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2
Posted on 6/6/26 at 12:59 pm to Bow08tie
I’m working on my second million in retirement accts
Posted on 6/6/26 at 1:02 pm to PSS101
Good spot to be in isn’t it. Brings further meaning to breathe easier. Hope you achieve that next two.
Posted on 6/6/26 at 1:04 pm to PSS101
quote:
I’m working on my second million in retirement accts
My company just started offering Roth 401k and I’ve been thinking of switching my contribution to Roth 401k vs trad.
Posted on 6/6/26 at 1:06 pm to RLDSC FAN
Recently?
A mere millionaire is OT poor.
A mere millionaire is OT poor.
Posted on 6/6/26 at 1:08 pm to Rize
Do it
Posted on 6/6/26 at 2:30 pm to RLDSC FAN
Getting real close 
Posted on 6/6/26 at 2:36 pm to Bestbank Tiger
quote:
Recently?
A mere millionaire is OT poor.
only thing that matters is having more money than you can possibly spend* before you are 100
*doing what you like to do
Posted on 6/6/26 at 2:54 pm to WarBoudin
quote:
Well if we’re being honest, unrealized capital gains really should be taxed. Better for the market overall since it would force selling and eliminate concentration of wealth.
Who is going to buy them?
Skin that cat differently. Incentivize ownership of cash generating assets earlier and consistently reinvesting in working adulthood. Wealth build and financial control for all.
Envy is weak. Build strong foundation. No envy needed.
Posted on 6/6/26 at 3:08 pm to RLDSC FAN
Should be there next year.
Posted on 6/6/26 at 3:22 pm to RLDSC FAN
34 here, financial planner seems to think we’re millionaires, told us at our last meeting. Don’t have a mil in the bank though.
Posted on 6/6/26 at 3:24 pm to HailToTheChiz
quote:
We will be witnessing the greatest transfer of wealth in about 20 years. Government will likely tax inheritance tremendously and tap retirement accounts before then
And that’s why I’m going to recharacterize as much $$$ as I can into Roth before I hit RMD age, and I’m going to blow through as much as I can before my expiration date.
Posted on 6/6/26 at 3:27 pm to RLDSC FAN
quote:
The U.S. is minting more millionaires than ever
Save us, AOC!
Posted on 6/6/26 at 6:37 pm to RLDSC FAN
So what classifies you as a millionaire. Net assets owned worth over a million? Yearly income at $1m?
If the 1st one, that’s not had to do if you own your house. The median house price in the US is $400k give or take. And if you have $600k in 401k you would be a millionaire……
If the 1st one, that’s not had to do if you own your house. The median house price in the US is $400k give or take. And if you have $600k in 401k you would be a millionaire……
Posted on 6/6/26 at 7:12 pm to Rize
quote:
My company just started offering Roth 401k and I’ve been thinking of switching my contribution to Roth 401k vs trad.
As soon as mine did, I switched all to Roth contributions. The match can't be Roth, but still.
Posted on 6/6/26 at 7:17 pm to RLDSC FAN
I am currently a millionaire and have zero debt…. but I don’t own a home. I’ll probably buy something soon so that’ll change. I am 40. Plan on continuing to invest about $50k a year for the next 20 years.
Posted on 6/6/26 at 7:19 pm to RLDSC FAN
I did just this last year if it is investments only and not net worth.
Posted on 6/7/26 at 8:52 am to Bow08tie
quote:
Rooting for you gbean to achieve two and more.
Thank you! Life's been good for me. I way overshot my potential. My fate should have been working a low wage job in small town MS. Trying to escape a crazy GF lead me to joining the AF and that set me on a different path.
Posted on 6/7/26 at 9:56 am to RLDSC FAN
Inflation works miracles for "millionaire" status!
Posted on 6/7/26 at 10:04 am to danilo
quote:
I am currently a millionaire and have zero debt…. but I don’t own a home.
Liquid wealth (option value) > Net Worth
If you have would-be equity invested in say money market (interest rates on rise) or fixed income (short / intermediate term b/c interest rates on rise)…you are effectively “building equity” but the liquid kind. Not bad option for some.
Home ownership is not the only way. I have a home that we own, and I lease in other place(s) for adventure. Living both sides.
This post was edited on 6/7/26 at 10:05 am
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