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Started By
Message
re: Black Houston Doctor Files Lawsuit After Chase Bank Refuses To Deposit $16,000 Check
Posted on 2/4/22 at 8:07 pm to bigblake
Posted on 2/4/22 at 8:07 pm to bigblake
quote:
- wanted immediate cash out of that $16k and bank wouldn’t let her do that without waiting.
I’m positive the bank is not being racist, rather is following policies. That will be revealed in weeks, but the news won’t cover it when it does
This. It is not a secret that banks hold larger checks until they clear. No matter your color or religion.
0
Posted on 2/4/22 at 8:29 pm to CGSC Lobotomy
quote:
1. Any check over $10,000 has the funds held for at least a week.
2. If she was trying to open a new account, it triggers additional safeguards.
This.
Every time I've opened a new account, I'm told there are all sorts of restrictions placed on the initial deposit and on all deposits for a couple of weeks. Plus, a check in that amount would probably also trigger a hold.
Chase also could have contacted the bank on which the check was written in order to confirm the funds were available.
Posted on 2/4/22 at 8:32 pm to oldskule
quote:
I tried to deposit CASH in my wifes account.....And Chase would not accept the deposit! $200...
Chase did this to me once. Told me to deposit the cash in my own bank, and then I could deposit that check into my wife's account as long as she had endorsed it.
Posted on 2/4/22 at 8:33 pm to L.A.
All a person has to do is put themselves in the bank's shoes. Just assume that everyone is a liar, and you won't get conned. I doubt the bank rejected her. They just didn't want to give her immediate access to the money. Which seems entirely reasonable. I haven't opened a bank account in many years, but it seems like standard procedure to produce some identification.
Posted on 2/4/22 at 8:36 pm to L.A.
My first job out of college, I received a signing bonus of 10% of my yearly salary back in the early 2000s; about 5K.
I opened an account with it locally, and they didn’t tell me that they would withold funds for 7-10 business days.
frickers.
They probably told her she had a waiting period to use the funds and she thought she was being racially profiled.
ETA: it was also Chase and I’m white.
If it’s not a Chase check, they will always hold it for 7-10 days before releasing funds.
I opened an account with it locally, and they didn’t tell me that they would withold funds for 7-10 business days.
frickers.
They probably told her she had a waiting period to use the funds and she thought she was being racially profiled.
ETA: it was also Chase and I’m white.
If it’s not a Chase check, they will always hold it for 7-10 days before releasing funds.
This post was edited on 2/4/22 at 8:45 pm
Posted on 2/4/22 at 8:42 pm to Langland
quote:
First off, frick Chase Bank!
Bingo. It took my wife six months to get Chase to give her a hundred thousand dollar CD she inherited when her mom died. Finally had to get a lawyer friend who threatened to sue them before the wife got the check. Thing is, my wife was a co-signer for the CD and Chase still wouldn't let her have the money because Chase said her mom died in Ark. yet owned a house in La. Chase said she would have to get a death certificate from La. The lawyer friend even went to the trouble to call an agency in B.R. and they told her it was impossible to get a La. certicate since her mom had died in Ark.
It was the most infuriating thing I've ever seen in my life.
This post was edited on 2/4/22 at 8:54 pm
Posted on 2/4/22 at 8:49 pm to Cosmo
Yeah. There’s more to this than this girl is letting on. Standard procedure is to place a hold until the check clears anyway. No risk to the bank at all.
If she was being a bitch about immediate access to funds, that would be enough of a red flag for any bank to say “thanks but no thanks”.
If she was being a bitch about immediate access to funds, that would be enough of a red flag for any bank to say “thanks but no thanks”.
Posted on 2/4/22 at 9:04 pm to Langland
quote:Worst bank, ever. In 2008 or 2009, I forget which, they cancelled my line of credit for my side business gig, for no reason of my own at all, and then took my credit card, and cut my credit line from $35k to $5k and if I carried over a balance to the next month, they changed the T&Cs of the card agreement and upped my fixed rate of 7.99% and jacked it all the way up to 28.9%. And why?
First off, frick Chase Bank!
Because of the economy tanking. Not because I was delinquent, or a credit risk, but because they wanted people to stop spending their dollars, which the value was, by the way, going down faster than a soy boy on his tranny boy/girl friend.
I severed my personal accounts there except for three times. I applied for and received 0% interest credit cards for 18 months from Chase.
In order, I let them loan me $8700, $13,500, and $7400. I'd cancel the account. Wait six months. Apply again. So I took $29,600 from them and used it for a year and a half without them earning one cent from me. I may do it again after this thread made me think about it.
Posted on 2/4/22 at 9:06 pm to CGSC Lobotomy
quote:
Any check over $10,000 has the funds held for at least a week.
2. If she was trying to open a new account, it triggers additional safeguards.
3. frick CHASE BANK.
You're retarded
Posted on 2/4/22 at 9:12 pm to LSUBanker
quote:
LSUBanker
does nothing, creates nothing, blames poor people when shite hits the fan
Posted on 2/4/22 at 9:20 pm to Ricardo
quote:She did not go to her regular bank. She was likely using her parent's account. Maybe she owed her parents that money and she didn't want them to know? So she tried to open an account without them knowing she'd received that check.
They just didn't want to give her immediate access to the money. Which seems entirely reasonable. I haven't opened a bank account in many years, but it seems like standard procedure to produce some identification.
Posted on 2/4/22 at 9:25 pm to L.A.
I've gotten sign on bonus.
Was auto deposited.
Who TF gives a check?
Was auto deposited.
Who TF gives a check?
Posted on 2/4/22 at 9:33 pm to L.A.
quote:
this article from abc news gives a little more detail. she did not have an account there and was trying to open one with this deposit.
Don't think you can open an account with maybe money (maybe the check clears maybe it doesn't).
Deposit their minimum required for that specific account then deposited the check.
Posted on 2/4/22 at 10:29 pm to L.A.
There’s a lot of smollett in this story.
Posted on 2/4/22 at 11:32 pm to L.A.
Anyone can print a business card to say whatever. 
Posted on 2/4/22 at 11:52 pm to Toddy
quote:It's like they've never seen The Rockford Files. Jim Rockford had a portable printing gadget and he used to make his own fake business cards while sitting outside in his car
Anyone can print a business card to say whatever.
Posted on 2/5/22 at 1:10 am to L.A.
quote:
She showed proof that she was a doctor by presenting a business card.
well ten, that settles it; this was obviously a racist act
I always get large checks cashed when I show my business card, you know, since I'm white!
Posted on 2/5/22 at 1:13 am to L.A.
Kinda cute
Posted on 2/5/22 at 1:25 am to Flashback
If I recall, when you open an account with a check, you have to wait a few days before the money is available
Most likely scenario is they told her that and she is now calling that refusal of service.
Should be an easy defense if they have a written policy.
Most likely scenario is they told her that and she is now calling that refusal of service.
Should be an easy defense if they have a written policy.
Posted on 2/5/22 at 8:03 am to L.A.
quote:
She showed proof that she was a doctor by presenting a business card
Big deposits always get questioned.
Licenses and diplomas are way harder to fake than business cards.
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