- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
re: Why are people allowed to not carry/cancel insurance? And why do police not confirm this?
Posted on 10/28/25 at 2:03 pm to Jack Bauers HnK
Posted on 10/28/25 at 2:03 pm to Jack Bauers HnK
quote:
In Louisiana there’s a process to have someone’s license suspended until they pay the damages they caused while uninsured. Perhaps there’s something similarly available to you in another state.
He ain't gonna have a license for a year anyway
1
Posted on 10/28/25 at 2:09 pm to kywildcatfanone
Same thing happened to me - except drunk driver ran over $600 mailbox. Driver lied about insurance and gave cops a bullshite policy number. The second I received tghe police report, I called the insurance company and he was not insured with them.
Posted on 10/28/25 at 2:30 pm to alphaandomega
quote:
Several of Tuscaloosas patrol cars have some kind of sensors\readers on the fenders that scan license plates. They need to put these on all the patrol cars and make the system check insurance in addition to the current outstanding warrants. Then arrest the driver and impound the car until insurance is paid and in these cases the purchase of insurance should be non-refundable.
This looks like the most plausible solution going forward, with emphasis on impounding vehicle.
Also,
** If officer doesn't check for insurance, then make them liable for damages.
** Minimal liability should be raised to $25k in all states.
Posted on 10/28/25 at 2:37 pm to kywildcatfanone
I mentioned this on here before but I was hit by a girl who failed to yield. She was messing with her radio and turned right into me, sending me straight into a telephone pole.
She didn't have insurance. Both vehicles were totaled, I had to go through my insurance. Nothing happened to her at all. She didn't get a ticket, etc. This was years ago, but it still bothers me when I hear about people who didn't have auto insurance, but was on the roll.
She didn't have insurance. Both vehicles were totaled, I had to go through my insurance. Nothing happened to her at all. She didn't get a ticket, etc. This was years ago, but it still bothers me when I hear about people who didn't have auto insurance, but was on the roll.
Posted on 10/28/25 at 3:27 pm to CatfishJohn
quote:
there’s a process
Every LEO stopped reading right there.
Posted on 10/28/25 at 3:32 pm to kywildcatfanone
quote:
Called my insurance and they said he likely got insurance to get the cards, then cancelled. Why is this allowed?
I once did something similar to play intramural football.
Posted on 10/28/25 at 3:42 pm to blackinthesaddle
quote:
Why does their insurance cover your property and why are they required by the government to have insurance that covers something outside their possession?
Please don't reproduce. You got a dumb gene that should not be passed on.
Posted on 10/28/25 at 3:44 pm to kywildcatfanone
quote:
company can do.
Maybe the laws should state, if you go to cancel insurance on a car, you have to show proof that you no longer have the car or show proof you got insurance elsewhere, and simply can't drop coverage on a car you still own.
frick that. Let's just make it 180 days in jail for driving without insurance without a license without registration.
Posted on 10/28/25 at 3:52 pm to SuperSaint
You shouldn't be a drug addict. Life ain't as hard as some of you motherfrickers make it.
Posted on 10/28/25 at 3:56 pm to The Torch
quote:
We all have to carry uninsured drivers coverage to cover our arses.
I don't know what state you live in but what you stated is a misconception for a lot of states. In Florida uninsured and underinsured insurance only covers personal injury. Not property. You may want to check with your insurance provider. You'll be surprised how many people think uninsured underinsured applies to property. If you have good medical coverage, don't pay for uninsured underinsured. Is pure profit for the insurance companies.
Posted on 10/28/25 at 3:58 pm to Bayou Warrior 64
Correct. Financing the monthly payments is added into the cost of the insurance. It's a good bet for the insurance company. My insurance company gives you about a 20% discount if you pay 6 month premium up front. I always do.
Posted on 10/28/25 at 4:02 pm to kywildcatfanone
There exist several ways to circumvent the requirement of having auto insurance.
Posted on 10/28/25 at 4:44 pm to SantaFe
Update:
Talked to the police officer who took the report, told him and he said he would call the insurance and confirm and if he doesn't have insurance he would pick up more charges.
So he called me back a bit later and told me that YES he does have active insurance, so we compared notes on the insurance information and he had left out a digit on the policy number on the official report.
So, I did call and start a claim, will see how this goes.
Talked to the police officer who took the report, told him and he said he would call the insurance and confirm and if he doesn't have insurance he would pick up more charges.
So he called me back a bit later and told me that YES he does have active insurance, so we compared notes on the insurance information and he had left out a digit on the policy number on the official report.
So, I did call and start a claim, will see how this goes.
Posted on 10/28/25 at 6:13 pm to Jack Bauers HnK
quote:
In Louisiana there’s a process to have someone’s license suspended until they pay the damages they caused while uninsured. Perhaps there’s something similarly available to you in another state.
No pay no play.
They can remove the license plate from his car.
Posted on 10/28/25 at 6:16 pm to kywildcatfanone
They can’t always confirm if you have insurance…
Posted on 10/28/25 at 6:17 pm to kywildcatfanone
quote:
at least hit him with additional charges.
Not really a charge per say…
Posted on 10/28/25 at 6:19 pm to blackinthesaddle
quote:
Why does their insurance cover your property and why are they required by the government to have insurance that covers something outside their possession?
Seriously??? This is quite possibly the dumbest shite I’ve read in a while
This post was edited on 10/28/25 at 6:32 pm
Posted on 10/30/25 at 9:32 am to alphaandomega
i mean, yeah, what else can they do but fine people? If there were no fines you could just go uninsured with zero consequences, dunno what you expect the state to do.
Aggressive enforcement with plate scanning is ripe for abuse, if the auto scan only alerted on uninsured vehicles I'd be fine with that but it would slowly open up to other things, then if you have any little thing on your record you're going to be targeted.
Aggressive enforcement with plate scanning is ripe for abuse, if the auto scan only alerted on uninsured vehicles I'd be fine with that but it would slowly open up to other things, then if you have any little thing on your record you're going to be targeted.
Posted on 10/30/25 at 9:55 am to kywildcatfanone
quote:
he likely got insurance to get the cards, then cancelled
Almost certainly, and they should be keel hauled for it.
Posted on 10/30/25 at 9:56 am to kywildcatfanone
Burn his house down
Page 3 of 4
Popular
Back to top
Follow TigerDroppings for LSU Football News