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Message
re: We should all be pissed off about the Affordable Care Act. Obamacare
Posted on 10/23/25 at 9:22 am to Rip Torn
Posted on 10/23/25 at 9:22 am to Rip Torn
quote:
What are you supposed to do if you didn’t have employer coverage or qualify for Medicare? You would do what everyone else did, including myself, which is walk into an insurance broker’s office and find an individual plan that suited your needs. Then, pay for it
Many employers have lowered work schedules to around 30 hours per week in order to avoid meeting the ACA employer mandate, which obligates large employers to provide affordable health coverage to full-time employees. This approach has been mentioned in various news and industry reports over several years, rather than emerging as a clearly measurable trend across the nation.
Employers Cutting Hours
Here in Tennessee, for example, most Tennesseans without employer coverage can access health care through several options: TennCare for eligible low-income groups; ACA Marketplace plans with possible tax credits based on income; sliding-scale services at community clinics and Federally Qualified Health Centers; free clinics and faith-based providers for basic care; and navigator programs for enrollment support.
And, yes, seeking private individual coverage as noted could be the first step for most if you can't get employer sponsored coverage. Assuming you can find individual plans AND you can afford it.
I've looked for us in the past when I had to have it and generally the Farm Bureau or BlueCross BlueShield of Tennessee, the state’s largest carrier with a broad set of individual Marketplace and off-Marketplace products and multiple network options that affect premium levels.
Here, Monthly Premiums obviously vary.
Typical Tennessee monthly premiums:
- Individuals (unsubsidized): Farm Bureau plans range from $420–$700/month; BlueCross BlueShield ranges from $480–$800/month, varying by age and coverage level.
- Families of four (unsubsidized): Farm Bureau premiums are $1,250–$1,900/month; BlueCross ranges from $1,400–$2,200/month, depending on plan and ages.
Those ranges can price low-income families out of the market.
1
Posted on 10/23/25 at 9:23 am to The Torch
Go down the Ben Nelson, Nebraska rabbit hole
Posted on 10/23/25 at 9:25 am to Cotten
quote:
Wrong.
No, I'm Right. Too many on here are blaming the healthcare system for their problems when the actual problem is themselves. Don't be an obese slob on a bunch of medications and almost none of this matters to you. Whatever happened to personal responsibility? You control your health not the federal government. If you are unhealthy and have to make a lot of doctor visits or are on a lot of prescriptions that is your fault. Got it?
Posted on 10/23/25 at 9:36 am to Nole Man
You are missing the forest for the trees. They weren’t priced out of the market prior to ACA but they are now because of the ACA which gives the illusion that they are really “being helped out by the ACA” when the go online to sign up for a family plan that costs 1200$ a month but subsidies bring it down to 500$ instead. The reality is before the ACA was enacted that same family plan was much less than 500$ a month through a private plan. We blew up the medical industry to subsidize a couple million non insured all in the name of giving the illusion of expanded coverage. This was all done intentionally because healthcare costs have increased exponentially which will then open the door for more government solutions in the form of “universal” healthcare where the private insurance industry will be replaced with Medicare for all. Most people don’t realize that Medicare isn’t free and you still make monthly payments to the government instead of an insurance company. Most private practice doctors are moving away from Medicare because they pay paltry rates for procedures but they try to offset it by offering massive numbers of patients. What halfway decent doctor wants to see 75 patients a day for the same pay as 10-15 through private insurance? Very few, which is why NP’s and PA’s are seeing far more patients
Posted on 10/23/25 at 9:40 am to ronricks
Correct, people should avoid the doctors office or hospital at all costs as well as long term prescriptions or any medication for that matter.
Posted on 10/23/25 at 9:51 am to HonoraryCoonass
On the bright side, Obamacare is saving typical families of four $2500 per year on their insurance premiums.
got to pass it before you can read it........
got to pass it before you can read it........
Posted on 10/23/25 at 10:00 am to The Torch
you have to pass the bill to see whats in it
Posted on 10/23/25 at 10:01 am to ChineseBandit58
quote:
Thank dipshit McCain for approving that - and super dipshit Chief Justice Roberts for allowing it to stand.
Truth
Posted on 10/23/25 at 10:07 am to The Torch
I work in healthcare. Pre-Obamacare an individual deductible of $500 was considered high. Now I routinely see $5000. Premiums are up, so are deductibles, and healthcare is more unaffordable than ever before.
Posted on 10/23/25 at 10:33 am to The Torch
Because they had to pass the bill to find out what was in it. The most honest thing Nancy Pelosi ever said.
Posted on 10/23/25 at 10:37 am to dgnx6
quote:
Pre 2010 only 20% of doctors worked for corporations.
This was the hidden intent of ObamaCare- it favored the big corporations and has made it virtually impossible for MDs to be solo or part of a small independent practice.
Posted on 10/23/25 at 10:52 am to ronricks
You're getting hate but you're absolutely correct. The average American is on 4.5 daily prescriptions. Think about that for a second. That means for every person like me and you, who takes care of themselves and isn't on any prescription meds, someone is on nine prescriptions a day.
The overwhelming majority of health issues in this country are directly related to obesity. Everything from bad knees to diabetes to heart conditions. That, plus mood altering SSRIs and doping their children into oblivion with meth, and the health care bomb is ready to go off.
The overwhelming majority of health issues in this country are directly related to obesity. Everything from bad knees to diabetes to heart conditions. That, plus mood altering SSRIs and doping their children into oblivion with meth, and the health care bomb is ready to go off.
Posted on 10/23/25 at 11:22 am to dgnx6
quote:
Pre 2010 only 20% of doctors worked for corporations.
It’s now 70%.
Regulations have driven up costs and people can’t go at it alone.
I have no idea how any doctor can stay in private practice unless it is a large group practice. I do not see how anyone can see patients, chart, do the other paperwork involved in medicine, argue with insurance companies, and still have time to do stuff like payroll.
Posted on 10/23/25 at 11:34 am to The Torch
Who hid it??!?!
He tried to hide it. Everyone with any sense said this would be the result,
He tried to hide it. Everyone with any sense said this would be the result,
Posted on 10/23/25 at 11:39 am to Old Character
quote:
Who hid it??!?!
They hid the fact that it was subsidized by the government as much as it is.
Unless I missed that part
Posted on 10/23/25 at 11:52 am to The Torch
Obamacare didn’t give healthcare to anyone who didn’t already have it, and if you already had it it got more expensive and the quality of providers went down, significantly. Basically we’re all in the “charity system” now.
And guess what……they’re still noncompliant. They’re still obese. They’re still smoking and eating. They don’t show up for appts and when they do they’re not prepared and late.
And guess what……they’re still noncompliant. They’re still obese. They’re still smoking and eating. They don’t show up for appts and when they do they’re not prepared and late.
Posted on 10/23/25 at 12:10 pm to The Torch
that the consequences of "we have to pass the bill to know whats in it"
THAT should have never been allowed
THAT should have never been allowed
Posted on 10/23/25 at 12:21 pm to coolpapaboze
quote:
The ACA and some of the measures implemented during the Global Financial Crisis (TARP, etc) were a wake up call for me. It was the first time since I really started paying attention that I saw Congress ram something through that polls consistently showed voters did not want. Then I saw there were essentially no consequences for the principals who rammed that garbage through and I knew we were likely approaching the point of no return.
Worth reposting.
Posted on 10/23/25 at 12:28 pm to ClientNumber9
quote:
You're getting hate but you're absolutely correct.
This place is full of weak low t fat fricks who are more concerned about the size of Cane's chicken strips than they are their health then come on here and whine and complain like a bunch of obese low t cucks and blame the government for their healthcare and prescriptions being so high
Their failures are their own not the governments.
Posted on 10/23/25 at 12:33 pm to HonoraryCoonass
quote:
On the bright side, Obamacare is saving typical families of four $2500 per year on their insurance premiums.
Can't believe you're getting downvoted. People have some broken sarcasm detectors.
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