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re: How much debt do you have?
Posted on 9/8/22 at 10:47 am to Tiger Ryno
Posted on 9/8/22 at 10:47 am to Tiger Ryno
quote:
I just write it off.
Bingo. These people that brag about no debt are throwing away money every year.
Posted on 9/8/22 at 10:48 am to BabyTac
12,000 on windows for house
5 years no interest, just made payment 4.
5 years no interest, just made payment 4.
Posted on 9/8/22 at 10:48 am to WHS
I'm definitely negative net worth
Posted on 9/8/22 at 10:50 am to BabyTac
quote:
For the first time in my adult life, I have zero debt. No mortgage (last payment made this month), no car payment, no loans, no credit card balance. It’s a good feeling.
Congratulations, that's a huge accomplishment.
About 125k for my house, my wife pays half the note on that.
29k on my truck, financed at 0% interest though.
About $15k worth of student loans.
It's not much compared to a lot of folks I know at my income level but I still feel like I'm smothering. I hate debt. I've talked to my wife about tightening the belt for a couple of years and using her income just to try and pay the house off but I don't think she wants to go in on that.
Posted on 9/8/22 at 10:50 am to OysterPoBoy
quote:
These people that brag about no debt are throwing away money every year.
Not true. I have a small cattle farm and zero debt.
Do you even Schedule F, bro?
Posted on 9/8/22 at 10:50 am to BabyTac
Just an SBA
Own my home, pay cash for my vehicles
Zero debt aside from SBA
Own my home, pay cash for my vehicles
Zero debt aside from SBA
Posted on 9/8/22 at 10:51 am to BabyTac
one vehicle almost paid-off and about $190K remaining on my mortgage.
got my student loans paid off in-full about 4 years ago and wifes vehicle paid off about 10 months ago.
got my student loans paid off in-full about 4 years ago and wifes vehicle paid off about 10 months ago.
Posted on 9/8/22 at 10:51 am to El Segundo Guy
quote:
I have a small cattle farm and zero debt.
Small cattle are also a great write off. You buy them small and fatten them up but only pay taxes on what they weighed when you bought them.
Posted on 9/8/22 at 10:52 am to BabyTac
The large majority of the nation has student loans, mortgage, car notes, and credit card debt but not here!
Mortgage
My student loan
Wife's student loan
Mortgage
My student loan
Wife's student loan
Posted on 9/8/22 at 10:52 am to BabyTac
Zero.
Unless you count the CC that I pay off each month.
Might be bout to buy a new car though (45k). I don't like parting with that much cash at one time if the interest rate is right.
Unless you count the CC that I pay off each month.
Might be bout to buy a new car though (45k). I don't like parting with that much cash at one time if the interest rate is right.
Posted on 9/8/22 at 10:54 am to BabyTac
Mortgage and about $2,500 on a car note.
Posted on 9/8/22 at 10:55 am to BabyTac
Less than 50% of my liquid assets and a much smaller percentage if you go by net worth.
Posted on 9/8/22 at 10:56 am to dragboatscott
quote:
That ain't no shite. Learning that lesson the hard way. Been debt free for about a year and my score has gone down every month since.
Keep your oldest credit cards open and use one regularly and pay it off. I do that for Amex points.
Credit Karma says my score is 833.
I have zero debt outside of the CC I pay off every pay period (every two weeks) but that all counts for payment/credit history.
Posted on 9/8/22 at 11:00 am to BabyTac
No mortgage, car and truck bought with cash. We have 1 CC that we use and payoff each month. Could retire, or at least work part time except for health insurance. At age 63 and 60, with some conditions, private HI is crazy expensive.
Posted on 9/8/22 at 11:02 am to BabyTac
About $30K in credit card debt
Posted on 9/8/22 at 11:02 am to BabyTac
bout treefitty plus bout another fitty
Posted on 9/8/22 at 11:02 am to BabyTac
quote:
For the first time in my adult life, I have zero debt. No mortgage (last payment made this month),
NOT SO SUBTLE BRAG
Posted on 9/8/22 at 11:03 am to BabyTac
Mortgage. I am a simple guy. Much more happy having freedom and minimal stress than having lots of stuff (being single and no kids certainly helps)
Posted on 9/8/22 at 11:04 am to BabyTac
You paid off the house that you just bought in the past couple of years?
BTW, why were you still making payments if you Paid it off in June like you claimed?
BTW, why were you still making payments if you Paid it off in June like you claimed?
This post was edited on 9/8/22 at 11:08 am
Posted on 9/8/22 at 11:05 am to BabyTac
Just house and child support
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