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re: Black Houston Doctor Files Lawsuit After Chase Bank Refuses To Deposit $16,000 Check

Posted on 2/4/22 at 4:44 pm to
Posted by teke184
Zachary, LA
Member since Jan 2007
104096 posts
Posted on 2/4/22 at 4:44 pm to
Any bank where you don’t have an account is going to look sideways at a five figure check.

Even if they do accept it, they release funds at staggered times to minimize the chances of being hit with a reversal or fraud and being stuck for the difference.


I’ve had multiple houses sold and other big money transactions and my bank, who I have been with for decades, still does the same shite.
Posted by oldskule
Down South
Member since Mar 2016
25322 posts
Posted on 2/4/22 at 4:45 pm to
I tried to deposit CASH in my wifes account.....And Chase would not accept the deposit! $200....

Yet you can take a pictrure of a check and deposit on your cell phone, times have changed.
Posted by TitleistProV1X
Member since Nov 2015
3649 posts
Posted on 2/4/22 at 4:45 pm to
I’ve been with chase since they bought out Bank One or whatever it was called and have never had a single issue with them. Why all the frick chase posts?
Posted by CGSC Lobotomy
Member since Sep 2011
81611 posts
Posted on 2/4/22 at 4:45 pm to
quote:

My question is, why didn't she go to her own bank? Did she not have one?


That actually might be easy. Maybe the practice/hospital she works for can only EFT deposit to certain routing numbers and Chase was the closest available.
Posted by tigersbh
Baton Rouge
Member since Oct 2005
13156 posts
Posted on 2/4/22 at 4:46 pm to
She is better looking than Steve Harvey’s daughter. Just sayin’
Posted by TigerOnTheMountain
Higher Elevation
Member since Oct 2014
41773 posts
Posted on 2/4/22 at 4:46 pm to
quote:

I do not trust medical


I have reached this point as well. We are finally seeing the impact of the lefts quota based merit system.
Posted by TrueTiger
Chicken's most valuable
Member since Sep 2004
82442 posts
Posted on 2/4/22 at 4:48 pm to

All of those laws and regulations that force our banking industry to spy on us for the IRS need to be repealed.
Posted by Aubie Spr96
lolwut?
Member since Dec 2009
44444 posts
Posted on 2/4/22 at 4:50 pm to
quote:

Is she single? I’ll comfort her.



Took too long for this response. And I'd absolutely hit it. Smart and good looking and a BALLER? Sign me up!
Posted by Ace Midnight
Between sanity and madness
Member since Dec 2006
95673 posts
Posted on 2/4/22 at 4:52 pm to
Posted by AUHighPlainsDrifter
South Carolina
Member since Sep 2017
3246 posts
Posted on 2/4/22 at 4:54 pm to
quote:

Black Houston


Where is "Black Houston"?
Posted by tiggerthetooth
Big Momma's House
Member since Oct 2010
64370 posts
Posted on 2/4/22 at 4:55 pm to
quote:

Yet you can take a pictrure of a check and deposit on your cell phone, times have changed.



There's still a limit on that, which I believe is up to $2000.
Posted by Cosmo
glassman's guest house
Member since Oct 2003
131611 posts
Posted on 2/4/22 at 4:56 pm to
How does somebody almost 30 who has MD behind their name not have a bank account?
Posted by goodgrin
Atlanta, GA
Member since Nov 2003
7036 posts
Posted on 2/4/22 at 4:59 pm to
Solution is to NEVER open any personal bank accounts with the mega monster bank like Bank of America, Chase Manhattan, Citibank, Wells Fargo, HSBC, et al. She needs to bank with a credit union, regional or local bank.
Posted by NineLineBind
LA....no, the other one
Member since May 2020
8639 posts
Posted on 2/4/22 at 5:06 pm to
My instincts tell me not to open an account with a large bonus check. She should have opened the account with a minimum amount first to establish herself as a client. Then, step 2 would be to deposit her big check. This could be done on the same visit.
Posted by salty1
Member since Jun 2015
5170 posts
Posted on 2/4/22 at 5:11 pm to
What about all the White people that are not able to open an account with a large questionable check? I'm sure there are numerous White people that are forced to deposit the check into a new account and wait for the funds to clear ACH.
Posted by BurlesonCountyAg
Member since Jan 2014
4923 posts
Posted on 2/4/22 at 5:13 pm to
quote:

There's still a limit on that, which I believe is up to $2000


Clearly that is a racist policy. How can we expect people of color to get to a bank?
Posted by idlewatcher
Planet Arium
Member since Jan 2012
97055 posts
Posted on 2/4/22 at 5:18 pm to
quote:

Stewart believes she was targeted due to the color of her skin.


Lol
Posted by TBoy
Kalamazoo
Member since Dec 2007
28601 posts
Posted on 2/4/22 at 5:18 pm to
quote:

She was trying to deposit it? The bank wouldnt ask questions about that, if it didnt clear you just wouldnt get the money in your account.

Did she try to cash it? Or try to cash a big chunk of it?

That's exactly what I'm thinking. Any bank would take the check but they would put a hold on the funds until a few days after the drawing bank funds the check.

This story is missing the details that underlie the lady's misunderstanding.
This post was edited on 2/4/22 at 5:19 pm
Posted by TBoy
Kalamazoo
Member since Dec 2007
28601 posts
Posted on 2/4/22 at 5:20 pm to
quote:

What about all the White people ...


I don't know how white you are but whenever I walk into a bank they just give me the standard stack of currency. I thought everyone who is white got the same.
Posted by Flashback
reading the chicken bones
Member since Apr 2008
8479 posts
Posted on 2/4/22 at 5:20 pm to
I hope woke jpm has to pay her.
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