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Posted on 2/7/26 at 11:19 am to CaptainsWafer
quote:
Spent all my money on cat food and putting in my lean to.
Posted on 2/7/26 at 11:42 am to RLDSC FAN
Maybe Midsommar was on to something 
Posted on 2/7/26 at 11:44 am to AllDayEveryDay
What we need are 20 million more people without savings to flood our social services
Posted on 2/7/26 at 11:58 am to Loup
quote:
I plan on working until I can't anymore
Many of my retired golf buddies are like this. Mostly though they are just trying to avoid excess time with the wife.
"I worked hard all of my life. Can I just take it easy now and relax on the couch?"
"No."
Posted on 2/7/26 at 12:01 pm to Hoyt
quote:
I’m mid 30’s and currently have $180k in 401k and $20k in Roth IRA. Hoping for solid returns over the next 25 years.
Put it all in growth/tech. SMH ETF is good one. If you had put $10k in it 10 years ago you'd have $180k today.
Posted on 2/7/26 at 12:06 pm to Xignals
Congress is not the solution. They are the problem. They raided the SS fund and failed to replenish the money, much less the interest. They also add more people being paid who never paid in while raising the age for those who did.
Recognize the enemy when you see him...
Recognize the enemy when you see him...
Posted on 2/7/26 at 12:16 pm to RLDSC FAN
81k
Posted on 2/7/26 at 12:21 pm to nealnan8
They’ve said this since
The 80’s.
SS is not going anywhere
The 80’s.
SS is not going anywhere
Posted on 2/7/26 at 12:32 pm to RLDSC FAN
Suckers!!!
I have $956!
I have $956!
Posted on 2/7/26 at 12:33 pm to RLDSC FAN
I’m not sharing the exact number in my savings, but a monthly stipend from it could sustain me for a year or more.
Posted on 2/7/26 at 12:37 pm to RLDSC FAN
quote:
The typical U.S. worker has $955 saved for retirement, report finds
Good to know that I have twice the average in my retirement savings.
Posted on 2/7/26 at 12:38 pm to Dadren
quote:
Not saying we don’t have a retirement issue, but that $955 number includes almost all adult employees whether they are saving or not. And the $40K median is still all ages. I think I read somewhere that the median for people over 50 is $200K. Again, not saying there’s nothing to worry about but I can see how these numbers could mislead people.
How can you have worked for a single year and not saved up $1,000 for retirement? I get that not everyone has 401K with their company or company matches but when I first started working I had that much saved up EASILY within the first few months of working
Posted on 2/7/26 at 12:42 pm to Hoyt
quote:
I’m mid 30’s and currently have $180k in 401k and $20k in Roth IRA. Hoping for solid returns over the next 25 years.
Good on you for getting here. I wonder what the OT’s and Money Board’s thoughts are on this amount you’ve saved up and where someone in their late 30’s needs to be
Posted on 2/7/26 at 12:46 pm to RLDSC FAN
Does this include those who are set to receive huge inheritances once their parents pass away?
Posted on 2/7/26 at 1:01 pm to RT1980
quote:
I have $675k in retirement and hold about $70k in Money Market funds as checking/savings at 34. People blow their wad too early in life and since they know they'll never retire they just stay on the hamster wheel of buying shite they don't need
Easy for you to say when you probably live in an area with a low COL and have a job that pays six-figures.
Not all jobs are equal, and not everyone can control where they live.
This post was edited on 2/7/26 at 1:02 pm
Posted on 2/7/26 at 1:05 pm to JasonDBlaha
quote:
Not all jobs are equal,
Agree
quote:
and not everyone can control where they live.
Yeah, actually, you can.
Posted on 2/7/26 at 1:06 pm to RT1980
quote:
I have $675k in retirement and hold about $70k in Money Market funds as checking/savings at 34.
This is damn impressive at 34, assuming it’s not bullshite.
Posted on 2/7/26 at 1:15 pm to xBirdx
quote:
They’ve said this since
The 80’s.
SS is not going anywhere
Yes they have, but now 2033 is only 7 years away.
Posted on 2/7/26 at 2:49 pm to RummelTiger
The other day my wife told me she that a coworker and her were talking about retirement and the coworker said her parents were getting to retire and they only had about $50,000 in savings. We were both like, whew that's not very much, but I guess they are way above average!
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