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Message
re: Voters 18-30
Posted on 11/4/26 at 7:51 am to eitek1
Posted on 11/4/26 at 7:51 am to eitek1
quote:
In 1997, I came back to Louisiana and purchased my first house. Interest rates were 7-8% on a 30 year mortgage.
Can someone help me understand who might have had it easy "back then", because it sure as hell wasn't me.
How much did your house cost? How much did you put down? What was your wage/salary? I can calculate inflation and the rest.
I don't doubt you worked hard. I think alot of young people do. Obviously many don't but young people do have it hard who are trying to do things the "right way"
Posted on 11/4/26 at 7:52 am to Gravitiger
quote:
People will stay put because it's cheaper to do so and there's no one to sell their homes to.
Touche Lafleur.
Posted on 11/4/26 at 7:52 am to wackatimesthree
Populism isn’t the problem. Subjectivism is one of the base problems.
Populism is a symptom of that problem.
Populism is a symptom of that problem.
Posted on 11/4/26 at 7:52 am to theunknownknight
quote:
The US mortgage per square foot is a dumb argument unless you are blaming 18 year olds for controlling the housing market and forcing builders to build bigger starter homes
So they have to buy a new house?
They can't buy one built in 1970? Or even older?
That was retarded, dude.
Posted on 11/4/26 at 7:53 am to Odysseus32
quote:I'm confused as to why a TV costing 2 weeks of groceries is a problem per se. What do relative prices between different categories of goods tell you?
maybe things are as bad they seem. Maybe things aren't actually as good as they seem.
Productivity, competition, and innovation have dramatically reduced the “time price” of consumer goods in the United States since 1971. The time required for a blue-collar worker to afford 75 finished goods has fallen dramatically, increasing the personal abundance available to these workers.
Change in Time Price of U.S. Finished Goods: U.S. Blue-Collar Perspective (1971-2024)
Individual Commodity Percentage Change in Time Price and Percentage Change in Abundance, 1980–2024
Posted on 11/4/26 at 7:54 am to wackatimesthree
quote:
So that's a yes.
The people who agreed to the terms of whatever loan they volunteered to sign up for did it of their own free will. Why should the taxpayers pay it for them, whether we're talking about interest or principle?
Because that's what would have to happen. Right?
Okay. It's clear to me you are unwilling to accept terms on things that would actually win elections.
Posted on 11/4/26 at 7:54 am to McLemore
quote:
If anyone is digging their heads in the sand, it’s people who aren’t involved in making things better until it’s time to vote and then go blindly vote for an obviously terrible and harmful opposition just to stick it to the man
The incumbents had zero ground to stand on and terrible candidates were chosen. It’s a mass rejection of the ideals as much as it is a rejection of the candidates.
Your argument is that things will only get worse but only time will truly tell. But one thing is for certain the path we were going down saw no light at the end of the tunnel. The path republicans were leading us down by doing absolutely nothing in congress also yielded no results, so not sure how you can justify keeping the status quo as being a good thing. Things can only truly get better when there’s some form of political competition.
Posted on 11/4/26 at 7:54 am to The Torch
quote:
• National Association of Realtors (NAR): Reports that the median age of a first-time homebuyer has climbed to an all-time high of 40 years old.
• U.S. Census Bureau / Redfin Data Analysis: Other data sources, such as analyses of U.S. Census Bureau and mortgage database information, place the typical first-time homebuyer closer to 32 to 35 years old, noting that mail-in surveys like NAR's tend to skew toward older respondents.
All part of the plan, but people are too dumb to see it..
Posted on 11/4/26 at 7:54 am to the808bass
quote:
Populism isn’t the problem. Subjectivism is one of the base problems.
Populism is a symptom of that problem.
I suppose so.
"frick what the math says, my 'lived experience' is what it is."
Posted on 11/4/26 at 7:55 am to Nole Man
quote:
see a lot of people in that demographic out there grinding every day. Amazon drivers bringing all these packages to the house. Landscaping crews out mowing neighbor's yards. Cleaning their houses. Bringing your burger to you at the drive in window. Helping put that pine straw in your truck at Home Depot. Volunteering on NextDoor to watch your dogs.
They need better jobs than that
Posted on 11/4/26 at 7:57 am to 50_Tiger
quote:
It's clear to me you are unwilling to accept terms on things that would actually win elections.
Yes, if it takes stealing from taxpayers to fulfill the obligations of the people who made them of their own free will, then I don't see the benefit of "winning elections."
Can you tell me what the benefit would be to me? Why I should vote to pay off your student loan interest?
Posted on 11/4/26 at 7:57 am to 50_Tiger
quote:
Okay. It's clear to me you are unwilling to accept terms on things that would actually win elections.
To be clear, making student loans retroactively 0% interest is student loan forgiveness.
What are the second order effects of that proposed policy change?
Posted on 11/4/26 at 7:57 am to CarolinaGamecock99
Young voters want what their elders have. I see it every day. What they don’t understand is the struggle it took to get there. When I was their age, I was in the military. I went through a divorce and had to start completely over at 35. Did I complain? No. I went back to work. I invested and didn’t buy all the toys, bought a house and paid it off. Now I am in my early fifties, and I am seeing the fruits of those decisions - I am truly debt free. While my coworkers didn’t make the hard choices, I am now funneling money into retirement and planning my escape. I worked an average of sixty hours a week, and still do so.
My kids see those results, and are following the same path. Their age? Thirty … having a budget and living within your means is the key. Something most people never learn until it is too late. And I know this because I watch what this demographic spends. It is appalling.
My kids see those results, and are following the same path. Their age? Thirty … having a budget and living within your means is the key. Something most people never learn until it is too late. And I know this because I watch what this demographic spends. It is appalling.
This post was edited on 11/4/26 at 7:59 am
Posted on 11/4/26 at 7:59 am to 1999
quote:and the responses on the other side are comparing prices from the 50s/60s and acting like the spending habits of today are the same as then. Both can be true.
The responses are usually about cutting Netflix or Starbucks or something like that. That’ll get get young people in a house for sure
Prices are high. And young people expect to be able to buy a lot more shite (and things at a much higher quality/cost) than people in the 50s/60s did.
Posted on 11/4/26 at 7:59 am to wackatimesthree
quote:
Yes, if it takes stealing from taxpayers to fulfill the obligations of the people who made them of their own free will, then I don't see the benefit of "winning elections."
Can you tell me what the benefit would be to me? Why I should vote to pay off your student loan interest?
Those students are tax payers as well. Coming halfway to remove Student Loans in entirety most people (clearly not you) are willing to make.
And because you simply cant get over yourself, now they are going to raid everything and you will pay for it all.
Posted on 11/4/26 at 8:00 am to wackatimesthree
quote:I had a long post in this in another thread. I’ll see if I can find it. But I ran the numbers and 2026 is tied with 1981 as the most unaffordable year since we came out of the Great Depression.
As long as y'all persist in affirming young people's feels with regard to this almost completely manufactured "affordability crisis," you set up failure.
And not that it matters to you, but I have a degree in financial economics and a CPA, so I have a bit of understanding when it comes to these sort of topics.
Posted on 11/4/26 at 8:00 am to theunknownknight
You are bad at math...
The home I purchased in 1997 was $94,000 dollars. That same house is worth 210,000 if you bought it today.
The home I purchased in 1997 was $94,000 dollars. That same house is worth 210,000 if you bought it today.
Posted on 11/4/26 at 8:01 am to wackatimesthree
quote:
They can't buy one built in 1970? Or even older?
That was retarded, dude.
Sure, in places where they’ll get shot going to check their mailboxes
You are completely delusional if you can’t see the younger generation is screwed compared to what we had coming up
Posted on 11/4/26 at 8:01 am to the808bass
quote:
To be clear, making student loans retroactively 0% interest is student loan forgiveness.
What are the second order effects of that proposed policy change?
No more student loans? Cost of college dramatically decreases? Albatross around majority of Millennials neck removed?
Posted on 11/4/26 at 8:02 am to theunknownknight
quote:Then say that. Our country is not a moral agent.
Our politicians, our government, our major corporations, our banks
Neither are “our politicians, our government, our major corporations, or our banks” for that matter. Individuals make decisions and bear responsibility. And yes, they’re all in bed together. So if you mean our crony-crapitalist politicians and business leaders, say that.
When you say “this country,” you include me and I resent being lumped in with those bastards.
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