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re: Accident lawyers are a big cause of higher auto insurance rates...
Posted on 8/30/23 at 11:49 pm to Dex Morgan
Posted on 8/30/23 at 11:49 pm to Dex Morgan
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This post was edited on 8/30/23 at 11:54 pm
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Posted on 8/31/23 at 12:43 am to NCIS_76
quote:
The insurance company has to pay for it. Guess what? They have to cover the cost by raising your rate you pay. Is that simple enough? I should not or anyone should be held financially liable for anyone's mistakes.
It’s like you both know and don’t know how insurance works
Posted on 8/31/23 at 6:26 am to DotBling
quote:
I would argue that insurance itself is a bigger problem. If there was no money to be had, the lawyers wouldn’t be out of control. In fact, they wouldn’t even care.
I'm going to throw this in a completely different direction and say that I think insurance isn't the problem, amateur juries are the problem. If juries didn't award frivolous amounts to plaintiffs, lawyers couldn't threaten insurance companies with going to court.
I've always thought that the one thing the FF got wrong is that unless you have professional juries in which the people who sit on juries are there voluntarily, it's not a legitimate right. I don't recognize anything that requires someone else to be compelled by the state to provide their labor as a legitimate right...which is why health care is not a right. You don't have a right to someone else's efforts.
If we had professional jurors they would have some sort of training in the law and they would have lots of experience watching lawyers and experiencing court. This system that we have now in which basically whichever legal team puts on the best show wins the case would have to change. Frivolous lawsuits would drastically decrease. Wouldn't nobody be getting umpty-million dollars for spilling coffee on themselves anymore.
Posted on 8/31/23 at 6:52 am to wackatimesthree
The Judge is the professional jury. Both sides have a right to a bench trial.
Posted on 8/31/23 at 6:56 am to NCIS_76
Well educated juries could lower auto rates despite the plaintiff's bar.
Posted on 8/31/23 at 7:05 am to NCIS_76
Growing up, lawyers were prevented from advertising on television, and today I can’t get through a single 30 minutes of watching television whilst eating dinner without an almost constant bombardment of ads by personal injury attorneys, class action lawsuits, etc. It’s everywhere you look, and I watch very very little television and it drives me up the wall. I can only imagine if all I did all day was watch that hot garbage.
Billboards littering the landscape, constant diet of television commercials, it’s no great wonder we are such a heavily litigated state.
Billboards littering the landscape, constant diet of television commercials, it’s no great wonder we are such a heavily litigated state.
Posted on 8/31/23 at 7:08 am to Damone
quote:
Hard if not impossible for a large swath of people to get ahead or live comfortably in this country, of course they’r
Posted on 8/31/23 at 7:14 am to KAGTASTIC
quote:
Mixed with the current high costs of new cars with so much technology in it. I think the latter is what has really jumped it as of late, as lawyers have been a part of the high cost for a long time. Especially when illegals driving and in an accident are getting paid off instead of deported.
I have a family member that had their car totalled out in an accident that essentially had the back bumper ripped off. Same car cost $2k-ish to have the windshield replaced from a crack that stemmed from a rock chip. I think a big chunk of that cost came from technician time calibrating the windshield tech.
I think I heard that gas cars are averaging somewhere in the 1500 parts. EVs are averaging 3500-4k.
The rise in cost of parts for newer vehicles is definitely attributing to the high cost…..BUT make no mistake, the lawyers are still the primary contributor.
Posted on 8/31/23 at 7:14 am to NCIS_76
Accident Lawyers are the high priest of a Moral Relativist obsessed collapsing culture. Ambulance chasing blood sucking parasites.
Want to know the worst? We elect these creeps to Congress.
.....don't get me started.
Want to know the worst? We elect these creeps to Congress.
.....don't get me started.
This post was edited on 8/31/23 at 7:35 am
Posted on 8/31/23 at 7:17 am to NIH
quote:
The Judge is the professional jury. Both sides have a right to a bench trial.
Actually, isn't it the other way around? Isn't the bench trial the default and a jury trial must be requested, which would mean that it is the jury trial that is the right?
That's the way it reads in the constitution, anyway.
Posted on 8/31/23 at 8:17 am to wackatimesthree
Sure
Posted on 8/31/23 at 8:23 am to Mike da Tigah
quote:
Growing up, lawyers were prevented from advertising on television,
When defining what is or isn’t technically a “profession”, one of the requirements has always been self regulation. The bar in the US long ago gave up ethics and appearance in exchange for dollars.
Posted on 8/31/23 at 8:32 am to NCIS_76
Only partly true. Insurance companies’ shitty underwriting policies, along with bad investments
cost them money, resulting in higher premiums.
cost them money, resulting in higher premiums.
Posted on 8/31/23 at 8:33 am to VOR
Link?
Posted on 8/31/23 at 8:54 am to NCIS_76
Let's look at the broader picture.
Our society today has seemed to have lost its' sense of Honor.
Time was that if an honorable man caused another person's property some type of damage then that man would attempt to correct those damages.
Today if some person hits someone else's car the first thing they attempt to do is to runaway. If the small majority of citizens did not drive like they were maniacs or impaired from alcohol/drugs many of these accidents would not take place. Same with manufacturers, if my company made a chemical the later was discovered to cause cancer then the owner should have the honor to make things right.
Not today in our Society, some want to run and hide from their responsibilities. They want to hide behind an insurance company who in turn tries to hide.
My favorite is the PI attorney who owns part of a insurance company.
Our society today has seemed to have lost its' sense of Honor.
Time was that if an honorable man caused another person's property some type of damage then that man would attempt to correct those damages.
Today if some person hits someone else's car the first thing they attempt to do is to runaway. If the small majority of citizens did not drive like they were maniacs or impaired from alcohol/drugs many of these accidents would not take place. Same with manufacturers, if my company made a chemical the later was discovered to cause cancer then the owner should have the honor to make things right.
Not today in our Society, some want to run and hide from their responsibilities. They want to hide behind an insurance company who in turn tries to hide.
My favorite is the PI attorney who owns part of a insurance company.
Posted on 8/31/23 at 9:22 am to NCIS_76
True.
The fact that you can sue for the full amount of medical damaged that are charged by the hospital/dr/etc. and not just what you had to pay is an issue.
Anything more than $2500 needs to require a Jury.
The right to a Jury trial requires you make that request within 10 days of being served and costs you $5K. No insurance company wants to pay this and tie up all their money for a year in court fees while working through discovery, depositions, etc. Nor do they have the time to figure out if this is something that needs to go to trial or not with that little time. Because of this, they end up settling for more or a Judge awards more than a jury would give in many cases.
Someone mentioned the idea of putting all medical damages for future bills into an escrow account and that it must be distributed directly to medical bills. Anything that's left over after X years reverts back to the person/entity that was sued. Kinda like this idea. But 'medical bills' will need to be strictly defined. Withdrawals also need to be reported to the defendant in the case. And there needs to be some degree of separation between the payee and the payer. Interest earned on the account accrues in the account and cannot be taken by anyone.
The fact that you can sue for the full amount of medical damaged that are charged by the hospital/dr/etc. and not just what you had to pay is an issue.
Anything more than $2500 needs to require a Jury.
The right to a Jury trial requires you make that request within 10 days of being served and costs you $5K. No insurance company wants to pay this and tie up all their money for a year in court fees while working through discovery, depositions, etc. Nor do they have the time to figure out if this is something that needs to go to trial or not with that little time. Because of this, they end up settling for more or a Judge awards more than a jury would give in many cases.
Someone mentioned the idea of putting all medical damages for future bills into an escrow account and that it must be distributed directly to medical bills. Anything that's left over after X years reverts back to the person/entity that was sued. Kinda like this idea. But 'medical bills' will need to be strictly defined. Withdrawals also need to be reported to the defendant in the case. And there needs to be some degree of separation between the payee and the payer. Interest earned on the account accrues in the account and cannot be taken by anyone.
Posted on 8/31/23 at 9:27 am to Demshoes
quote:
Yes. Such a stunning and brave generalization. Let's all trust the insurance companies to act responsibly and fairly to compensate injury victims. Because yes, people really do legitimately get injured in accidents. And without attorneys, those people will figuratively get fricked up the arse by insurance companies.
Go chase an ambulance you parasite
Posted on 8/31/23 at 9:46 am to NCIS_76
There are more lawyers in the U.S. than there are in all other countries COMBINED. If there isn't enough demand for that many lawyers they have to create demand.
Posted on 8/31/23 at 9:51 am to NCIS_76
quote:It's a bit of a chicken/egg question.
Accident lawyers are a big cause of higher auto insurance rates...
Do plaintiff PI lawyers exist because insurance companies try to underpay injured persons, or do insurance companies nickel-and-dime injured parties because of plaintiffs' lawyers?
I have never done plaintiff's PI work and HAVE done some insurance defense, but I think that the former is more likely than the latter. Insurance companies make a profit by limiting their payouts. Someone has to put their feet to the fire, or they would underpay every claim.
Posted on 8/31/23 at 9:55 am to Dex Morgan
quote:ding ding ding
OP(,) Not every civil case is someone out for a free lunch. You are either incredibly ignorant or a troll.
Demonstrated in pretty much every post.
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