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re: Tell me your family size and how much you’re paying for health insurance
Posted on 6/8/18 at 12:18 pm to 3nOut
Posted on 6/8/18 at 12:18 pm to 3nOut
quote:
we bit it this year when my wife had foot surgery and had 10k out of pocket from $120k total bill. but i've saved $700 a month for 5 years by not going cadillac. 700*12*5= 52k+
I used to work at a place with a PPO and an Consumer Care plan. As far as I could tell, there was no potential medical bill where the PPO would have been a better choice once you factored in the premium savings for a full year of the cheapest plan.
1
Posted on 6/8/18 at 12:19 pm to slackster
quote:
I'm pretty sure they're required to post it on the stub as fringe benefits or something like that.
Mine isn’t on my stub. I can look up a total compensation report though that shows employer share of the insurance.
Posted on 6/8/18 at 12:20 pm to slackster
quote:
The total cost of your plan per month is much more relevant, and you're paying for it one way or another.
Esplicame por favor.
Posted on 6/8/18 at 12:24 pm to Tyga Woods
$62 every other week. Includes hdhp, dental, AD/D, and life insurance
Family of 3.
Company pays an additional $500 every other week.
Thank you gubment.
Family of 3.
Company pays an additional $500 every other week.
Thank you gubment.
This post was edited on 6/8/18 at 12:26 pm
Posted on 6/8/18 at 12:26 pm to slackster
quote:
As far as I could tell, there was no potential medical bill where the PPO would have been a better choice once you factored in the premium savings for a full year of the cheapest plan.
yeah. that was our thought at the beginning when we had to go to the marketplace for the first time. this is the first medical bill other than a copays since we made the change to this plan.
no regerts.
Posted on 6/8/18 at 12:31 pm to Tyga Woods
Retired, wife and my insurance are paid up till I reach 65.
Posted on 6/8/18 at 12:32 pm to Tyga Woods
2 adults, 2 kids $440 a month is what I pay. Not sure what the employer pays for me
Self-funded plan by my work with Blue Cross as the TPA
Self-funded plan by my work with Blue Cross as the TPA
This post was edited on 6/8/18 at 12:33 pm
Posted on 6/8/18 at 12:39 pm to Tyga Woods
quote:
Tell me your family size
quote:
how much you’re paying for health insurance
Who are you, Mark Zuckdnaowernpaoinasderg?
quote:
Do it
Oh, I see. You're the government.
Posted on 6/8/18 at 12:45 pm to Tyga Woods
BCBS
$649.06 per month- 2 adults/2 children
$649.06 per month- 2 adults/2 children
Posted on 6/8/18 at 12:47 pm to TH03
quote:
Mine isn’t on my stub. I can look up a total compensation report though that shows employer share of the insurance.
I think it has to be on your W-2 then.
Posted on 6/8/18 at 12:49 pm to TH03
quote:
Esplicame por favor.
The total cost of your plan is a cost to your employer. If that cost was lower, one would assume there would be more room for profits and higher wages for employees. It's not much different than higher taxes or energy costs.
Posted on 6/8/18 at 12:50 pm to Tyga Woods
Just me.
BCBS $524
BCBS $524
Posted on 6/8/18 at 12:53 pm to Tyga Woods
Family of 5
BCBS
I pay $23 a paycheck for my coverage
PPO $750 Ded $40 office and $55 specialist
Wife pays $225 a check for the rest.
About the same coverage
BCBS
I pay $23 a paycheck for my coverage
PPO $750 Ded $40 office and $55 specialist
Wife pays $225 a check for the rest.
About the same coverage
This post was edited on 6/8/18 at 12:55 pm
Posted on 6/8/18 at 12:55 pm to lsufan1971
Family of 4 paying 0 living in England with the NHS. Not had a bad experience with it yet (15 years on), although I have heard the horror stories. Fingers crossed.
Posted on 6/8/18 at 12:56 pm to slackster
quote:
think it has to be on your W-2 then.
I believe you’re correct.
quote:
one would assume there would be more room for profits and higher wages for employees.
Sure, but it doesn’t mean you’ll get higher wages. Like with the Trump tax cuts, you saw some businesses giving raises, but not all. I work for Jews, we didn’t see a dime.
Posted on 6/8/18 at 1:03 pm to Tyga Woods
quote:
I own my own company and mine isn’t free. How you do that?
Depends on you definition of free as an owner technically. Profit vs. happier employees.
Posted on 6/8/18 at 1:04 pm to Tyga Woods
1 - Myself
Social Security - $5,767.84
Medicare - $1,348.88
Dental - $319.80
Medical - $2,280.72
Vision - $96.72
Total - $9,813.96
Last time I've been to a doctor? 2011
See dentist 3 times/year and eye doc 1 time/year
It's fricking horse shite is what it is.
Social Security - $5,767.84
Medicare - $1,348.88
Dental - $319.80
Medical - $2,280.72
Vision - $96.72
Total - $9,813.96
Last time I've been to a doctor? 2011
See dentist 3 times/year and eye doc 1 time/year
It's fricking horse shite is what it is.
Posted on 6/8/18 at 1:04 pm to Tyga Woods
3 of us.. 150 a month
Posted on 6/8/18 at 1:08 pm to Tyga Woods
BCBS - family of 3, great coverage with a pre-existing, about $20K/yr.
Posted on 6/8/18 at 1:08 pm to TH03
quote:
Sure, but it doesn’t mean you’ll get higher wages. Like with the Trump tax cuts, you saw some businesses giving raises, but not all. I work for Jews, we didn’t see a dime.
There is no guarantee all of the savings would be passed on to you, of course. However, the free market usually dictates that some/most of it will.
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