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Another Obamacare Rant

Posted on 8/6/26 at 9:29 am
Posted by The Torch
DFW The Dub
Member since Aug 2014
30289 posts
Posted on 8/6/26 at 9:29 am
Son has a possible torn meniscus, per his orthopedic specialist, and needs an MRI to pinpoint exact diagnosis.

We have BC/BS Large Group Insurance which my deduction is $281.00 every two weeks this is 1/3'rd of the premium.

Thanks to Hussain the Deductible is $5,000

MRI at hospital associated with Dr's office $1,400.00 and will go towards deductible if surgery is needed.

MRI at stand alone imaging place $858.00 (if they use my insurance) and will go towards deductible if surgery is needed.

MRI at stand alone imaging place $550.00 if I pay cash (without running it through insurance) but will not go towards deductible if surgery is needed.


Posted by Timeoday
Easter Island
Member since Aug 2020
25169 posts
Posted on 8/6/26 at 9:31 am to
Pay cash.
Posted by timdonaghyswhistle
Member since Jul 2018
21290 posts
Posted on 8/6/26 at 9:31 am to
I simply cannot believe that our government put the word "affordable" on this and it's turned out to be a lie!

Unprecedented....
This post was edited on 8/6/26 at 9:32 am
Posted by ChanceOfRainIsNever
Far from Louisiana
Member since Oct 2016
2995 posts
Posted on 8/6/26 at 9:33 am to


You can thank this a-hole
Posted by LivingstonLaw
Livingston County
Member since Jul 2021
3541 posts
Posted on 8/6/26 at 9:36 am to
Welcome to Socialsm!
Posted by Lsupimp
Ersatz Amerika-97.6% phony & fake
Member since Nov 2003
86465 posts
Posted on 8/6/26 at 9:38 am to
I have a torn meniscus now-VERY painful and limiting. My deductible is $8500. I paid the $550 last month instead of the higher amount. Yes, it sucks. Also, because of insurance/surgeon bickering- complications will likely take me 6-8 months from injury to surgery as I cannot find a local surgeon to take my insurance. If I was on Medicaid it would have been paid for by the taxpayers and done in 6-8 weeks. The whole system is shite.
Posted by SparkyWilson
Member since May 2026
197 posts
Posted on 8/6/26 at 9:40 am to
Do you have a High Deductible HSA plan or a PPO?
Posted by beerJeep
Louisiana
Member since Nov 2016
39168 posts
Posted on 8/6/26 at 9:40 am to
quote:

I simply cannot believe that our government put the word "affordable" on this and it's turned out to be a lie!


Who would have thought that healthy people would have to pay a frick ton more to give the massively unhealthy and poor “cheap healthcare”
Posted by dickkellog
little rock
Member since Dec 2024
3239 posts
Posted on 8/6/26 at 9:43 am to
hate to burst your bubble but obama care had no effect of large group insurance, it only effected the individual market. the company you work for set's those deductibles.

you have schity insurance.
Posted by The Torch
DFW The Dub
Member since Aug 2014
30289 posts
Posted on 8/6/26 at 9:43 am to
quote:

I have a torn meniscus now-VERY painful and limiting.


My son has a scheduled vacation to Hawaii on 8/18 and his knee looks like a cantaloupe, not sure what he's going to do, he can barely walk.
Posted by The Torch
DFW The Dub
Member since Aug 2014
30289 posts
Posted on 8/6/26 at 9:44 am to
quote:

PPO?
Posted by The Torch
DFW The Dub
Member since Aug 2014
30289 posts
Posted on 8/6/26 at 9:47 am to
quote:

obama care had no effect of large group insurance,


Untrue

After Obamacare every working person's premiums ballooned 3-400% while copays and deductibles also went up.

I sat in the meetings when HR explained it to us
Posted by Lsupimp
Ersatz Amerika-97.6% phony & fake
Member since Nov 2003
86465 posts
Posted on 8/6/26 at 9:49 am to
Same-I'm at the beach for a week soon and I limping like an invalid. Thankfully, I'll have nurse with me.

I literally cannot find a doctor who will take my insurance company-Humana and AmBetter are being dropped by everybody.

quote:

1. “Ghost Network” provider issues
A 2024 ProPublica investigation found that Ambetter has been listing many doctors and healthcare providers as “in-network,” but many of these providers are either unavailable or do not accept Ambetter insurance. This “ghost network” issue has left patients unable to access care, sometimes forcing them to use out-of-network providers at higher costs or go without treatment. Patients reported calling multiple listed providers only to find none were actually available
Posted by ChineseBandit58
Pearland, TX
Member since Aug 2005
49774 posts
Posted on 8/6/26 at 9:52 am to
quote:

cannot believe that our government put the word "affordable" on this and it's turned out to be a lie!

if it is from the govt it's untrue

if it's from a DEM govt it is a damned lie
Posted by SloaneRanger
Upper Hurstville
Member since Jan 2014
14244 posts
Posted on 8/6/26 at 9:55 am to
Obamacare was one of the most disastrous pieces of legislation in the last 50 years. It did major damage to health care in this country.
Posted by timdonaghyswhistle
Member since Jul 2018
21290 posts
Posted on 8/6/26 at 9:55 am to
quote:

hate to burst your bubble but obama care had no effect of large group insurance, it only effected the individual market. the company you work for set's those deductibles.

you have schity insurance.


I bet you also believed Joe Biden when he said that government spending doesn't drive inflation.
Posted by SparkyWilson
Member since May 2026
197 posts
Posted on 8/6/26 at 9:57 am to
quote:

PPO?


$5k deductible for PPO? That sucks, obviously.
Posted by theliontamer
Baton Rouge
Member since Nov 2015
2250 posts
Posted on 8/6/26 at 9:57 am to
well, it's affordable if you don't have a job.
Posted by purpleblackandgold
BR
Member since Aug 2007
196 posts
Posted on 8/6/26 at 10:00 am to
Its almost like people truly want affordable healthcare instead of getting screwed by the huge insurance and big pharma companies and ultra rich leaders of those industries. Hmmmmm.
Posted by SparkyWilson
Member since May 2026
197 posts
Posted on 8/6/26 at 10:08 am to
quote:

Its almost like people truly want affordable healthcare instead of getting screwed by the huge insurance and big pharma companies and ultra rich leaders of those industries. Hmmmmm.



Whether one agrees with universal coverage/single payer system is a topic unto itself, but the problem with the ACA is it tried to straddle the fence. Maintaining private insurance while providing insurance to everyone was never going to reduce cost for everyone. Insurance was never going to assume millions more in individual liabilities without offsetting that cost and those millions of individuals didn't have a pot to pee in to begin with, so, the middle class insured get it jammed to them.
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