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Started By
Message
re: The war on cash. Noticing more and more places refusing to take cash.
Posted on 5/31/22 at 7:33 am to baldona
Posted on 5/31/22 at 7:33 am to baldona
Had that issue buying a car. Over $5k and I'm not doing cash. The risk is just too great.
A teller drafted check is as good as cash. It's basically the bank saying we guarantee this amount.
A teller drafted check is as good as cash. It's basically the bank saying we guarantee this amount.
0
Posted on 5/31/22 at 8:12 am to tigerinthebueche
quote:
then having to hand them a card, wait for them to run it, enter a PIN or sign a receipt
Now you just tap it to a machine… I think some people now can just scan items on their phones
Posted on 5/31/22 at 8:12 am to Ponchy Tiger
quote:
Fine print or not they shouldn't have given you service without payment up front if they want to operate like that.
Agreed. We made the reservation online and nowhere did it say payment by cc only.
Posted on 5/31/22 at 8:15 am to Homesick Tiger
quote:
You walk in with a credit card and buy that $85 item and two or three more items you didn't intend to buy when you walked in. At the checkout counter you end up spending a $143.30. And people wonder why it's hard to pay off their cc bill. I use to be a prime example of this but about 25 years ago I wised up.
Are you implying that your lack of impulse control can only be contained by being forced to have a certain amount of cash on you when you walk into establishments?
I think you have bigger problems.
Posted on 5/31/22 at 8:19 am to Homesick Tiger
quote:this is some dumb shite
Here's the thing about credit cards. You walk into Home Depot with a hundred bucks in your pocket to buy something you found for $85 in an ad somewhere. You buy it and leave. You walk in with a credit card and buy that $85 item and two or three more items you didn't intend to buy when you walked in. At the checkout counter you end up spending a $143.30. And people wonder why it's hard to pay off their cc bill. I use to be a prime example of this but about 25 years ago I wised up.
Posted on 5/31/22 at 8:22 am to GreatLakesTiger24
quote:
this is some dumb shite
If you have limited finances, no it's not.
Posted on 5/31/22 at 8:24 am to Napoleon
This post isn’t going to make your Bitcoin go up ??
Posted on 5/31/22 at 8:29 am to Odysseus32
quote:
Are you implying that your lack of impulse control can only be contained by being forced to have a certain amount of cash on you when you walk into establishments?
So you're telling me you've never gone into a store to buy just one thing and end up spending more than you planned on?
Posted on 5/31/22 at 8:31 am to Napoleon
I'm only 32 and I remember the days when I used to always remember to bring cash. I even keep an emergency 100 in my wallet tucked away.
Went to a Nashville Sounds game and a Vandy baseball game recently and both were cashless. They wouldn't take cash. Even parking now is all cashless for the most part. You just park, scan the QR code, and pay via phone.
Went to a Nashville Sounds game and a Vandy baseball game recently and both were cashless. They wouldn't take cash. Even parking now is all cashless for the most part. You just park, scan the QR code, and pay via phone.
Posted on 5/31/22 at 8:36 am to Homesick Tiger
quote:
So you're telling me you've never gone into a store to buy just one thing and end up spending more than you planned on?
That's not at all what I'm telling you. Of course I have. But I don't blame it on the fact that I have access to more funds than necessary. I blame it on the fact that I made a regretful decision to buy more things.
I'm a fully grown person. I don't need to limit my access to the funds I carry because I can't trust myself. And I'm not going to get upset at an establishment because now my control method has been rendered obsolete.
Posted on 5/31/22 at 8:39 am to fr33manator
quote:And when it does (and it will at some point) it will be the terrorists fault, or whichever bogeyman there happens to be at the time.
Online assets can vanish like a fart in the wind.
Posted on 5/31/22 at 8:43 am to Homesick Tiger
quote:
Well that's on the hands of the employer for hiring shitty people.
The money is still gone even if you fire them.
quote:
walk into Home Depot with a hundred bucks in your pocket to buy something you found for $85 in an ad somewhere. You buy it and leave. You walk in with a credit card and buy that $85 item and two or three more items you didn't intend to buy when you walked in. At the checkout counter you end up spending a $143.30. And people wonder why it's hard to pay off their cc bill. I use to be a prime example of this but about 25 years ago I wised up.
Well that's on the hands of you being a retard
Posted on 5/31/22 at 8:54 am to Odysseus32
quote:
I'm a fully grown person. I don't need to limit my access to the funds I carry because I can't trust myself.
So am I. I carry cash not because I don't trust myself per say but it helps me to cut down on my spending of things I realize I don't necessarily need.
quote:
And I'm not going to get upset at an establishment because now my control method has been rendered obsolete.
Well I am because I am not comfortable about using a credit card with the use of a computer that can be hacked possibly causing a lot of headaches. I have two friends who went thru hell after they got hacked. So far to date no one has ever hacked my pockets where I carry my cash.
Posted on 5/31/22 at 8:56 am to Homesick Tiger
quote:
Well I am because I am not comfortable about using a credit card with the use of a computer that can be hacked possibly causing a lot of headaches
So you'd rather carry cash that if it gets taken there's a 0% chance you get it back?
Just admit that your like a woman or child and can't control your impulses.
Posted on 5/31/22 at 9:00 am to Napoleon
One credit card gets hacked and you can't be self sufficient? Sounds like you need to re-evaluate a few things.
Posted on 5/31/22 at 9:03 am to WigSplitta22
Wrong. Businesses have to pay for the bank to handle their cash. Deposit slips/bags are free to individuals but not for commercial. One Employee gets robbed or injured delivering a cash deposit could cost a company 1000’s of dollars.
A lot of people with zero knowledge of the retail world in this thread.
A lot of people with zero knowledge of the retail world in this thread.
Posted on 5/31/22 at 9:05 am to Cosmo
quote:and waitstaff.
Thank god for casinos and drug dealers Will be the last bastion of cash
Posted on 5/31/22 at 9:06 am to Homesick Tiger
quote:Money in the bank, nice chunk of cash in my safe in case something happens. I'll be okay for a while.
I carry cash not because I don't trust myself per say but it helps me to cut down on my spending of things I realize I don't necessarily need.
Posted on 5/31/22 at 9:07 am to Mingo Was His NameO
quote:
So you'd rather carry cash that if it gets taken there's a 0% chance you get it back?
That's a big if.I'm 70 years-old and have never had a penny taken in my life. My wife otoh, had her purse, along with her credit cards in it, stolen that the thieves within two hours had spent over $400 in charges. She had about fifty cash she didn't get back but all the bs about getting new cards and phone calls involved - well it just isn't worth it to me. I use cc for big ticket items only. Anything under a grand, it's cash for me.
Posted on 5/31/22 at 9:07 am to Homesick Tiger
quote:
Anything under a grand, it's cash for me.
No its not, because they won't take it.
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