re: Woman gets STD from boyfriend after car sex, Geico ordered to pay $5.2 million

Crawfish prices about to sky rocket.

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This is spilling hot McDonald's Coffee lawsuit territory.

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This is blowing that out of the water. Home owners insurance claims will be next in this line of claims.

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They effectively concluded any STD obtained in a car or home is subject to litigation with insurance companies even though they had no liability for such cases.

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First, it isn't a legal precedent just the determination of one arbitrator in binding arbitration. It is just a loophole every insurance company will close ASAP and limit the types of torts they are responsible for under their policy.

The arbitrator found the policyholder to have committed a tort due at least in part to his lack of disclosure. The plaintiff was able to show under the civil burden of proof she contracted it from the defendant in his car. The insurance contract, at least in the eyes of the arbitrator, was not found to exclude this type of tort. The insurance company may be on the hook for the entire amount including what is above their policy limits based on bad faith or other mechanisms. In some states, if an insurance company refuses a settlement offer within the policy limits they can then be on the hook for the full amount of a verdict or in this case the finding of an arbitrator.

Moral of the story if you are aware you have any form of dick rot disclose it to a would be partner or you may be civilly responsible for passing it on to someone.

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You don’t know the details of that case except it was “hot coffee”, do you? Ignorant

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It is amazing how many ppl have actually no understanding of how that McDonalds lawsuit turned out or the facts of the case.

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Usually, injuries to passengers are the result of a collision, or slamming the door on one's fingers, that sort of thing. But while a lawsuit over contracting an STD from the insured driver may be the first of its kind, this award shows that it's not a stretch for someone to file against an insurance company for any actions occurring in a motor vehicle.'

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lol what??

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It is amazing how many ppl have actually no understanding of how that McDonalds lawsuit turned out or the facts of the case.

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Imagine parroting the corporate propaganda of McDonald’s for all these years

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Imagine parroting the corporate propaganda of McDonald’s for all these years

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Be honest, how much do you actually know about the facts of the case?

And here I thought I was fully covered with a $1 million umbrella policy.

My thoughts as the insurance company’s attorney would be “1. Prove that you received the STD from this guy 2. And then prove that you got it from him in the car itself”

It’s unprovable! This is BS & GEICO has to hire a new legal team, no way this is legit, but in todays world, anything insane is possible

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I remember she was hospitalized for about a week and required skin grafting. She also required medical care for several years after. ...

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First, whether my post suggested it or the opposite I agree that this was not a frivolous action. It was for a long time the poster child for frivolous lawsuits and I have always been interested in how much people actually knew about the case no matter what side they were on. It generally boils down to the less they know about the case the more likely they are to be on McDonald's side or at least the frivolous side.