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Started By
Message
Have you spent less money in the last month?
Posted on 4/6/20 at 12:08 pm
Posted on 4/6/20 at 12:08 pm
Interview on America's First News Radio about spending survey. People are spending less. But the reasons are diverse:
1. A lot of places are closed.
2. I lost my job.
3. I'm worried about losing my job.
4. Stock market is way down.
I've noticed that my spending is down due to '1'. The golf courses are closed. The gym is not billing us this month since they are closed. Plus the gas prices are way down and there's no place to go so I'm seldom filling the tank.
Anyone else see a difference in your spending?
1. A lot of places are closed.
2. I lost my job.
3. I'm worried about losing my job.
4. Stock market is way down.
I've noticed that my spending is down due to '1'. The golf courses are closed. The gym is not billing us this month since they are closed. Plus the gas prices are way down and there's no place to go so I'm seldom filling the tank.
Anyone else see a difference in your spending?
36
Posted on 4/6/20 at 12:09 pm to Zach
Yes only because 1. A lot of demand will come back quick.
Posted on 4/6/20 at 12:10 pm to Zach
Have I? No, but my wife seems to think we need constantly need to be prepared for a total lockdown for 2 weeks, so the grocery bill is up.
Posted on 4/6/20 at 12:11 pm to Zach
Yep down because of a lot of the same reasons that you state....plus we aren't eating out much anymore....we see an increase in spend on groceries but others areas of spend are way down. I haven't filled my truck up in a month. Usually it gets filled up every week. So that goes from roughly 75/week to 75/month....and that's just one area that's easy to quantify.
Posted on 4/6/20 at 12:11 pm to Zach
Casinos are closed so yes
This post was edited on 4/6/20 at 12:11 pm
Posted on 4/6/20 at 12:11 pm to Zach
Yes. I kinda feel like I'm sixteen again Zach - gas is cheap and I'm grounded.
Posted on 4/6/20 at 12:12 pm to Zach
It generally costs me about 15 dollars to go to work each day ( gas/parking/lunch). I am working from home so only spending about 3 on lunch at home. Also not spending any on entertainment or eating out. I’d say my family is saving about 500 per month altogether over our normal spending.
Posted on 4/6/20 at 12:12 pm to tzimme4
quote:
Casinos are closed so yes
shite, that reduces my income.
Posted on 4/6/20 at 12:12 pm to Zach
1 & 3, nothing to spend money on and obviously concerned about layoffs in O&G
I think my credit/debit card usage was like $800 in March, as opposed to the usual ~$2000. Not driving anywhere, not going out to eat, not even really ordering anything on Amazon because I don't have any faith it'll actually get to my house.
I think my credit/debit card usage was like $800 in March, as opposed to the usual ~$2000. Not driving anywhere, not going out to eat, not even really ordering anything on Amazon because I don't have any faith it'll actually get to my house.
Posted on 4/6/20 at 12:13 pm to LSU316
quote:
.plus we aren't eating out much anymore.
That reminds me. The expert being interviewed said that restaurants are not making it with take out or delivery. People want to GO INTO the restaurant. If it's just take out they might as well cook at home.
Posted on 4/6/20 at 12:14 pm to Zach
Yeah, my credit card bill is looking a lot better than normal.
I think the biggest difference is not going out to eat or going shopping on the weekends. We've done takeout a few times but we would normally eat at a restaurant at least once every weekend. I'm sure my wife and daughters not being able to go to the mall is also making a difference.
I've also been having my groceries delivered. I think I'm saving money there because we are ordering staples but not going for the typical impulse buys that you typically would browsing through the store.
I'm still driving back and forth to work everyday, but not really going anywhere else, so my gasoline consumption is way down as well.
I think the biggest difference is not going out to eat or going shopping on the weekends. We've done takeout a few times but we would normally eat at a restaurant at least once every weekend. I'm sure my wife and daughters not being able to go to the mall is also making a difference.
I've also been having my groceries delivered. I think I'm saving money there because we are ordering staples but not going for the typical impulse buys that you typically would browsing through the store.
I'm still driving back and forth to work everyday, but not really going anywhere else, so my gasoline consumption is way down as well.
Posted on 4/6/20 at 12:15 pm to Zach
quote:
The golf courses are closed.
I tee off at 4:30! Luckily courses in NC are still open.
Overall, yes, we are spending a lot less. A lot of the places that we go as a family are closed right now and we're being mindful just in case me or my wife loses our job.
So, both 1 and 3 are in play for me. Just in general, not having to go to the office saves a lot of money. No gas, parking or eating out on a daily basis. Probably spending $200 per week alone less just because of that.
We're also doing our grocery shopping online, which means its easier to shop against a budget and we don't make any impulse purchases.
Kids are also not playing sports right now, so no eating out while we're driving all over the place for that.
The daycare not charging $300 a week right now has also lightened the load a good bit.
Long story short, outside of other factors, this type of living makes it really easy to not spend money.
This post was edited on 4/6/20 at 12:29 pm
Posted on 4/6/20 at 12:16 pm to Zach
quote:
The expert being interviewed said that restaurants are not making it with take out or delivery.
The restaurant industry pressure group said that 2/3rds of the industry would go under.
No idea what their math looks like, or the length of closure they assumed.
Posted on 4/6/20 at 12:16 pm to Zach
I haven’t been spending money on entertainment. And probably dropped my dining out costs by multiple hundreds of dollars.
Posted on 4/6/20 at 12:17 pm to Zach
quote:GDP is predicted to take a 27% 2ndQ nosedive. So yes, there is quite a difference.
Anyone else see a difference in your spending?
Posted on 4/6/20 at 12:18 pm to Zach
Well, i've tried to frequent more local restaurants than usual, so probably not by much.
i've eaten pretty damn good though
i've eaten pretty damn good though
Posted on 4/6/20 at 12:19 pm to RemyLeBeau
quote:
the grocery bill is up.
^^^ This ^^^
Because I splurged this last Saturday and set myself up for another two months on top of what I already had, grocery wise.
Posted on 4/6/20 at 12:19 pm to Zach
Hell Yea..My wife isn't able to shop everyday!
Posted on 4/6/20 at 12:21 pm to RolltidePA
quote:Not many sports are better-suited to maintaining six feet of separation.quote:I tee off at 4:30! Luckily courses in NC are still open.
The golf courses are closed.
Posted on 4/6/20 at 12:21 pm to Zach
1 for me
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