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Message
2
Posted on 10/25/23 at 1:22 pm to EarlyCuyler3
quote:Why can't you answer the question I initially posed?
Am I? Seems like that's actually a black and white issue for once and now you're telling me it's not and you won't answer my question about it
Posted on 10/25/23 at 1:24 pm to EarlyCuyler3
quote:
Oh yeah? What's the gray area there then?
It would seem the implied correlation is if they aren't mentally capable enough to understand student loan debt then they aren't or can't be mentally capable enough to decide on gender transition surgery or having an abortion. Should we trust idiots to make these kinds of decisions?
Posted on 10/25/23 at 1:24 pm to EarlyCuyler3
Have not read thru the entire 9 pages so sorry if already addressed.. my student loans are paid off, but fwiw my parents had me sign off on the paperwork to take out 4 yrs of loans when i was 16 years old (started college at 17).. cant speak for anyone else, but i had zero clue what i was signing off and committing my life to at 16… was i still on the hook for it ? Yes i was.. in addition to the loans, i also worked offshore summers to help afford other stuff.. and after many many years the loans are are all paid off.. but wow i really think ‘there oughtta be a law’ against someone signing off at 16 or 17 on something that can take them 15 or 20 yrs or more to pay off.. Just my opinion .
Posted on 10/25/23 at 1:25 pm to DakIsNoLB
quote:
It would seem the implied correlation is if they aren't mentally capable enough to understand student loan debt then they aren't or can't be mentally capable enough to decide on gender transition surgery or having an abortion. Should we trust idiots to make these kinds of decisions?
Nope, I think they need some serious mental help.
But then that's not the answer he's wanting and he'll just say I'm lying about it.
Posted on 10/25/23 at 1:28 pm to BK Lounge
quote:
Have not read thru the entire 9 pages so sorry if already addressed.. my student loans are paid off, but fwiw my parents had me sign off on the paperwork to take out 4 yrs of loans when i was 16 years old (started college at 17).. cant speak for anyone else, but i had zero clue what i was signing off and committing my life to at 16… was i still on the hook for it ? Yes i was.. in addition to the loans, i also worked offshore summers to help afford other stuff.. and after many many years the loans are are all paid off.. but wow i really think ‘there oughtta be a law’ against someone signing off at 16 or 17 on something that can take them 15 or 20 yrs or more to pay off.. Just my opinion .
I suppose idea here is your legal guardians are acting in your best interest. This assumes they know what they are doing in the first place. I'm a broken record on this, but this is why student loans need underwriting or some kind of real guidance on loan payoff feasibility.
Posted on 10/25/23 at 1:30 pm to EarlyCuyler3
quote:Why not just post this instead of the back and forth?
Nope, I think they need some serious mental help
So you seem to be saying that many 17-18 year olds are not capable of giving informed consent to student loans, abortions and transitional surgeries.
quote:Nope. I was looking for consistency. Seems you gave it.
But then that's not the answer he's wanting
quote:Wrong.
he'll just say I'm lying about it.
This post was edited on 10/25/23 at 1:32 pm
Posted on 10/25/23 at 2:19 pm to mattchewbocca
quote:
No one knew interests rates in “everything” was going to go up.
The previous administration knew, guess they were the only one?
Posted on 10/25/23 at 2:20 pm to mattchewbocca
quote:
I feel as an American I’ve been strangled for the last 3 years
Now you are starting to sound a little more knowledgeable.
Posted on 10/25/23 at 2:45 pm to BK Lounge
quote:
e sign off on the paperwork to take out 4 yrs of loans when i was 16 years old (started college at 17)
This didnt happen! You signed up fpfor 1 semester at a time just like I did at 17. And you didnt sign a student loan at 16 before enrolling much less a 4 year one.
This post was edited on 10/25/23 at 2:46 pm
Posted on 10/25/23 at 3:02 pm to mattchewbocca
quote:
Now that life continues to get harder with rates going up in every aspect of our lives
Life gets harder for stupid people.
Posted on 10/25/23 at 3:21 pm to HouseMom
quote:
The biggest problem is that the government needs to get itself out of student loans.
This right here. Look at the explosion in college tuition and fees and plot it on a timeline with when the government decided to fund student loans.
Make banks responsible and assume the risks and you will eventually see student loans tightening up and colleges responding accordingly.
Posted on 10/25/23 at 4:02 pm to TorchtheFlyingTiger
quote:
e sign off on the paperwork to take out 4 yrs of loans when i was 16 years old (started college at 17)
This didnt happen! You signed up fpfor 1 semester at a time just like I did at 17. And you didnt sign a student loan at 16 before enrolling much less a 4 year one.
“This didnt happen” ?? Who the frick are you ?? Dont tell me what happened when i know gotdam good and well how it went down; even though it’s been a long time, it was a huge burden so it sticks out very clearly.. i was 16 motherfricker..this was well before i actually started college at 17 .. and as far as how many years i signed up for, you are just arguing semantics- whether or not i signed off for the first year then, and kept signing off each year- it doesnt matter.. the ball got rolling and everything was set up when i was 16.. People like you dont get to say something didnt happen just becuase it fits whatever agenda you are trying to push.. as for me, my only agenda is to try and save people from committing themselves to a lifetime of debt at 16 or 17 like i did .
Posted on 10/25/23 at 4:06 pm to BK Lounge
quote:
and as far as how many years i signed up for, you are just arguing semantics- whether or not i signed off for the first year then, and kept signing off each year- it doesnt matter..
It is not just semantics, and yes it does matter.
Posted on 10/25/23 at 4:13 pm to mattchewbocca
quote:
Justice Thomas’s R.V. Loan Was Forgiven, Senate Inquiry Finds
quote:
With no money down, Justice Clarence Thomas could borrow more than a quarter of a million dollars from a wealthy friend to buy a 40-foot luxury motor coach, making annual interest-only payments for five years. Only then would the principal come due.
quote:
But despite the favorable nature of the 1999 loan and a lengthy extension to make good on his obligations, Justice Thomas failed to repay a “significant portion” — or perhaps any — of the $267,230 principal, according to a new report by Democratic members of the Senate Finance Committee.
quote:
Nearly nine years later, after Justice Thomas had made an unclear number of the interest payments, the outstanding debt was forgiven, an outcome with ethical and potential tax consequences for the justice.
LINK
Posted on 10/25/23 at 4:14 pm to BK Lounge
Your grammar and sentence construction proves you got a good value out of the time you spent at university.
Posted on 10/25/23 at 4:52 pm to mattchewbocca
quote:
how many college kids you you think really understands what they are signing up for?
Quite a racket the government has created.
Posted on 10/25/23 at 4:52 pm to mattchewbocca
You made yourself a prisoner
Posted on 10/25/23 at 5:10 pm to EarlyCuyler3
quote:
I love how the OT conservatives think every 17-18 year old kid should completely understand what they're doing when they sign up for student loans
Maybe they should have any credit they got for the classes they took revoked, since they obviously weren’t capable of understanding even basic financial documents.
Posted on 10/25/23 at 5:15 pm to Dixie2023
quote:
There should be no more gov student loans. They own you and will f up your life until paid. College education should be affordable to begin with, or free, for those who qualify academically. I wish everyone would say no and refuse to pay back. What will they do to that many at once? It’s hard to care whether they get their money back when sending billions of our dollars to foreign countries while Americans are in dire straights.
If you qualify academically then college can be free. Both my kids graduated from a 4 yr school with good degrees and didn’t pay a dime because they received academic scholarships. It shouldn’t be free because u have a 3.0 HS gpa from ‘Everbody Passes High’!
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