Woman gets STD from boyfriend after car sex, Geico ordered to pay $5.2 million

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A Missouri woman was awarded a $5.2 million settlement against her ex-boyfriend's car insurance company after she claimed that she got a sexually transmitted disease from him after they had sex in his 2014 Hyundai Genesis.

On Tuesday, after five years of uncertainty, the Missouri Court of Appeals affirmed that GEICO General Insurance Company, must make the massive payout to the Jackson County woman, in this unprecedented case.

A three-judge panel found that the judgment entered against the insurance giant through earlier arbitration proceedings was valid, Yahoo News reported.

In May 2021, the arbitrator found that the man and woman had sex inside his vehicle that 'directly caused, or directly contributed to cause' the HPV infection.

The ex-boyfriend was found liable for not disclosing his infection status and the woman was awarded $5.2 million for damages and injuries to be paid by GEICO.

Los Angeles personal injury attorney Miguel Custodio, co-founder of Custodio and Dubey LLP, told DailyMail.com that the settlement was reasonable.

'If you think about it as an injury sustained while in that person's vehicle, then it totally falls within what an insurance company would be required to pay,' he said.

'Usually, injuries to passengers are the result of a collision, or slamming the door on one's fingers, that sort of thing. But while a lawsuit over contracting an STD from the insured driver may be the first of its kind, this award shows that it's not a stretch for someone to file against an insurance company for any actions occurring in a motor vehicle.'

'The lesson to be learned here is that people need to broaden the scope of what an injury is,' Custodio continued. 'Most people would not think that contracting this disease is an injury suffered in a vehicle — though it definitely is.'

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