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re: What in the hell is wrong with medical billing?

Posted on 12/27/23 at 7:23 am to
Posted by LSUfan4444
Member since Mar 2004
53844 posts
Posted on 12/27/23 at 7:23 am to
quote:

. If you have a perfect storm where the customer has no idea what they need and no one knows what anything costs it is a ready made situation rife for fraudulent activity.


The fee for service payment system is one of the biggest fraudulent payment systems in the entire country.
Posted by AwgustaDawg
CSRA
Member since Jan 2023
7113 posts
Posted on 12/27/23 at 7:24 am to
quote:

You need to get your paperwork together with collection notice & report Dr for Medicare fraud



I would have to do so for every single provider we see and everyone my Dad sees which is a bunch. Who has the time? It is hard enough to keep from being overbilled. I seriously doubt, by the way, that their activity is unknown to who ever I would report it to...and if it is as common and widespread as it is that agency or person is probably as corrupt or worse than the providers. It is every single one we have ever had, it is not isolated its every single doctors visit, regardless of where, when or who....
Posted by AwgustaDawg
CSRA
Member since Jan 2023
7113 posts
Posted on 12/27/23 at 7:28 am to
quote:

quote:
. If you have a perfect storm where the customer has no idea what they need and no one knows what anything costs it is a ready made situation rife for fraudulent activity.


The fee for service payment system is one of the biggest fraudulent payment systems in the entire country.


Even giving the health care industry the benefit of the doubt the room for era alone would create far to many opportunities for good intentioned mistakes to be made...because no one has any idea what is being done and what anything costs. Most people do not have any idea what their insurance costs them...they know what is withheld from their salary but what their employer is paying on their behalf (which is part of their salary also) they have no idea...many do not even know there is anything more being paid. If you sold gasoline in the same manner it would cost $12 a gallon....
Posted by Damone
FoCo
Member since Aug 2016
32877 posts
Posted on 12/27/23 at 7:39 am to
It’s all a scam. Hospitals, doctors, insurance companies - all they care about is milking as many people for as much money as possible.
Posted by AwgustaDawg
CSRA
Member since Jan 2023
7113 posts
Posted on 12/27/23 at 7:39 am to
This is anecdotal of course but in November my wife had surgery that had been planned for nearly 10 months. Our insurance company told us 10 months ago that the procedure would cost us about $300 out of pocket. Provider agreed 10 months ago, in writing, because we had the good sense to ask about it. Fast forward to November the provider calls to confirm the pre-op appointment and in passing mentions that there will be $6500 due at the time of the pre-op appointment in order for the procedure to be carried out the next day. When she produced the written acknowledgement of it costing us $300 from the provider with his signature on it they said that was a mistake and the $6500 was what we would owe prior to the surgery or the surgery would not be done. Contacted insurance company and they again said it was $300. Got them on a conference call and the provider and the insurance company all agreed, $300. 30 minutes pass and the providers office calls and reminds her that she will need to pay $6500 prior to the surgery being performed. When the conference call was mentioned the provider said that was a mistake and without the $6500 payment the surgery would not be performed. This went on 4 times over the course of about 12 hours. Finally got it in writing again from the provider and the insurance company that we needed to pay the provider $300 out of pocket for the procedure. Go to the hospital the next day and the provider starts calling me...asking me how I wanted to pay the $6500. I told them I did not want to pay it. They said the surgery would be cancelled...with the surgeon in the pre-op room with us. I asked him about it, he gets on the phone with them and says its a mistake and it was worked out yesterday. They agree. Surgery starts and they call back....again asking about the $6500. Told them the surgery was in progress and if they wanted that $6500 they better call the surgeon and tell him to close her up 'cause they ain't getting no $6500. This was last month. I fully expect to get a bill from a collections agency from this provider and will have all of the written correspondence ready for them when we do. I would not be shocked if we did not wind up paying at least part of that $6500 because collections agencies have no regulation in Georgia, they can do anything they damn well please and use the power of the state as their muscle.
Posted by Bayou
CenLA
Member since Feb 2005
36847 posts
Posted on 12/27/23 at 8:09 am to
Nothing is simple about reading precisely what you are paying for either. Codes and jibberish that make no sense to most of the world.
Posted by WPBTiger
Parts Unknown
Member since Nov 2011
31092 posts
Posted on 12/27/23 at 8:50 am to
quote:

Print a current EOB off your carrier site account or call to have one sent. Reconcile as you go.




This is what I do and do not pay any bills until I reconcile them. Errors are usually billing company wanting money when they are not owed any or a less amount.
Posted by Napoleon
Kenna
Member since Dec 2007
69110 posts
Posted on 12/27/23 at 9:00 am to
I had a $30,000 hospital bill when I didn't have insurance. They changed it to $9000 which I put on a credit card.
They were able to cash discount that much. Medical billing is a scam.

Also I was once charged $400 by a doctor who only came in and shook my hand. He wasn't even my doctor.
He tried to charge me for a consult but I fought that charge.
Got to be diligent with billing.
Now I have good insurance ($3500 maximum out of pocket) I plan on going to the hospital next week for a few days. Much easier knowing it won't cost more than $3500.

Posted by Clark W Griswold
THE USA
Member since Sep 2012
10512 posts
Posted on 12/27/23 at 9:16 am to
I quit going to a doctor over it. My wife and I both went for an annual check up in the same week. $0 with insurance. Hers goes fine. I got a bill for $50 roughly for blood work. After many conversations with the billing people and insurance, my insurance company is the one who said the billers are idiots. They coded it wrong and didn’t understand why. So my insurance told me what code needed to be used so I could have them fix it.

Next year it was the same mess so I stopped going there. That and they test for Covid anytime you enter the building now.
Posted by HoustonGumbeauxGuy
Member since Jul 2011
29572 posts
Posted on 12/27/23 at 9:18 am to
My son sees a psychiatrist once a month and every quarter he hast to do a piss test, they bill the insurance $10,000 just to see if they would get paid and they have no problem admitting it

Posted by Hopeful Doc
Member since Sep 2010
14965 posts
Posted on 12/27/23 at 9:28 am to
A lot.


A fair amount is a response to legislation and regulation with a small combination of antiquated practices that haven’t changed because they haven’t.





I’d love an overhaul.
Posted by el Gaucho
He/They
Member since Dec 2010
53019 posts
Posted on 12/27/23 at 9:35 am to
Y’all wouldn’t need to go to the doctor if y’all laid off the carbs and lifted weights
Posted by YumYum Sauce
Arkansas
Member since Nov 2010
8316 posts
Posted on 12/27/23 at 10:52 am to
quote:

Now I have good insurance ($3500 maximum out of pocket) I plan on going to the hospital next week for a few days. Much easier knowing it won't cost more than $3500.



Most have a coinsurance pay AFTER deductible is met as well. Make sure you don't.
Posted by High C
viewing the fall....
Member since Nov 2012
53841 posts
Posted on 12/27/23 at 10:56 am to
quote:

I have to keep records and notes on all the bills I get.


This is my problem. I’m not an employee of my health insurance company. I already pay them far too much, anyway. Do your fricking job.
Posted by Areddishfish
The Wild West
Member since Oct 2015
6283 posts
Posted on 12/27/23 at 10:57 am to
MD Anderson was/is by far the easiest place to deal with. If your insurance is in network with them, every test, doctor, etc. you see and do is also in network.

You don't have to worry about all the ER docs being out of network or random radiologists, pathologists reading your results to be out of network.

For a system that size it is quite incredible.
Posted by NewOrleansBlend
Member since Mar 2008
1013 posts
Posted on 12/27/23 at 11:18 am to
quote:

AwgustaDawg


Who are you calling the provider in this story? You mention the doctor, who is considered the provider, agreed to $300 twice.
Posted by AwgustaDawg
CSRA
Member since Jan 2023
7113 posts
Posted on 12/27/23 at 11:57 am to
quote:

Who are you calling the provider in this story? You mention the doctor, who is considered the provider, agreed to $300 twice


Yes, the provider. The medical group that he belongs to. The surgeon himself also agreed to it but the group continued to ask about it even after he started slicing and dicing.
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37116 posts
Posted on 12/27/23 at 12:04 pm to
A lot of times, our docs / hospital have just stopped collecting a co-pay at time of service. They just file the claim and later send us a bill for the co-pay.
Posted by Norbert
Member since Oct 2018
3168 posts
Posted on 12/27/23 at 12:06 pm to
Medical billing is complicated on purpose so that insurance companies can deny payments
Posted by Saskwatch
Member since Feb 2016
16577 posts
Posted on 12/27/23 at 12:08 pm to
Medical billing practices are fukn criminal.

Medical/Healthcare/Pharma is preying on society.
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