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Started By
Message
re: Executive Order banning Big Wall Street from buying up single-family homes
Posted on 5/12/26 at 5:57 am to Espritdescorps
Posted on 5/12/26 at 5:57 am to Espritdescorps
quote:
Pearl clutching boomers have fricked the realestate market for young families
Government housing has also played a large part in this.
Low cost housing is just plain dangerous these days. You cant hardly buy a small house in the south anymore without threat of having to shoot your way in and out of it.
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Posted on 5/12/26 at 5:58 am to DMAN1968
quote:
You act like $50k at the time was nothing.
The interest rates north of 10% didnt help.
Posted on 5/12/26 at 5:58 am to cadillacattack
quote:
The culprit “young men and women” are looking for is inflation
Big I inflation is caused by government.
Housing inflation (both the big I and small i versions) are caused almost exclusively by government.
Old people being given preferential treatment is government manipulation of the market that increases the cost of homes.
quote:
Globalist corporations did that.
No, government did that. Now Trump is enacting an EO to do it more.
Posted on 5/12/26 at 6:04 am to RelicBatches86
quote:
Boomers paying much lower property tax due to laws favoring them and outbidding young men and women for housing with cash offers, preventing them from starting families is a far bigger problem than what Wall Street is doing
This is a retarded take. They have to live somewhere.
Posted on 5/12/26 at 6:07 am to Bestbank Tiger
quote:
This is a retarded take. They have to live somewhere.
When people can't afford houses, they sell them.
If this happens enough, prices decrease.
When you create a government policy that permits someone to get the benefit of appreciation without facing the associated costs of that appreciation, you create market inefficiencies. In this case, over-inflated housing values for a specific population.
Posted on 5/12/26 at 6:33 am to SlowFlowPro
quote:
When people can't afford houses, they sell them.
If this happens enough, prices decrease.
If they live on the sidewalk, sure.
If they buy another house, it offsets. Might even be worse since they would be downsizing into what would otherwise be a starter home.
Posted on 5/12/26 at 6:47 am to Junky
quote:
Conservatives can get behind this as it protects a traditional way of life, homeownership.
Ah. So social engineering is the goal? 40 acres and a mule for errbody?
Posted on 5/12/26 at 6:49 am to SlowFlowPro
quote:
for a specific population.
What housing laws take age into account? No question we have all sorts of policies and incentives around home ownership but they typically apply to e everyone.
Posted on 5/12/26 at 6:49 am to Bestbank Tiger
Those reduced-priced larger homes aren't going to just sit empty, and people aren't going to be paying more per square foot for a smaller house. The price/value reductions trickle down.
With your logic, RE could never decrease on the whole, b/c people have to live somewhere. We know that isn't true and doesn't make sense in the macro.
With your logic, RE could never decrease on the whole, b/c people have to live somewhere. We know that isn't true and doesn't make sense in the macro.
Posted on 5/12/26 at 6:50 am to Ailsa
Blackrock says hi and 7 years too late..
Posted on 5/12/26 at 6:52 am to Flats
quote:
What housing laws take age into account?
The specific one being referenced is property tax treatment for older people.
It's not universal, but I know TX has this.
Here's a press release from 2025 trying to increase the exemption
There are also local exemptions, surviving spouse benefit transfers, tax deferral options, etc.
Posted on 5/12/26 at 7:00 am to SlowFlowPro
You’re arguing that the referee finally blowing the whistle on a player using a cheat code is ‘more interference.’
The reality is that for a decade, Wall Street didn't compete in a ‘free market’they competed with a federally subsidized advantage. Large institutional investors (LIIs) have been using federal programs (GSE securitization and HUD guarantees) to access cheap debt that no regular family could ever touch. Trump’s 2026 EO isn't ‘more manipulation’; it’s the removal of corporate welfare.
?As for your 'exclusive government' claim, it ignores the 4-million-unit structural supply deficit caused by a decade of labor shortages and high material costs market factors, not just zoning. Blaming Grandma’s property tax freeze for a national inventory crisis while defending the right of corporations to keep their federal subsidies is a massive contradiction.
You can't complain about high prices while opposing the removal of the very federal leverage that billionaire firms used to outbid the middle class.
The reality is that for a decade, Wall Street didn't compete in a ‘free market’they competed with a federally subsidized advantage. Large institutional investors (LIIs) have been using federal programs (GSE securitization and HUD guarantees) to access cheap debt that no regular family could ever touch. Trump’s 2026 EO isn't ‘more manipulation’; it’s the removal of corporate welfare.
?As for your 'exclusive government' claim, it ignores the 4-million-unit structural supply deficit caused by a decade of labor shortages and high material costs market factors, not just zoning. Blaming Grandma’s property tax freeze for a national inventory crisis while defending the right of corporations to keep their federal subsidies is a massive contradiction.
You can't complain about high prices while opposing the removal of the very federal leverage that billionaire firms used to outbid the middle class.
Posted on 5/12/26 at 7:02 am to cajunangelle
quote:
Blackrock says hi and 7 years too late..
Blackstone, and there was a major shift to sell these properties off and slow the spread of acquiring them since at least 2023. The peak was 2021, during the Trump-Biden Covid economy.
The Shrinking Institutional Investor Footprint: National Trends and Local Concentration
quote:
Over the past decade, institutional investors accounted for roughly 12% of all investor purchases, but a mere ~1% of total single-family home sales nationally. Furthermore, their purchasing activity has been steadily declining since its 2021 peak.
quote:
Most investor activity is driven by small landlords. Pooling across 2015 through 2025:
Small investors accounted for ~53% of gross investor purchase activity
Medium investors accounted for ~27%
Large investors accounted for ~8%
Institutional investors accounted for ~12%
quote:
Total investor purchases peaked in 2022 (~700,000 purchases), before declining in 2023 and stabilizing into 2024–25 as home price growth moderated. The figure below compares the number of single-family purchases made by institutional investors, small investors, and overall buyers, all relative to their 2021 level. In this way, we can compare the run-up and drop-off across buyer types throughout the boom and bust in home sales since the pandemic.
Institutional purchases fell faster than overall sales after 2021, indicating retreat rather than expansion. Institutional investors bought about 65% fewer homes in 2025 compared to their peak in 2021. Meanwhile, small-investor activity expanded as a share of investors, and eased only 2% in 2025 compared to their 2022 peak.
If you look at the geographical location of the investments, they're in markets that are having major issues, like TX, Florida, etc.
If you want a simple fact that summarizes how this issue is overblown, renting is cheaper than buying in every major US city
quote:
Renting is now cheaper than owning a home in every major U.S. metropolitan area, including Los Angeles, according to a new study from LendingTree.
The report highlights the growing unaffordability of the housing market, particularly for younger Americans who feel increasingly priced out of homeownership — long considered a key piece of the “American Dream.”
According to the study, homeowners pay about 37% more per month than renters. Monthly mortgage payments average roughly $550 more than rent, meaning homeowners spend about $6,500 more per year.
This is all a boogeyman for uneducated/ignorant types who just parrot talking points they read online.
Posted on 5/12/26 at 7:03 am to TexasTiger6777
Yeah the real problem is no one, who would otherwise be looking to move or upgrade, wants to give up a 3% mortgage for 6% unless they recoup a lot of that in the sale… so prices remain high even as supply has gotten better.
Remote work ability has really changed the equation too. More people don’t have to move vs. just wanting to move.
Of course that 3% was a major historical outlier.
Remote work ability has really changed the equation too. More people don’t have to move vs. just wanting to move.
Of course that 3% was a major historical outlier.
Posted on 5/12/26 at 7:04 am to SDVTiger
quote:
You’re arguing that the referee finally blowing the whistle on a player using a cheat code is ‘more interference.’
AI response
quote:
The reality is that for a decade, Wall Street didn't compete in a ‘free market’they competed with a federally subsidized advantage. Large institutional investors (LIIs) have been using federal programs (GSE securitization and HUD guarantees) to access cheap debt that no regular family could ever touch. Trump’s 2026 EO isn't ‘more manipulation’; it’s the removal of corporate welfare.
Government trying to fix the problems created by government just exacerbates the problem.
This also ignores how the market is dominated by small investors who also take advantage of those programs. It destroys the point about the "cheat code" entirely.
quote:
Blaming Grandma’s property tax freeze for a national inventory crisis while defending the right of corporations to keep their federal subsidies is a massive contradiction.
Conflation. You gave the AI a terrible prompt.
This post was edited on 5/12/26 at 7:13 am
Posted on 5/12/26 at 7:04 am to SlowFlowPro
quote:
It's not universal, but I know TX has this.
No, it's not universal and this one just went into effect so I don't think it's having much of an impact right now. That law is a bad idea IMO but it's one state, not national policy.
Posted on 5/12/26 at 7:05 am to TejasHorn
quote:
Of course that 3% was a major historical outlier.
Government intervention and manipulation of the market has effects.
Thinking we can add more government to fix it seems a bit irrational.
Posted on 5/12/26 at 7:05 am to SlowFlowPro
quote:
and people aren't going to be paying more per square foot for a smaller house.
Wrong on that statement. I have seen many instances where they are paying more $ per sq ft. One example i had an older lady who was in a multi level home and wanted a ranch style home that my brother and I had purchased. The 1st day we were at the house we had 9 different people saying that were interested. This ranch had zero steps.
Posted on 5/12/26 at 7:09 am to Flats
quote:
and this one just went into effect so I don't think it's having much of an impact right now
The exemption has existed for a long time. That was just an increase of the exemption.
quote:
That law is a bad idea IMO but it's one state, not national policy.
I didn't think the original reference was to a universal policy, just another example of bad government-created policy that's warping the market and making housing more affordable (to benefit the boomers).
Now, to make it national, Trump has made statements that he wants to protect that artificially-inflated valuation of boomer housing at the expense of younger buyers.
Some prior threads discussing those policies/statements
LINK
LINK
LINK
LINK
Posted on 5/12/26 at 7:17 am to Adam Banks
quote:
To be clear Im not in favor of blackrock
BlackRock doesn’t buy individual homes
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