole in the water, where you put money. A friend of mine, his parents sold their home, traveled in a motor home for years.

Without knowing, my gut instinct is the boat. Now, if you lived next to the water and had the boat docked so close you could walk, you would probably get more use out of it than an RV/coach.

But, if a person was more inclined to do inland trips with the RV, I think that would return more value.

If you are not using those things several times a year (and I'm going to err on the high side and say 8), you would probably, in most instances, just be better renting either one.

Renting comes with a premium for convenience, but that's minimal wasted/residual maintenance cost that can't easily be recovered in ownership. The more frequent you would use an owned boat or RV, the more that maintenance and cost of operation will go up.

Large boats without question.

Anything that can’t be trailered has to be warehoused or docked.

Warehousing or dockage is infinitely more expensive particularly in salt locations than parking an RV in a storage lot somewhere.

And once you get past a certain size you are likely looking at having a captain and/or crew which puts it in a class with private aviation.

Put me down with yachts 100% from an expense (and fun) standpoint.

Motorcoach has more things to go wrong with it, by far

Boat and not close

Boat

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Motorcoach has more things to go wrong with it, by far

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Bruh, it ain't a pirogue, though 30' isn't particularly large. A 30' Bertram will be an older boat, a flybridge or convertible. It likely has 2 engines (some had 1 BB) so two engines, two transmissions, 2 prop shafts and 2 screws. It will have AC and a gen set. It will have a bathroom with water pumps and a toilet, likely has a fresh and gray water system. Everything has to be built to survive living on salt water. Everything is specialized on a boat and almost everything is more expensive.

As owner if both for many years… RV by a landslide. All of them are huge pieces of shite. Doesn’t matter the brand or cost.

Any boat that stays in the water wet slipped will be a money pit.

DILLIGAF?