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re: Which OT baller parked this amazing vehicle in front of my house.

Posted on 11/29/25 at 6:12 pm to
Posted by KemoSabe65
70605
Member since Mar 2018
7078 posts
Posted on 11/29/25 at 6:12 pm to
Please explain us in insurance denial?
Know two peeps with Montana houses that have Mt plates on all of their autos.
Posted by greenbean
USAF Retired - 31 years
Member since Feb 2019
6394 posts
Posted on 11/29/25 at 6:16 pm to
quote:

It’s tax evasion. Ask W Snipes.


Cars not registered in the proper municipality is extremely common. If folks are getting arrested for that, rather than ticketed and fined, LE is far overreaching. I'm assuming there were other issues involved.
Posted by achenator
Member since Oct 2014
3304 posts
Posted on 11/29/25 at 6:22 pm to
quote:

There’s also insurance denial of coverage issues if you get in a wreck.

It’s a very stupid idea to do this with cars.


You think people with $30mm car collections haven't figured this part out?
Posted by UptownJoeBrown
Baton Rouge
Member since Jul 2024
10008 posts
Posted on 11/29/25 at 8:10 pm to
A car collection isn’t insured the same way.
Posted by N2cars
Member since Feb 2008
39658 posts
Posted on 11/29/25 at 8:11 pm to
Don't drive a '78 Lincoln?
Posted by UptownJoeBrown
Baton Rouge
Member since Jul 2024
10008 posts
Posted on 11/29/25 at 8:14 pm to
Providing a different address for your insurance than where the car is primarily garaged is considered insurance fraud. They will deny coverage if you get in a wreck and you’re at fault or if you need the UM.

The Texas plate people think they are getting over on the system but they are really fricking themselves. They use a Texas address to get Texas plates (friend, relative, whatever) and then get cheaper Texas insurance relative to Louisiana. Well when they get in a wreck, the Texas insurance company asks: Why is this car registered in Texas with this Texas address being driven by this person who lives and works in BR? Boom. Coverage denied. You just paid for insurance that’s useless.

The insurance companies have investigation units. They didn’t get rich by being stupid.

The people you know (who I assume live and work not in Montana) are running the same risk of denial in coverage with their vehicles they use in Louisiana.
This post was edited on 11/29/25 at 8:25 pm
Posted by OceanMan
Member since Mar 2010
23221 posts
Posted on 11/29/25 at 8:52 pm to
quote:

That doesn't look like Chevy chase neighborhood


More like Cornelius Crane neighborhood
Posted by N2cars
Member since Feb 2008
39658 posts
Posted on 11/29/25 at 8:58 pm to
Exactly this.

SF owns Hagerty now.

Pay the premiums, they don't GAF.
Posted by X123F45
Member since Apr 2015
29831 posts
Posted on 11/29/25 at 10:19 pm to
quote:

technically illegal


Where it gets real fun is last I read the statute your home address just had to be on the registration.

Some states...allow you to put an out of state address on a registration.

Explaining that to a carencro cop was 30 minutes of my life I'll never get back.
Posted by X123F45
Member since Apr 2015
29831 posts
Posted on 11/29/25 at 10:21 pm to
quote:

The people you know (who I assume live and work not in Montana) are running the same risk of denial in coverage with their vehicles they use in Louisiana.


Odd, progressive paid two claims for a vehicle plated in another state for me. And liberty mutual did as well when one of their shitbirds tboned me.
Posted by SippyCup
Gulf Coast
Member since Sep 2008
7005 posts
Posted on 11/30/25 at 6:19 am to
quote:

It’s technically illegal but only if you get stopped.


It’s not illegal if you own property in MT, but most people just set up an LLC in MT and register it under said LLC, which is illegal in most states.
Posted by SippyCup
Gulf Coast
Member since Sep 2008
7005 posts
Posted on 11/30/25 at 6:20 am to
Cullinans are ugly on the outside but beautiful on the inside.
Posted by chew4219
Member since Sep 2009
3208 posts
Posted on 11/30/25 at 6:22 am to
YouTube idiot Whistling Diesel just got arrested for this.
Posted by ATrillionaire
Houston
Member since Sep 2008
3302 posts
Posted on 11/30/25 at 6:23 am to
quote:

ETA; and those things depreciate like a mofo, if that's a 2025, somewhere in the next 2-3 years you could buy it for somewhere in the Ford Explorer/Expedition range

Proof that people just say anything.
Posted by Pvt Hudson
Member since Jan 2013
4935 posts
Posted on 11/30/25 at 6:30 am to
Front view -

Posted by HoustonGumbeauxGuy
Member since Jul 2011
33528 posts
Posted on 11/30/25 at 7:45 am to
quote:

Montana plates


Common with $$$ cars
This post was edited on 11/30/25 at 7:46 am
Posted by Napoleon
Kenna
Member since Dec 2007
74287 posts
Posted on 11/30/25 at 8:40 am to
Doug Demuro pointed out that the Montana thing has been getting cracked down on in other states by Flock cameras. BUt also mentioned that Louisiana is one state that allowed it after a court ruling in favor of the montana llc. But many red states are using FLOCK to see if out of state cars are being used often in other states.
Posted by 777Tiger
Member since Mar 2011
92299 posts
Posted on 11/30/25 at 8:59 am to
quote:

Proof that people just say anything.


used vehicle prices are retaining "value" more than in the past, mainly because availability and high initial purchase.price but historically what I previously posted is generally the case
Posted by UptownJoeBrown
Baton Rouge
Member since Jul 2024
10008 posts
Posted on 11/30/25 at 9:18 am to
quote:

Odd, progressive paid two claims for a vehicle plated in another state for me. And liberty mutual did as well when one of their shitbirds tboned me.


Depends how long ago and circumstances. But they do for a fact look at it more closely nowadays to try and deny coverage.
Posted by PsychTiger
Member since Jul 2004
109287 posts
Posted on 11/30/25 at 11:12 am to
quote:

Beth and Rip

?


They’re your ride to the train station.
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