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Posted on 10/14/26 at 8:24 am to braves21
Phone. I've lost my wallet before, that was terrible. This was before tap to pay, but even if you freeze your cards with your phone, you can't pay for anything with your phone anymore. 
This post was edited on 10/14/26 at 8:26 am
Posted on 10/14/26 at 8:33 am to braves21
Wallet. One phone call to my wife and everything would be fixed within hours. I’d have a new credit card (she has one in reserve) in an hour. I’d eventually have to go to the DMV, but I’m retired so I can choose and uncrowned venue and time.
Posted on 10/14/26 at 8:46 am to yellowfin
quote:
My phone is my wallet
this
I didn't realize people were still carrying wallets around
Posted on 10/14/26 at 8:51 am to braves21
Phone, since mine is a simple flip-phone I can replace for well under $100.
Replacing a license, insurance, debit/credit, membership cards, etc. would be a total PITA to deal with and take a lot more time and effort.
Replacing a license, insurance, debit/credit, membership cards, etc. would be a total PITA to deal with and take a lot more time and effort.
Posted on 10/14/26 at 8:53 am to braves21
A wallet is more of a hassle to replace (DL, credit cards, etc) but you’re not really out anything.
Lose a phone, and you’re looking at $1000.
Wallet gets my vote.
Lose a phone, and you’re looking at $1000.
Wallet gets my vote.
Posted on 10/14/26 at 8:55 am to Jebadeb
quote:
A phone is like $1000
What kind of phones have you been buying?
Posted on 10/14/26 at 8:58 am to Saintsisit
quote:
Yeah I have my License, Debit Card, and a single Credit Card in my wallet.
Losing a phone will cost way more, then I'm screwed temporarily on Fidelity and Webull while I take a few days to get a new one.
Plus my phone has my license and debit anyway
File me under wallet for sure.
This is my answer but I’ve also learned you can hit FB marketplace etc and get essentially a new solid phone in a couple hours for a couple hundred. Basically swapping trip to DMV for trip to AT&T.
This post was edited on 10/14/26 at 9:00 am
Posted on 10/14/26 at 9:16 am to go ta hell ole miss
quote:
Wallet. My phone can function as a wallet. My wallet cannot function as a phone.
You lose your wallet, you have to change all your card numbers, thus rendering your phone wallet unusable.
Posted on 10/14/26 at 10:07 am to CatfishJohn
quote:
You lose your wallet, you have to change all your card numbers, thus rendering your phone wallet unusable.
I never change numbers when I lose a card. I just monitor the accounts. I don’t keep a debit card in my wallet (would be personally responsible for unauthorized spending) and my CCs have protections if I did not authorize/make the purchase. I also always keep at least one backup license and have it digitized on my phone.
Posted on 10/14/26 at 10:10 am to braves21
Lost phone, I can get another one and restore most stuff from backup
Lost wallet, I have to deal with replacing license, credit cards etc..
Rather lose the phone
Lost wallet, I have to deal with replacing license, credit cards etc..
Rather lose the phone

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