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Started By
Message
re: Insurance rate increases
Posted on 6/20/23 at 11:54 am to Allthatfades
Posted on 6/20/23 at 11:54 am to Allthatfades
Dropping in here as a coastal Ins agent.
A) insurance sucks, so let’s get that out of the way
B) it was just reported by AM Best that for Q1 of 2023, insurance companies in America lost a collective $8.2 BILLION.
So, while insurance sucks, it’s not getting any better any time soon.
My advice:leave LA, as it, next to FL and MI, are the worst states insurance wise.
A) insurance sucks, so let’s get that out of the way
B) it was just reported by AM Best that for Q1 of 2023, insurance companies in America lost a collective $8.2 BILLION.
So, while insurance sucks, it’s not getting any better any time soon.
My advice:leave LA, as it, next to FL and MI, are the worst states insurance wise.
2
Posted on 6/20/23 at 11:55 am to LNCHBOX
quote:
Just got my renewal. 49% increase from last year.
Yeah, no claims since i've moved in and it just keeps going up, doesn't help my house value has apparently gone up immensely as well
makes less and less sense to live here ... the money i am saving on my low interest (2.5%) is completely nullified by my home insurance.
if i wasn't stuck for the next 5 years i'd be gone in a month.
Posted on 6/20/23 at 11:58 am to Roberteaux
Posted on 6/20/23 at 12:00 pm to USMCguy121
La really fricks you insurance wise. I have two cars covered plus my house and it’s like 220 a month or something like that in north GA.
Posted on 6/20/23 at 12:02 pm to charminultra
quote:You've gone 3 months with no response without ditching him or calling or showing up to an office or...well doing anything?
Agent has not responded to text messages from April, May, or June
Posted on 6/20/23 at 12:05 pm to charminultra
quote:
paying $270/mo for one vehicle with no tickets or accidents.
Da frick?
Im paying $160 with 250/500 coverage
Posted on 6/20/23 at 12:27 pm to fallguy_1978
I’d get uninsured motorist coverage. The amount of bottom feeding scum, driving around Baton Rouge uninsured is astounding.
These are the same people who are always on the prowl looking to hit it big with the ghetto lottery.
These are the same people who are always on the prowl looking to hit it big with the ghetto lottery.
Posted on 6/20/23 at 12:29 pm to charminultra
quote:yes, ours went up $300 - we also have no tickets or accidents nor have added anyone new
Any other baws dealing with some crazy rate increases due to inflation?
It’s ridiculous
Posted on 6/20/23 at 12:30 pm to Allthatfades
FB is rolling out a new auto insurance program. Contact agent to see if it benefits you. If you have good credit and driving record you may do better. Did mine last week. Tripled my limits and saves $70 a month between two vehicles.
Posted on 6/20/23 at 12:33 pm to charminultra
Mine went up by $50 last renewal and I have no tickets, no accidents and it’s a 2017 Jeep… I called and bitch and the response was basically “inflation.”
Posted on 6/20/23 at 12:39 pm to charminultra
Many insurers are taking rate hikes.
Posted on 6/20/23 at 12:45 pm to yellowfin
quote:
quote:
paying $270/mo
I pay less than that for 2 vehicles
who you with and what type of coverage?
Posted on 6/20/23 at 12:47 pm to charminultra
My car insurance went up $100 month.
Posted on 6/20/23 at 12:48 pm to charminultra
You can thank all of the ridiculous judgements for this.
MS actually does this right. They have the pain & suffering indemnity capped at 1mm.
MS actually does this right. They have the pain & suffering indemnity capped at 1mm.
Posted on 6/20/23 at 12:57 pm to charminultra
My Louisiana car insurance renews on June 23 and it actually decreased. I use Progressive.
Posted on 6/20/23 at 1:03 pm to caro81
State Farm
100/300
$500 ded on collision
100/300
$500 ded on collision
Posted on 6/20/23 at 1:07 pm to charminultra
We just change insurance. All State was $312/mo for two cars no accitents/tickets.
we are now about half that.
we are now about half that.
Posted on 6/20/23 at 1:10 pm to charminultra
229 a month for a 2018 and 2021 through Farm Bureau. 100/300. $250 comp deductible and $500 collision. It's bundled with my homeowners.
This post was edited on 6/20/23 at 1:11 pm
Posted on 6/20/23 at 1:13 pm to BamaCoaster
quote:
and MI, are the worst states insurance wise.
What's the story with Michigan?
Posted on 6/20/23 at 1:28 pm to charminultra
It's disgusting to see how much of my pay goes to insurance.
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