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Message

re: Removing an ex from your insurance is a mistake. Leave the witch on.

Posted on 3/7/24 at 6:50 am to
Posted by Homesick Tiger
Greenbrier, AR
Member since Nov 2006
54260 posts
Posted on 3/7/24 at 6:50 am to
Let me guess, you're less than 30 years old?
Posted by LSUtiger89
Baton Rouge
Member since Dec 2007
3672 posts
Posted on 3/7/24 at 7:27 am to
quote:

That makes no sense man. You need to get a different company.


While yes he should shop around. Most all companies give a discount for being married. Once he took her off he lost that discount.
Posted by Lake08
Member since Jun 2023
615 posts
Posted on 3/7/24 at 7:31 am to
U need to switch insurance.
Posted by kciDAtaE
Member since Apr 2017
16034 posts
Posted on 3/7/24 at 7:40 am to
Do you have to show your marriage certificate? Can you “remarry”?
Posted by TomballTiger
Htown
Member since Jan 2007
3805 posts
Posted on 3/7/24 at 7:42 am to
You should not have to wait for open enrollment when you had a life changing event. A divorce is usually defined as such under the policy. At least that’s my understanding
Posted by Bullfrog
Institutionalized but Unevaluated
Member since Jul 2010
56599 posts
Posted on 3/7/24 at 7:48 am to
Mine too. They are trying to milk your premiums.
Posted by Willie Stroker
Member since Sep 2008
13128 posts
Posted on 3/7/24 at 7:54 am to
quote:

I'm calling tomorrow and going to say I was trying to get a quote and the guy messed up. That I'm not divorced. They don't have proof of divorce.

Most insurance calls I’ve made have been recorded.

If you try that and they have you on record claiming the opposite, that might be one too many red flags on the cost to insure you.

Why not just be truthful and pay at your actual risk level?
Posted by SirWinston
PNW
Member since Jul 2014
83228 posts
Posted on 3/7/24 at 8:17 am to
quote:

was looking at adding a 5th vehicle and a motorcycle


What the heck mate you sound like a baller
Posted by Stone Cold Bob
Member since Mar 2024
94 posts
Posted on 3/7/24 at 8:44 am to
quote:

Geico
You deserve what you get.

Owned by that old fraud, Warren Buffett.
Posted by baldona
Florida
Member since Feb 2016
20645 posts
Posted on 3/7/24 at 8:49 am to
quote:

What the heck mate you sound like a baller


He is. He repairs appliances for a living and they are made like shite these days.
Posted by chinhoyang
Member since Jun 2011
23803 posts
Posted on 3/7/24 at 9:06 am to
I drive dependable but older work cars that don't require comp and collision. Basically, I'll buy "little old lady cars." I carry full coverage on my old cars, but antique car insurance is very cheap.

If for some reason I need a newer car, I'll rent one. The only time I'd ever do it was if I was taking a road vacation.
Posted by SantaFe
Baton Rouge
Member since Apr 2019
6661 posts
Posted on 3/7/24 at 9:12 am to
What is on that woman's neck ?!
Posted by td1
Baton Rouge
Member since Oct 2015
2855 posts
Posted on 3/7/24 at 9:21 am to
quote:

I think married men live longer on average


Yes, but it is a slower more painful death.
Posted by Weekend Warrior79
Member since Aug 2014
16645 posts
Posted on 3/7/24 at 9:38 am to
quote:

I tried to get her removed from my medical benefits at work but they told me it was too late; I had to wait until the next enrollment period.

That's bullshite and is the case because someone at your work is being lazy and not wanting to file the necessary paperwork. As others mentioned, divorce is a live changing event that doesn't have to wait until enrollment period. Plus, you can opt out of any coverage at any point during the year, you just can't add unless it's curing the enrollment period or you have a life changing event
Posted by Napoleon
Kenna
Member since Dec 2007
69452 posts
Posted on 3/7/24 at 9:54 am to
I'm 43.
Posted by Napoleon
Kenna
Member since Dec 2007
69452 posts
Posted on 3/7/24 at 9:55 am to
Car insurance not health. We've always had separate health insurance.
Posted by Napoleon
Kenna
Member since Dec 2007
69452 posts
Posted on 3/7/24 at 9:58 am to
I never called anyone.
I did the change by chat.
I'm saying that I was trying to get a quote and the online agent flubbed it.
I never submitted any proof of divorce and I only gave my name, no details on message so I'm going to claim it wasn't even me.
Worst that can happen is I switch companies.
Posted by saturday
Pronoun (Baw)
Member since Feb 2007
7144 posts
Posted on 3/7/24 at 10:02 am to
quote:

While yes he should shop around. Most all companies give a discount for being married. Once he took her off he lost that discount.




I'm assuming he went from insuring 2 cars to 1 and it went up $900? Doesn't make much sense to me
Posted by Napoleon
Kenna
Member since Dec 2007
69452 posts
Posted on 3/8/24 at 3:04 pm to
Added her back on. Insurance dropped $750 / 6 months.

Screw it. Married for Insurance reasons.
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