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re: What are realistic solutions to fixing our fiscal issues?

Posted on 10/19/25 at 8:11 pm to
Posted by Penrod
Member since Jan 2011
51980 posts
Posted on 10/19/25 at 8:11 pm to
Can’t do much on social security.

Eliminate all medical programs, tax medical benefits (in order to eliminate them) and substitute vouchers for insurance. The poorest would get fully covered. Most of us would just buy our own with our salary increases. This probably would not save much, and might even cost more, but it would introduce competition and insurance options that fit the individuals. Defense is a hot mess, with giant programs for military hardware that would be less than useless in a real war.

The bottom line is that we have to hold spending steady in real terms and grow out of the deficit.
Posted by shrevetigertom
Shreveport
Member since Sep 2005
4453 posts
Posted on 10/19/25 at 8:18 pm to
quote:

So let me get this straight. People who have paid in hundreds of thousands of dollars and will receive no interest on that money should suck it up and not get hardly any of it back because they “make too much money.”

No. It would be based on net worth and not income. If someone is independently wealthy then they already won. They don't need to be drawing social security just because they're old.
So the government will do a deep dive into the net worth of every person filing for social security? And what if a person makes good money but is not a millionaire? How much wealth do they need to have? You are an idiot.
Posted by Powerman
Member since Jan 2004
170584 posts
Posted on 10/19/25 at 8:26 pm to
Our debt isn't sustainable. We're going to have to do something on the spending end. Cutting checks to wealthy retired people probably isn't good fiscal policy.
Posted by shrevetigertom
Shreveport
Member since Sep 2005
4453 posts
Posted on 10/19/25 at 8:35 pm to
quote:

Our debt isn't sustainable. We're going to have to do something on the spending end. Cutting checks to wealthy retired people probably isn't good fiscal policy.
It’s their money, moron, not a giveaway like you probably support for social programs which are truly gifts. Apparently you don’t want to get any of the money you put in to SS, since it will take money away from worthwhile social programs. I appreciate your selflessness. Assuming you even put any money into social security.
Posted by Powerman
Member since Jan 2004
170584 posts
Posted on 10/19/25 at 8:41 pm to
I make enough to meet the cap on SS. I won't need it by the time I'm full retirement age. I'd happily forfeit my social security for the greater fiscal health of the country. We have over 70 million people collecting SS benefits. If we could cut just 5 million people out of that every year it would significantly reduce our deficits and give us a puncher's chance of saving the empire. Right now we're speed running our own collapse with this stupidity.
Posted by shrevetigertom
Shreveport
Member since Sep 2005
4453 posts
Posted on 10/19/25 at 8:49 pm to
Social Security itself is not stupidity unless you are against it totally. The problem is that Congress has repeatedly taken money from the trust fund to pay for stupid bullshite and now it is unsustainable. Therein lies the problem.
Posted by Powerman
Member since Jan 2004
170584 posts
Posted on 10/19/25 at 8:53 pm to
Agree with you there.

I do think that there is a lot of meat on the bone with the defense contractors. We have to get better deals from them.
Posted by dickkellog
little rock
Member since Dec 2024
1815 posts
Posted on 10/19/25 at 8:57 pm to
quote:

make enough to meet the cap on SS. I won't need it by the time I'm full retirement age. I'd happily forfeit my social security for the greater fiscal health of the country.


said nobody ever whose paid in the maximum to social security you're a liar.
Posted by riccoar
Arkansas
Member since Mar 2006
4621 posts
Posted on 10/19/25 at 9:01 pm to
Typical Dem when it comes to fiscal spending. Raise Taxes and Cut DOD.

We don't need to raise SS age. What we do is let the DOGE cuts be permanent.

You also must realize if we cut the departmental budgets, that in no way affects the benefits that people get.

You tell every Government agency that their budgets will be cut by 3-5%. If you have ever had dealings with Federal spending, you would understand this can easily be done.

The first 9-10 months of any Federal agency are its most conservatively ran in terms of spending. The last 2-3 are about spending whats going to be left over down to the penny so they can request more. Thats how they all operate. You show Congress you spent all your budget so you can have more appropriated for the next fiscal year.
Posted by TheHarahanian
Actually not Harahan as of 6/2023
Member since May 2017
22990 posts
Posted on 10/19/25 at 9:02 pm to
quote:

need to look at means testing it

Nothing was said about means testing the entire time the government forced me to contribute to SS. I want what was promised and not a penny less.

You want to means test? Tell young people at the time they get SS numbers and give them a choice. If they don’t want SS they can opt out. If they want it, they accept it with means testing.

Forcing people to participate is bullshite. Forcing participation, then screwing them, is piling bullshite on. Marxism must provide an opt-out.
This post was edited on 10/19/25 at 9:05 pm
Posted by HailHailtoMichigan!
Mission Viejo, CA
Member since Mar 2012
73119 posts
Posted on 10/19/25 at 9:04 pm to
quote:


Social Security itself is not stupidity unless you are against it totally. The problem is that Congress has repeatedly taken money from the trust fund to pay for stupid bullshite and now it is unsustainable. Therein lies the problem.


There is not, and has never been, a social security trust fund. Ever.

It was not how the program was designed. From the beginning of the program until recently, when social security revenues exceeded outlays, the treasury took the surplus and gave social security admin an iou.

For the past 9 years or so, social security outlays have exceeded revenue, and the only reason social security is still able to pay full benefits js because the program is being paid back by the IOUs.

In 2034, social security will have used all up the ious it was given during the many decades when ss revenues exceeded outlays. That year is when benefits will be cut if nothing changes
Posted by SuperSaint
Sorting Out OT BS Since '2007'
Member since Sep 2007
148170 posts
Posted on 10/19/25 at 10:08 pm to
quote:

You mean veterans that claim and get disability?
absolutely
Posted by SmackoverHawg
Member since Oct 2011
30939 posts
Posted on 10/19/25 at 10:10 pm to
Tariffs, get rid of illegals, quit paying able bodied people to sit on their arse, and cut bullshite spending while increasing GDP and growing your tax base.
Posted by Hayekian serf
GA
Member since Dec 2020
4008 posts
Posted on 10/20/25 at 4:41 am to
If by realistic you mean something that can actually get through congress- nothing.

We will fall off the fiscal cliff likely in my lifetime, certainly in my kids.

Government would have to shrink by 25-35% to have any chance, and that will never happen.

Social security would have to be abolished or at the very least ended for anyone under 35 or 40. Those under that age would have to be responsible for their own retirement- and if they are halfway intelligent, would do better than what SS provides.

The same for government healthcare programs. Several departments would need to be abolished.

The federal income tax would have to be abolished or decreased drastically.
Posted by SlowFlowPro
With populists, expect populism
Member since Jan 2004
465642 posts
Posted on 10/20/25 at 5:35 am to
quote:

SSI, the elderly paid for it

They paid for the SSI given when they were paying taxes, not the SSI being dole out now.

SS contributions are taxes paid to a welfare-redistribution scheme, like all other taxes. There isn't some special ownership of your SS tax payments.

When a person starts receiving SS, they join a welfare program paid for by those currently working.
This post was edited on 10/20/25 at 5:36 am
Posted by UtahCajun
Member since Jul 2021
2927 posts
Posted on 10/20/25 at 6:45 am to
quote:

You're forgetting something. 


No, you're forgetting something.

What you are calling for, by not allowing someone to withdraw something they paid for is theft.

So now you are a fig who supports theft. It keeps getting better for you.
Posted by UtahCajun
Member since Jul 2021
2927 posts
Posted on 10/20/25 at 6:46 am to
quote:

They paid for the SSI given when they were paying taxes, not the SSI being dole out now.

SS contributions are taxes paid to a welfare-redistribution scheme, like all other taxes. There isn't some special ownership of your SS tax payments.

When a person starts receiving SS, they join a welfare program paid for by those currently working


You say this as if it is all new to me.

There's an abulance over there that needs chasing. Chase it.
Posted by leeman101
Huntsville, AL
Member since Aug 2020
2420 posts
Posted on 10/20/25 at 7:29 am to
quote:


Easy. Cut social welfare programs. Everyone has to work for a living.


But what about all those autistic kids whose mommies says they can not work? They are special. Trump has struck a nerve with moms of autistic kids on his Tylenol. That is why we need to find the prevention to autism.

There are so many special needs out there that think they need gov. help.

Switching to waste in gov. programs like the DOD. Look at NASA and the billions spent on Artemus and only one launch so for. Now it might get scrapped.
Posted by GeorgePaton
God's Country
Member since May 2017
5006 posts
Posted on 10/20/25 at 7:55 am to
Social Security is money that workers paid into the fund. It's a retirement plan administered by the government. Therein lies the problem - the government. True, the crooked democrats and their pals turned into a tax. Once upon a time they called it - The Social Security Trust Fund. Well, there's nothing trustful about what the democrats and their crooked pals did. Classic bait and switch.

I was there, I watched on television as Joe Biden (yep, he was there) and his crooked politician pals voted to essentially do away with the Social Security "Lockbox"Trust Fund and treat those S/S receipts as just another tax income stream.

Had they stuck with the plan as enacted - raise S/S taxes and then let the interest and principal grow the fund in anticipation of the retiring baby boomer's (all 72 million of'um) we wouldn't be having this discussion on the approaching insolvency of Social Security.

FACT - they (the democrats) stole everything. And now to add insult to injury they're holding America hostage because they want another absurd spending package ($ 1.5 trillion) to give free healthcare to illegal aliens.

Honestly I can't see why American workers and retirees are not incensed about this theft. It's OUR money.

President Trump was right about...........everything.



This post was edited on 10/20/25 at 8:03 am
Posted by dgnx6
Member since Feb 2006
85663 posts
Posted on 10/20/25 at 8:04 am to
quote:

Sure but doesn't put a dent in anything


We spend billions just to house immigrants.

A lot of money also leaves the country that never gets recycled back into our economy.

You open up jobs and make a work requirement for welfare and you simultaneously fill jobs and get Americans off welfare.


You are way underselling the economic loss due to illegal immigration.


Social security fraud, Medicaid fraud, identify theft all cost us billions.


This post was edited on 10/20/25 at 8:06 am
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