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Seeking advice from fellow OT baws about repo men. UPDATED FOR THOSE WHO DON'T CARE.

Posted on 10/4/17 at 10:54 pm
Posted by Chiefagain
Member since Nov 2016
1808 posts
Posted on 10/4/17 at 10:54 pm
Truck loan has been paid off for over 3 months now. I have title in hand and all bank statements proving my 48 month lease was paid off. I get a call from a friend(i use his house address for all mail(dont trust city mail)), saying a repo guy wasat his house looking for me/truck.

How can a repo man take my truck if my accout is $0 -hence, title in hand- and i have all associated paperwork stating i have paid all of my truck notes.

When I call the leasing office they tell me i owe them money. When i reply, "why would you guys send me the title to my truck if i still owed on my account?". Bitch at leasing office wont give me a straight answer and says i owe.

Options?

Update:

Fat lady bitch emails this to me, " there was a transition in personnel and unfortunately there were no notes on your account regarding title transfer" the repossession has been cancelled. I was about to make the sequel to "Law Abiding Citizen" if they didn't rectify the situation that they caused.

This post was edited on 10/5/17 at 4:22 pm
Posted by WinnPtiger
Fort Worth
Member since Mar 2011
25125 posts
Posted on 10/4/17 at 10:54 pm to
Posted by beerJeep
Louisiana
Member since Nov 2016
39250 posts
Posted on 10/4/17 at 10:55 pm to
quote:

i use his house address for all mail(dont trust city mail)


Uh...... Why?
Posted by fightin tigers
Downtown Prairieville
Member since Mar 2008
79876 posts
Posted on 10/4/17 at 10:55 pm to
Glad I don't live in a state with such a shady profession
Posted by S
RIP Wayde
Member since Jan 2007
173794 posts
Posted on 10/4/17 at 10:56 pm to
Get pit bulls
Tie to tree
Question marks
Profit
Posted by Chad504boy
4 posts
Member since Feb 2005
179931 posts
Posted on 10/4/17 at 10:56 pm to
This dude is using his boyfriend's address
Posted by Chiefagain
Member since Nov 2016
1808 posts
Posted on 10/4/17 at 10:58 pm to
quote:

Uh...... Why?


Ive had shite stolen in the past. Suburban mail is more trustworthy.

Posted by djangochained
Gardere
Member since Jul 2013
19185 posts
Posted on 10/4/17 at 10:59 pm to
You don’t trust the mail?
Posted by Kafka
I am the moral conscience of TD
Member since Jul 2007
159087 posts
Posted on 10/4/17 at 10:59 pm to
quote:

Truck loan has been paid off for over 3 months now
you didn't pay cash?

trashy
Posted by SG_Geaux
Beautiful St George, LA
Member since Aug 2004
80833 posts
Posted on 10/4/17 at 10:59 pm to
quote:

i use his house address for all mail(dont trust city mail


Well this doesn't sound fishy at all.
Posted by Martini
Near Athens
Member since Mar 2005
49697 posts
Posted on 10/4/17 at 11:00 pm to
Says you owe what?
Posted by Zappas Stache
Utility Muffin Research Kitchen
Member since Apr 2009
43558 posts
Posted on 10/4/17 at 11:00 pm to
quote:

proving my 48 month lease was paid off.


So its time to turn the truck back in or negotiate a buy out.....

quote:

(i use his house address for all mail(dont trust city mail)),


Jeezus and josephine.....
Posted by OneMoreTime
Florida Gulf Coast Fan
Member since Dec 2008
61865 posts
Posted on 10/4/17 at 11:01 pm to
quote:

I get a call from a friend(i use his house address for all mail(dont trust city mail))
what the frick?
Posted by Tiger4Ever
Member since Aug 2003
36795 posts
Posted on 10/4/17 at 11:01 pm to
-Leasing vehicle
-Repo issues
-Using friends address on said vehicle transaction

Almost as if we are going down the deadbeat checklist...
Posted by LEASTBAY
Member since Aug 2007
16682 posts
Posted on 10/4/17 at 11:01 pm to
The truck is leased? Alot of confusion here.
Posted by biglego
San Francisco
Member since Nov 2007
85574 posts
Posted on 10/4/17 at 11:01 pm to
If the truck is yours and someone comes to take it, call the cops
Posted by SG_Geaux
Beautiful St George, LA
Member since Aug 2004
80833 posts
Posted on 10/4/17 at 11:01 pm to
quote:

my 48 month lease was paid off


quote:

Truck loan has been paid off for over 3 months now


Well which is it? These are two very different things.
Posted by Chiefagain
Member since Nov 2016
1808 posts
Posted on 10/4/17 at 11:02 pm to
quote:

You don’t trust the mail?


Dont trust anything thats government.

Posted by X123F45
Dictated not Read
Member since Apr 2015
30042 posts
Posted on 10/4/17 at 11:03 pm to
Tape a copy of the title in your window that says you will prosecute or kill anyone who takes your legally owned property.
Posted by Tiger Prawn
Member since Dec 2016
26350 posts
Posted on 10/4/17 at 11:03 pm to
quote:

Truck loan
quote:

lease was paid off

Loan and lease are 2 different things. I would assume you had a loan since you now have title in hand.

Tell the bitch at the office that you have the title in hand and receipts/proof of your loan being paid off and that if they attempt to repo the car you already paid off that you’ll sue the company and press auto theft charges against them
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