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re: How many here, bank with local hometown banks?
Posted on 11/26/22 at 2:59 pm to NCIS_76
Posted on 11/26/22 at 2:59 pm to NCIS_76
Right here. One of my best friends from high school is a VP there now, the president has known me since I was in diapers. Great grandpa helped build it and was on the BOD for years. I can handle anything I need over the phone or via text message and if I ever need money they just need my signature. They make a damn fine pot of coffee too and still hand out bank candy.
0
Posted on 11/26/22 at 3:17 pm to Kreg Jennings
Completely agree. Bank local
Posted on 11/26/22 at 3:33 pm to NCIS_76
Business banking is one thing. I’ve been with Hibernia/Capital One for 20+ years and have never needed “service.” The technology gap may have closed but website/ apps is why I’ve stayed with them for so long. My wife has Hancock/Whitney. They’ve gotten better but their tech was shite compared to Cap One for along time
Posted on 11/26/22 at 5:20 pm to NCIS_76
Everything but the home loan. The difference in interest rates when comparing the two. 2.6 at BoA or 3.9% at the local bank.
Refinance the car loan through local bank. It’s wasn’t a big difference and much more convenient.
Refinance the car loan through local bank. It’s wasn’t a big difference and much more convenient.
This post was edited on 11/26/22 at 7:51 pm
Posted on 11/26/22 at 5:22 pm to Kreg Jennings
quote:
Absolutely. Bank local. And I don’t mean credit unions. You and I pay more taxes than they do. They’re “nonprofit”.
... and?
Posted on 11/26/22 at 5:53 pm to Bigfishchoupique
quote:
I bank local. My banker will give me money with my signature. If I need it. Chain banks won’t do that.
I bank local too. I go to my branch, hand them a check or cash without a deposit slip and they do the rest. The money magically appears in my account. No who are you, what is your name, do you have an account here, etc?
Posted on 11/26/22 at 7:08 pm to Kreg Jennings
quote:
You and I pay more taxes than they do
That’s a good thing. The less government steals from the economy the better.
Posted on 11/26/22 at 7:14 pm to NCIS_76
yes.
I'm grateful its close.
most of the business is farms.
I'm grateful its close.
most of the business is farms.
Posted on 11/26/22 at 7:24 pm to Zach
quote:
and bought CDs from Chase at 3.0%
My local bank has CDs at 4%
Posted on 11/26/22 at 7:45 pm to NCIS_76
I bank with a local credit union
Wife banks with corporate, us bank
Wife banks with corporate, us bank
Posted on 11/26/22 at 7:50 pm to SeeeeK
I live in the KC metro…I have a checking account with UMB (United Missouri Bank) and a money market and savings accounts with Community America Credit Union.
Posted on 11/26/22 at 7:57 pm to Bass Tiger
quote:
with UMB (United Missouri Bank)
UMB is one of the best banks in the country. Had my first home loan through them.
Posted on 11/26/22 at 8:00 pm to MizzouBS
quote:
UMB is one of the best banks in the country. Had my first home loan through them.
I’ve been with UMB over 45 years, it was previously called American National Bank in St Joe Mo before switching to UMB in the 70’s
Posted on 11/26/22 at 8:13 pm to Bigfishchoupique
I don’t need a banker or someone to know my name the one time I go into a branch. I’ve been very pleased with my national bank.
Posted on 11/26/22 at 8:28 pm to NCIS_76
Local credit union
Posted on 11/26/22 at 9:17 pm to Kreg Jennings
quote:
And I don’t mean credit unions. You and I pay more taxes than they do. They’re “nonprofit”.
I’m sure most credit unions pay more in property and unemployment taxes than you do. They’re only exempt from income.
Posted on 11/26/22 at 10:05 pm to Kreg Jennings
quote:
Absolutely. Bank local. And I don’t mean credit unions. You and I pay more taxes than they do. They’re “nonprofit”.
Someone works for a bank.
Posted on 11/27/22 at 7:07 am to NCIS_76
Yep, world of difference.
Posted on 11/27/22 at 9:04 am to highcotton2
quote:
My local bank has CDs at 4%
We are in different localities. None of the local banks here can beat 3 and Chase will soon be up to 4, that's why I'm buying in increments of only $20K.
Posted on 11/27/22 at 9:05 am to NCIS_76
Local credit union here.
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