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Started By
Message
1
Posted on 6/8/18 at 12:06 pm to Phat Phil
quote:
frick this horrendously expensive system, and ignorant people defending it.
I agree. Insurance market should be less regulated.
Posted on 6/8/18 at 12:06 pm to NIH
Me.
$100/month (sharing ministry).
$100/month (sharing ministry).
Posted on 6/8/18 at 12:07 pm to slackster
quote:
This is one of those threads where people don't consider their employer's responsibility for their coverage.
Well, he originally asked how much I'm paying, not how much it costs.
Posted on 6/8/18 at 12:07 pm to Tyga Woods
quote:
BCBS family of 5. $1185. I pay all of it.
Have you shopped around?
Posted on 6/8/18 at 12:08 pm to slackster
quote:
This is one of those threads where people don't consider their employer's responsibility for their coverage
I'm well aware of my company's contribution to my health insurance policy. It's included every year when we choose our benefits. But I answered how much I pay, which was the question.
Posted on 6/8/18 at 12:09 pm to Tyga Woods
1 adult and 4 children BCBS 119.38 per month
Posted on 6/8/18 at 12:09 pm to Bestbank Tiger
quote:
$100/month (sharing ministry).
Medishare?
Can you elaborate on how long you have had it and how well it has worked?
Posted on 6/8/18 at 12:10 pm to Tyga Woods
Me and my son $400.00 a month, Company pays 2/3 and I pay 1/3.
Plan doesn't pay shite until you hit $2,500 out of pocket so we rarely use it.
Helps with Rx though
Plan doesn't pay shite until you hit $2,500 out of pocket so we rarely use it.
Helps with Rx though
Posted on 6/8/18 at 12:11 pm to Tyga Woods
I'm retired and for the wife and I, it was $650 a month, then I reached 65 and went on Medicare.
I now pay $175 a month for the wife with my former insurer and $143 a month for me with Medicare, so I'm saving a good bit of money in the long run.
I now pay $175 a month for the wife with my former insurer and $143 a month for me with Medicare, so I'm saving a good bit of money in the long run.
Posted on 6/8/18 at 12:12 pm to kywildcatfanone
quote:
Medishare?
Can you elaborate on how long you have had it and how well it has worked?
Christian Healthcare Ministries. Haven't had to use it but never had to use the traditional insurance I had before HHS took it away, so there's no point of comparison.
Posted on 6/8/18 at 12:12 pm to fallguy_1978
quote:
I posted $446 per month but I'm well aware of the full cost. My employer actually includes it on my pay stub. The full cost of ours is $1380 per month.
I'm pretty sure they're required to post it on the stub as fringe benefits or something like that.
Posted on 6/8/18 at 12:13 pm to Tyga Woods
4. $350. lowest tier possible because we're super healthy.
we bit it this year when my wife had foot surgery and had 10k out of pocket from $120k total bill.
but i've saved $700 a month for 5 years by not going cadillac. 700*12*5= 52k+
we bit it this year when my wife had foot surgery and had 10k out of pocket from $120k total bill.
but i've saved $700 a month for 5 years by not going cadillac. 700*12*5= 52k+
Posted on 6/8/18 at 12:13 pm to Tyga Woods
$619/MO for whole family, regardless of # of dependents.
Employer covers $978/MO.
I get $2,000/year put into an HRA and HRA usage counts against $3,000 deductible.
For a category of providers, insurance covers 100% after HRA is exhausted.
Edit: Also, insurance premiums are tax sheltered, so taxable wages are lower.
Employer covers $978/MO.
I get $2,000/year put into an HRA and HRA usage counts against $3,000 deductible.
For a category of providers, insurance covers 100% after HRA is exhausted.
Edit: Also, insurance premiums are tax sheltered, so taxable wages are lower.
This post was edited on 6/8/18 at 12:21 pm
Posted on 6/8/18 at 12:14 pm to Tyga Woods
2 of us and I think it’s around $180 per month for health, dental, and vision. My company also gives us about $1000 per year in our HSA.
Employer covers a large percentage, but I don’t recall what it is.
Employer covers a large percentage, but I don’t recall what it is.
This post was edited on 6/8/18 at 12:15 pm
Posted on 6/8/18 at 12:15 pm to Tyga Woods
Peoples ignorance about healthcare cost is amazing to me. If your employer is paying $1000 toward your family insurance policy and your share is $200, YOUR cost is $1200. It's part of your compensation. If their portion were not so high, they could be paying you more salary!
Posted on 6/8/18 at 12:15 pm to LSUBoo
quote:
Well, he originally asked how much I'm paying, not how much it costs.
I know, but the OP was $1k+ a month, so I figured he was paying for all of it. It's pretty useless to make a comparison of all these numbers when they're affected by employer subsidization. The total cost of your plan per month is much more relevant, and you're paying for it one way or another.
Posted on 6/8/18 at 12:17 pm to Tyga Woods
My wife and I work for the same employer and they don’t offer coverage for a spouse if their company offers group insurance so we’re separate.
We each pay a month:
Medical: $67
Dental: $19
Vision: $6.98
$30 copay, $500 deductible.
We each pay a month:
Medical: $67
Dental: $19
Vision: $6.98
$30 copay, $500 deductible.
Posted on 6/8/18 at 12:18 pm to Tyga Woods
3 of us. 1350.00 and employee pays 100%.
No deductible and 20.00 copays.
No deductible and 20.00 copays.
This post was edited on 6/8/18 at 12:19 pm
Posted on 6/8/18 at 12:18 pm to Smalls
quote:
Have you shopped around?
Not, getting ready to though. Rates going up around $30/Mo with no claims the prior 12 months
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