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Message
Another Obamacare Rant
Posted on 8/6/26 at 9:29 am
Posted on 8/6/26 at 9:29 am
Son has a possible torn meniscus, per his orthopedic specialist, and needs an MRI to pinpoint exact diagnosis.
We have BC/BS Large Group Insurance which my deduction is $281.00 every two weeks this is 1/3'rd of the premium.
Thanks to Hussain the Deductible is $5,000
MRI at hospital associated with Dr's office $1,400.00 and will go towards deductible if surgery is needed.
MRI at stand alone imaging place $858.00 (if they use my insurance) and will go towards deductible if surgery is needed.
MRI at stand alone imaging place $550.00 if I pay cash (without running it through insurance) but will not go towards deductible if surgery is needed.

We have BC/BS Large Group Insurance which my deduction is $281.00 every two weeks this is 1/3'rd of the premium.
Thanks to Hussain the Deductible is $5,000
MRI at hospital associated with Dr's office $1,400.00 and will go towards deductible if surgery is needed.
MRI at stand alone imaging place $858.00 (if they use my insurance) and will go towards deductible if surgery is needed.
MRI at stand alone imaging place $550.00 if I pay cash (without running it through insurance) but will not go towards deductible if surgery is needed.
Posted on 8/6/26 at 9:31 am to The Torch
I simply cannot believe that our government put the word "affordable" on this and it's turned out to be a lie!
Unprecedented....
Unprecedented....
This post was edited on 8/6/26 at 9:32 am
Posted on 8/6/26 at 9:33 am to The Torch
You can thank this a-hole
Posted on 8/6/26 at 9:38 am to The Torch
I have a torn meniscus now-VERY painful and limiting. My deductible is $8500. I paid the $550 last month instead of the higher amount. Yes, it sucks. Also, because of insurance/surgeon bickering- complications will likely take me 6-8 months from injury to surgery as I cannot find a local surgeon to take my insurance. If I was on Medicaid it would have been paid for by the taxpayers and done in 6-8 weeks. The whole system is shite.
Posted on 8/6/26 at 9:40 am to The Torch
Do you have a High Deductible HSA plan or a PPO?
Posted on 8/6/26 at 9:40 am to timdonaghyswhistle
quote:
I simply cannot believe that our government put the word "affordable" on this and it's turned out to be a lie!
Who would have thought that healthy people would have to pay a frick ton more to give the massively unhealthy and poor “cheap healthcare”
Posted on 8/6/26 at 9:43 am to The Torch
hate to burst your bubble but obama care had no effect of large group insurance, it only effected the individual market. the company you work for set's those deductibles.
you have schity insurance.
you have schity insurance.
Posted on 8/6/26 at 9:43 am to Lsupimp
quote:
I have a torn meniscus now-VERY painful and limiting.
My son has a scheduled vacation to Hawaii on 8/18 and his knee looks like a cantaloupe, not sure what he's going to do, he can barely walk.
Posted on 8/6/26 at 9:47 am to dickkellog
quote:
obama care had no effect of large group insurance,
Untrue
After Obamacare every working person's premiums ballooned 3-400% while copays and deductibles also went up.
I sat in the meetings when HR explained it to us
Posted on 8/6/26 at 9:49 am to The Torch
Same-I'm at the beach for a week soon and I limping like an invalid. Thankfully, I'll have nurse
with me.
I literally cannot find a doctor who will take my insurance company-Humana and AmBetter are being dropped by everybody.
I literally cannot find a doctor who will take my insurance company-Humana and AmBetter are being dropped by everybody.
quote:
1. “Ghost Network” provider issues
A 2024 ProPublica investigation found that Ambetter has been listing many doctors and healthcare providers as “in-network,” but many of these providers are either unavailable or do not accept Ambetter insurance. This “ghost network” issue has left patients unable to access care, sometimes forcing them to use out-of-network providers at higher costs or go without treatment. Patients reported calling multiple listed providers only to find none were actually available
Posted on 8/6/26 at 9:52 am to timdonaghyswhistle
quote:
cannot believe that our government put the word "affordable" on this and it's turned out to be a lie!
if it is from the govt it's untrue
if it's from a DEM govt it is a damned lie
Posted on 8/6/26 at 9:55 am to The Torch
Obamacare was one of the most disastrous pieces of legislation in the last 50 years. It did major damage to health care in this country.
Posted on 8/6/26 at 9:55 am to dickkellog
quote:
hate to burst your bubble but obama care had no effect of large group insurance, it only effected the individual market. the company you work for set's those deductibles.
you have schity insurance.
I bet you also believed Joe Biden when he said that government spending doesn't drive inflation.
Posted on 8/6/26 at 9:57 am to The Torch
quote:
PPO?
$5k deductible for PPO? That sucks, obviously.
Posted on 8/6/26 at 9:57 am to timdonaghyswhistle
well, it's affordable if you don't have a job.
Posted on 8/6/26 at 10:00 am to The Torch
Its almost like people truly want affordable healthcare instead of getting screwed by the huge insurance and big pharma companies and ultra rich leaders of those industries. Hmmmmm.
Posted on 8/6/26 at 10:08 am to purpleblackandgold
quote:
Its almost like people truly want affordable healthcare instead of getting screwed by the huge insurance and big pharma companies and ultra rich leaders of those industries. Hmmmmm.
Whether one agrees with universal coverage/single payer system is a topic unto itself, but the problem with the ACA is it tried to straddle the fence. Maintaining private insurance while providing insurance to everyone was never going to reduce cost for everyone. Insurance was never going to assume millions more in individual liabilities without offsetting that cost and those millions of individuals didn't have a pot to pee in to begin with, so, the middle class insured get it jammed to them.
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